Sioux Valley Coop Federal Credit Union

Headquarters

Po Box 344
Watertown, SD 57201
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.50% →
5-Year CD N.A. 4.55% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Sioux Valley Coop is an NCUA insured institution located in Watertown, SD. It was founded in 1953 and has approximately $41.54 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8752
Date Established 1953
Assets $41.54 million
Loans $25.95 million
Deposits $32.83 million
Capital $8.22 million
 

Field of Membership Restrictions

Membership is open to those who have credit toward a share of stock in Sioux Valley Co-op / Cenex, employees of Terex-Telelect, Inc. working in Watertown, Twin City Die Castings Company, Superior Homes, Watertown Transit, B & G Welding, ANZA, Inc, Wurth Electronics/MIDCOM, Persona, Empi, Inc., OEM, Dakota Bodies, Inc., Codington County.

Deposit Rates - September 30, 2026

Your Current Location: New York, NY

We do not yet have rates for Sioux Valley Coop

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Loan Rates - September 30, 2026

Your Current Location: New York, NY

There are currently no loan rates available for Sioux Valley Coop

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - New York 30 Year Fixed Mortgage Rates 2026

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Featured - New York Home Equity Line Of Credit Rates 2026

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Branches

Below are Sioux Valley Coop branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Floral Park,New York


Sioux Valley Coop Locations


BranchDistance Map View Lobby Hours

Sioux Valley Co-op FCU

1273.54 A View Lobby Hours


Climate Policy and Initiatives

SIOUX VALLEY COOP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Sioux Valley Coop Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sioux Valley Coop. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sioux Valley Coop U.S. Average
8.46% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Sioux Valley Coop had $711,120 in non-current loans and $0 in owned assets. To cover these potential losses it had $8,223,498 in net worth and $182,283 in loans loss reserves. That gives it a Texas Ratio of 8.46%.

Net Worth
Sioux Valley Coop U.S. Average
19.8% 14.48%

Sioux Valley Coop FCU has a net worth of 19.8% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Sioux Valley Coop

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