Service First


3901 East 10th Street
Sioux Falls, SD 57103
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.85% →
1-Year CD 0.20% 0.80% →
2-Year CD 0.40% 0.80% →
5-Year CD 1.00% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Service First is an NCUA insured institution located in Sioux Falls, SD. It was founded in 1934 and has approximately $206.68 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 77
Date Established 1934
Assets $206.68 million
Loans $107.01 million
Deposits $195.74 million
Capital $11.76 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Minnehaha, Lincoln or McCook County.

Deposit Rates - September 27, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $2,500 $4,999 Learn More
Money Market
0.07% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.15% $10,000 $14,999 Learn More
6 Mo CD
0.15% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.20% $100,000 $199,999 Learn More
18 Mo CD
0.30% $10,000 $14,999 Learn More
18 Mo CD
0.30% $100,000 $199,999 Learn More
24 Mo CD
0.40% $10,000 $14,999 Learn More
24 Mo CD
0.40% $100,000 $199,999 Learn More
36 Mo CD
0.50% $10,000 $14,999 Learn More
36 Mo CD
0.50% $100,000 $199,999 Learn More
48 Mo CD
0.60% $10,000 $14,999 Learn More
48 Mo CD
0.60% $100,000 $199,999 Learn More
60 Mo CD
1.00% $10,000 $14,999 Learn More
60 Mo CD
1.00% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
0.05% $1 $499 Learn MoreShow Less

Loan Rates - September 27, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SERVICE FIRST

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.368% 3.250% 1.00 $3,750 $1,089 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Service First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Service First Locations

Financial Details

Service First Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Service First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Service First U.S. Average
5.73% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Service First had $630,289 in non-current loans and $136,712 in owned assets. To cover these potential losses it had $11,762,838 in net worth and $1,615,507 in loans loss reserves. That gives it a Texas Ratio of 5.73%.

Net Worth
Service First U.S. Average
6.01% 12.20%

Service First FCU has a net worth of 6.01% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Service First

Branches and Savings

What is Service First?

A federal credit union, registered with the NCUA under certificate #77.
Learn more about credit unions here.

Is Service First FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Service First is insured by the NCUA.

Who can join Service First?

Please see Field of Membership information above for information on who is eligible to join.

What are Service First's share account and share certificate rates?

Service First's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Service First?

Service First has total capital of $11.76 million. Full information on Service First's financial position is located above.

Who owns Service First?

Credit Unions are owned by their members.

Where are Service First branches located?

See branch locations nearby.

Are Service First ATMs Open 24/7?

Do Service First ATMs accept cash deposits?

Can Service First customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Service First have a mobile app?

Does Service First have mobile deposit?

Does Service First have quick pay?

How can Service First transfer money to other banks or credit unions?

Does Service First report to credit bureaus?

Does Service First use Chexsystems?

Does Service First use Equifax?

What is Service First's toll free phone number?

What is Service First's ACH Routing Number?

What is Service First's SWIFT code?

Where can I find Service First's wire transfer form?

What is the Service First address for deposits?

What Products Does Service First Offer

Does Service First offer mortgages?

Compare mortgage rates here.

Does Service First offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Service First offer auto and RV loans?

Compare auto loan rates here.

Does Service First offer student loans or personal loans?

Compare personal loan rates here.

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