Seasons

524 South Main Street
Middletown, CT 06457

Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 854
Date Established 1935
Assets $162.69 million
Loans $126.08 million
Deposits $148.67 million
Capital $12.50 million

Seasons is an NCUA insured institution located in Middletown, CT. It was founded in 1935 and has approximately $162.69 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, or volunteer in Middlesex County and the towns of Cheshire, East Haven, Branford, Madison, Guilford, Meriden, North Haven, North Branford, or Wallingford.

Loan Rates

Your Current Location: Virginia, VA 20146

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Branches

Below are Seasons branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Seasons Locations

Financial Details

Seasons Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Seasons. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA insured. Depositors should be careful to remain within NCUA-insurance limits.

Texas Ratio
Seasons U.S. Average
13.76% 7.80%

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. As of December 31, 2016, Seasons had $1,859,933 in non-current loans and $38,030 in owned assets. To cover these potential losses it had $12,501,970 in net worth and $1,293,637 in loans loss reserves. That gives it a Texas Ratio of 13.76%. The closer the Texas Ratio is to 100% and over, the less capital and reserves a credit union has to absorb its loan losses.

Net Worth
Seasons U.S. Average
8.33% 13.06%

Seasons FCU has a net worth of 8.33% versus the BestCashCow average of 13.06%. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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