Sioux Falls, SD 57103


2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 77
Date Established 1934
Assets $157.91 million
Loans $134.13 million
Deposits $148.31 million
Capital $11.13 million

Service First is an NCUA insured institution located in Sioux Falls, SD. It was founded in 1934 and has approximately $157.91 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Minnehaha, Lincoln or McCook County.

Deposit Rates - October 19, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $1 $4,999 Learn MoreShow Less
Money Market
0.07% $10,000 $24,999 Learn MoreShow Less
Money Market
0.07% $25,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $500 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.05% $1 $4,999 Learn MoreShow Less

Loan Rates - October 19, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SERVICE FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.763% 4.750% 0.13 $378 $1,305 Learn More
Triangle Lending Group, Inc.
NMLS ID: 64446
License#: MC-5531
4.636% 4.625% 0.13 $312 $1,286 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More
Flagstar Bank 5.490% $283.58 Learn More
Third Federal Savings & Loan Assoc. of Cleveland 4.240% $245.68 Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Service First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Service First Locations

Financial Details

Service First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Service First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Service First U.S. Average
19.09% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Service First had $1,490,411 in non-current loans and $742,500 in owned assets. To cover these potential losses it had $11,129,069 in net worth and $569,135 in loans loss reserves. That gives it a Texas Ratio of 19.09%.

Net Worth
Service First U.S. Average
7.04% 13.21%

Service First FCU has a net worth of 7.04% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Service First

What is Service First?

A federal credit union, registered with the NCUA under certificate #77.
Learn more about credit unions here.

Is Service First FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Service First?

Please see Field of Membership information above for information on who is eligible to join.

What are Service First's share account and share certificate rates?

Service First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Service First?

Service First has total capital of $11.13 million. Full information on Service First's financial position is located above.

Who owns Service First?

Credit Unions are owned by their members.

Where are Service First branches located?

See branch locations nearby.

Are Service First ATMs Open 24/7?

Do Service First ATMs accept cash deposits?

Can Service First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Service First have a mobile app?

Does Service First have mobile deposit?

Does Service First have quick pay?

How can Service First transfer money to other banks or credit unions?

Does Service First report to credit bureaus?

Does Service First use Chexsystems?

Does Service First use Equifax?

What is Service First's toll free phone number?

What is Service First's ACH Routing Number?

What is Service First's SWIFT code?

Where can I find Service First's wire transfer form?

What is the Service First address for deposits?

What Products Does Service First Offer

Does Service First offer mortgages?

Compare mortgage rates here.

Does Service First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Service First offer auto and RV loans?

Compare auto loan rates here.

Does Service First offer student loans or personal loans?

Compare personal loan rates here.

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