Sharon & Crescent United Credit Union
Headquarters
30 Pond Street
Sharon, MA 02067
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2024 Overview
General Credit Union Information
Sharon & Crescent United is an NCUA insured institution located in Sharon, MA. It was founded in 1956 and has approximately $1247.27 millions in assets.
Who can join?
Membership in Sharon Credit Union is open to people living or employed in Norfolk, Suffolk, Middlesex, Plymouth, Barnstable, or Bristol Counties. Business organizations based in these counties are eligible to the extent that the majority of their principle owners are individually eligible for membership. Membership is further open to people working for companies that participate in our payroll deduction plan within a 30-mile radius of the main office of Sharon Credit Union.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67836 |
| Date Established | 1956 |
| Assets | $1,247.27 million |
| Loans | $873.44 million |
| Deposits | $1,005.78 million |
| Capital | $160.72 million |
Field of Membership Restrictions
Membership is open to those who live or work in Norfolk, Suffolk, Middlesex, Plymouth, Barnstable or Bristol counties in Massachusetts or Providence, Newport or Bristol counties in Rhode Island.
Deposit Rates - April 20, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.02% | $2,500 | $3,499 | Learn More |
| Int Ckg
|
0.15% | $2,500 | $3,499 | Learn More |
Loan Rates - April 20, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Sharon & Crescent United
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: Not a Lender |
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NMLS ID: Not a Lender |
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NMLS ID: 1907 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to Sharon & Crescent United
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Branches
Below are Sharon & Crescent United branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
SHARON & CRESCENT UNITED is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Sharon & Crescent United Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Sharon & Crescent United. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Sharon & Crescent United | U.S. Average |
|---|---|
| 3.88% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Sharon & Crescent United had $6,183,468 in non-current loans and $244,828 in owned assets. To cover these potential losses it had $160,717,111 in net worth and $5,138,611 in loans loss reserves. That gives it a Texas Ratio of 3.88%.
Net Worth
| Sharon & Crescent United | U.S. Average |
|---|---|
| 12.88% | 13.62% |
Sharon & Crescent United FCU has a net worth of 12.88% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Sharon & Crescent United
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