Shaker Heights Federal Credit Union


3450 Lee Rd, Room 205
Shaker Heights, OH 44120
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Shaker Heights is an NCUA insured institution located in Shaker Heights, OH. It was founded in 1940 and has approximately $1.73 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3787
Date Established 1940
Assets $1.73 million
Loans $0.39 million
Deposits $1.43 million
Capital $0.29 million

Deposit Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Shaker Heights

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Loan Rates - October 24, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SHAKER HEIGHTS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.904% 2.875% 0.38 $928 $1,038 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

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Below are Shaker Heights branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Shaker Heights Locations

Climate Initiatives

SHAKER HEIGHTS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Shaker Heights Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Shaker Heights. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Shaker Heights U.S. Average
5.22% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Shaker Heights had $16,178 in non-current loans and $0 in owned assets. To cover these potential losses it had $288,828 in net worth and $21,297 in loans loss reserves. That gives it a Texas Ratio of 5.22%.

Net Worth
Shaker Heights U.S. Average
16.65% 12.22%

Shaker Heights FCU has a net worth of 16.65% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Shaker Heights

Branches and Savings

What is Shaker Heights?

A federal credit union, registered with the NCUA under certificate #3787.
Learn more about credit unions here.

Is Shaker Heights FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Shaker Heights is insured by the NCUA.

Who can join Shaker Heights?

Please see Field of Membership information above for information on who is eligible to join.

What are Shaker Heights's share account and share certificate rates?

Shaker Heights's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Shaker Heights?

Shaker Heights has total capital of $0.29 million. Full information on Shaker Heights's financial position is located above.

Who owns Shaker Heights?

Credit Unions are owned by their members.

Where are Shaker Heights branches located?

See branch locations nearby.

Are Shaker Heights ATMs Open 24/7?

Do Shaker Heights ATMs accept cash deposits?

Can Shaker Heights customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Shaker Heights have a mobile app?

Does Shaker Heights have mobile deposit?

Does Shaker Heights have quick pay?

How can Shaker Heights transfer money to other banks or credit unions?

Does Shaker Heights report to credit bureaus?

Does Shaker Heights use Chexsystems?

Does Shaker Heights use Equifax?

What is Shaker Heights's toll free phone number?

What is Shaker Heights's ACH Routing Number?

What is Shaker Heights's SWIFT code?

Where can I find Shaker Heights's wire transfer form?

What is the Shaker Heights address for deposits?

What Products Does Shaker Heights Offer

Does Shaker Heights offer mortgages?

Compare mortgage rates here.

Does Shaker Heights offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Shaker Heights offer auto and RV loans?

Compare auto loan rates here.

Does Shaker Heights offer student loans or personal loans?

Compare personal loan rates here.

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