Elmira, NY 14904
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 1.40% →
1-Year CD 0.60% 1.15% →
2-Year CD N.A. 1.26% →
5-Year CD N.A. 1.56% →
30-Year Mortgage N.A. 3.09% →
15-Year Mortgage N.A. 2.59% →
HELOC N.A. 2.77% →

2020 Overview

General Credit Union Information

Solutions is an NCUA insured institution located in Elmira, NY. It was founded in 1952 and has approximately $28.14 millions in assets.

NCUA Insured Yes
Charter Number # # 7846
Date Established 1952
Assets $28.14 million
Loans $17.46 million
Deposits $25.17 million
Capital $2.90 million

Deposit Rates - July 13, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.15% $25 $19,999 Learn More
Money Market
0.50% $2,500 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $1,000 - Learn More
12 Mo CD
0.60% $1,000 - Learn More
18 Mo CD
0.75% $1,000 - Learn More
Variable IRA Rates APY MIN MAX
1.26% $1 - Learn MoreShow Less

Loan Rates - July 13, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SOLUTIONS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.950% 2.875% 1.00 $2,438 $1,038 Learn More
Rocket Mortgage
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.620% 3.500% 1.00 $3,750 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
PenFed Credit Union
PenFed Credit Union
3.750 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
2.990 %
$0 Learn More
More Info

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Below are Solutions branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Solutions Locations

Financial Details

Solutions Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Solutions. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Solutions U.S. Average
6.00% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Solutions had $179,653 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,895,070 in net worth and $98,383 in loans loss reserves. That gives it a Texas Ratio of 6.00%.

Net Worth
Solutions U.S. Average
10.28% 13.61%

Solutions FCU has a net worth of 10.28% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Solutions

Branches and Savings

What is Solutions?

A federal credit union, registered with the NCUA under certificate #7846.
Learn more about credit unions here.

Is Solutions FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Solutions?

Please see Field of Membership information above for information on who is eligible to join.

What are Solutions's share account and share certificate rates?

Solutions's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Solutions?

Solutions has total capital of $2.90 million. Full information on Solutions's financial position is located above.

Who owns Solutions?

Credit Unions are owned by their members.

Where are Solutions branches located?

See branch locations nearby.

Are Solutions ATMs Open 24/7?

Do Solutions ATMs accept cash deposits?

Can Solutions customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Solutions have a mobile app?

Does Solutions have mobile deposit?

Does Solutions have quick pay?

How can Solutions transfer money to other banks or credit unions?

Does Solutions report to credit bureaus?

Does Solutions use Chexsystems?

Does Solutions use Equifax?

What is Solutions's toll free phone number?

What is Solutions's ACH Routing Number?

What is Solutions's SWIFT code?

Where can I find Solutions's wire transfer form?

What is the Solutions address for deposits?

What Products Does Solutions Offer

Does Solutions offer mortgages?

Compare mortgage rates here.

Does Solutions offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Solutions offer auto and RV loans?

Compare auto loan rates here.

Does Solutions offer student loans or personal loans?

Compare personal loan rates here.

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