Southwest Colorado

Headquarters

15 Bodo Dr
Durango, CO 81303
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Southwest Colorado is an NCUA insured institution located in Durango, CO. It was founded in 1958 and has approximately $54.97 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 12609
Date Established 1958
Assets $54.97 million
Loans $22.39 million
Deposits $47.45 million
Capital $6.96 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Archuleta, Dolores, La Plata, Montezuma or San Juan County, Colorado.

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Southwest Colorado

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Southwest Colorado
To upload and update your credit union's rates please register. It is free to register and add rates.

Advertiser Disclosure

Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SOUTHWEST COLORADO

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.706% 2.625% 0.63 $2,668 $1,005 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.775% 2.750% 0.38 $808 $1,021 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to SOUTHWEST COLORADO
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Southwest Colorado branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Southwest Colorado Locations


Financial Details

Southwest Colorado Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Southwest Colorado. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Southwest Colorado U.S. Average
1.24% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Southwest Colorado had $72,258 in non-current loans and $15,396 in owned assets. To cover these potential losses it had $6,962,871 in net worth and $94,978 in loans loss reserves. That gives it a Texas Ratio of 1.24%.

Net Worth
Southwest Colorado U.S. Average
12.66% 12.67%

Southwest Colorado FCU has a net worth of 12.66% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Southwest Colorado

Branches and Savings

What is Southwest Colorado?

A federal credit union, registered with the NCUA under certificate #12609.
Learn more about credit unions here.

Is Southwest Colorado FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Southwest Colorado is insured by the NCUA.

Who can join Southwest Colorado?

Please see Field of Membership information above for information on who is eligible to join.

What are Southwest Colorado's share account and share certificate rates?

Southwest Colorado's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Southwest Colorado?

Southwest Colorado has total capital of $6.96 million. Full information on Southwest Colorado's financial position is located above.

Who owns Southwest Colorado?

Credit Unions are owned by their members.

Where are Southwest Colorado branches located?

See branch locations nearby.

Are Southwest Colorado ATMs Open 24/7?

Do Southwest Colorado ATMs accept cash deposits?

Can Southwest Colorado customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Southwest Colorado have a mobile app?

Does Southwest Colorado have mobile deposit?

Does Southwest Colorado have quick pay?

How can Southwest Colorado transfer money to other banks or credit unions?

Does Southwest Colorado report to credit bureaus?

Does Southwest Colorado use Chexsystems?

Does Southwest Colorado use Equifax?

What is Southwest Colorado's toll free phone number?

What is Southwest Colorado's ACH Routing Number?

What is Southwest Colorado's SWIFT code?

Where can I find Southwest Colorado's wire transfer form?

What is the Southwest Colorado address for deposits?

What Products Does Southwest Colorado Offer

Does Southwest Colorado offer mortgages?

Compare mortgage rates here.

Does Southwest Colorado offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Southwest Colorado offer auto and RV loans?

Compare auto loan rates here.

Does Southwest Colorado offer student loans or personal loans?

Compare personal loan rates here.

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