Seasons Federal Credit Union


524 South Main Street
Middletown, CT 06457
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD 0.55% 0.75% →
2-Year CD 0.65% 0.80% →
5-Year CD 1.00% 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Seasons is an NCUA insured institution located in Middletown, CT. It was founded in 1935 and has approximately $168.16 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 854
Date Established 1935
Assets $168.16 million
Loans $114.66 million
Deposits $158.86 million
Capital $10.59 million

Field of Membership Restrictions

Membership is open to those who live, work, worship, attend school, or volunteer in Middlesex County and the towns of Cheshire, East Haven, Branford, Madison, Guilford, Meriden, North Haven, North Branford, or Wallingford.

Deposit Rates - October 22, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
Premium Money Market Account
0.10% $10,000 $14,999 Learn More
Premium Money Market Account
0.10% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
30 Mo CD
0.70% $10,000 $14,999 Learn More
30 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.85% $10,000 $14,999 Learn More
48 Mo CD
0.85% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Checking Rates APY MIN FEE
Kasasa Cash 0.10% $0 $0.00 Learn MoreShow Less

Loan Rates - October 22, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SEASONS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.600% 3.500% 0.75 $3,125 $1,123 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Seasons branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Seasons Locations

Climate Initiatives

SEASONS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Seasons Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Seasons. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Seasons U.S. Average
3.02% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Seasons had $302,539 in non-current loans and $41,274 in owned assets. To cover these potential losses it had $10,593,311 in net worth and $797,092 in loans loss reserves. That gives it a Texas Ratio of 3.02%.

Net Worth
Seasons U.S. Average
6.29% 12.22%

Seasons FCU has a net worth of 6.29% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Seasons

Branches and Savings

What is Seasons?

A federal credit union, registered with the NCUA under certificate #854.
Learn more about credit unions here.

Is Seasons FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Seasons is insured by the NCUA.

Who can join Seasons?

Please see Field of Membership information above for information on who is eligible to join.

What are Seasons's share account and share certificate rates?

Seasons's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Seasons?

Seasons has total capital of $10.59 million. Full information on Seasons's financial position is located above.

Who owns Seasons?

Credit Unions are owned by their members.

Where are Seasons branches located?

See branch locations nearby.

Are Seasons ATMs Open 24/7?

Do Seasons ATMs accept cash deposits?

Can Seasons customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Seasons have a mobile app?

Does Seasons have mobile deposit?

Does Seasons have quick pay?

How can Seasons transfer money to other banks or credit unions?

Does Seasons report to credit bureaus?

Does Seasons use Chexsystems?

Does Seasons use Equifax?

What is Seasons's toll free phone number?

What is Seasons's ACH Routing Number?

What is Seasons's SWIFT code?

Where can I find Seasons's wire transfer form?

What is the Seasons address for deposits?

What Products Does Seasons Offer

Does Seasons offer mortgages?

Compare mortgage rates here.

Does Seasons offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Seasons offer auto and RV loans?

Compare auto loan rates here.

Does Seasons offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Seasons

  • October 9, 2019 |


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