SOUTHWEST COLORADO

15 Bodo Dr
Durango, CO 81303

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 12609
Date Established 1958
Assets $55.00 million
Loans $15.70 million
Deposits $48.10 million
Capital $6.38 million

Southwest Colorado is an NCUA insured institution located in Durango, CO. It was founded in 1958 and has approximately $55 millions in assets.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Archuleta, Dolores, La Plata, Montezuma or San Juan County, Colorado.

Deposit Rates - April 22, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.39% $2,500 $14,999 Learn MoreShow Less
Money Market
0.41% $15,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
Fixed IRA
1.55% $500 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.65% $500 - Learn MoreShow Less
6 Mo CD
0.70% $500 - Learn MoreShow Less
12 Mo CD
1.35% $500 - Learn MoreShow Less
24 Mo CD
1.45% $500 - Learn MoreShow Less
36 Mo CD
1.55% $500 - Learn MoreShow Less
48 Mo CD
1.65% $500 - Learn MoreShow Less
60 Mo CD
1.75% $500 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.36% $500 - Learn MoreShow Less

Loan Rates - April 22, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SOUTHWEST COLORADO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

Note to SOUTHWEST COLORADO
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Southwest Colorado branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Southwest Colorado Locations


Financial Details

Southwest Colorado Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Southwest Colorado. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Southwest Colorado U.S. Average
1.74% 7.49

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2018, Southwest Colorado had $92,093 in non-current loans and $20,483 in owned assets. To cover these potential losses it had $6,377,749 in net worth and $94,233 in loans loss reserves. That gives it a Texas Ratio of 1.74%.

Net Worth
Southwest Colorado U.S. Average
11.59% 13.61%

Southwest Colorado FCU has a net worth of 11.59% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for SOUTHWEST COLORADO

There are currently no comments for SOUTHWEST COLORADO. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →