Springfield Street Railway Emp. Credit Union
Headquarters
640 Page Blvd Ste 102
Springfield, MA 01104
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2024 Overview
General Credit Union Information
Springfield Street Railway Emp. is an NCUA insured institution located in Springfield, MA. It was founded in 1926 and has approximately $1.41 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67965 |
| Date Established | 1926 |
| Assets | $1.41 million |
| Loans | $0.43 million |
| Deposits | $1.08 million |
| Capital | $0.34 million |
Deposit Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Springfield Street Railway Emp.
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Loan Rates - April 27, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Springfield Street Railway Emp.
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.944% | 6.750% | 1.00 | $6,400 | $2,076 | Learn More |
NMLS ID: 2059741 |
7.004% | 6.875% | 0.63 | $4,192 | $2,103 | Learn More |
NMLS ID: 3030 |
7.463% | 7.375% | 0.88 | $2,800 | $2,211 | Learn More |
NMLS ID: Not a Lender |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
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Branches
Below are Springfield Street Railway Emp. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
SPRINGFIELD STREET RAILWAY EMP. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Springfield Street Railway Emp. Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Springfield Street Railway Emp.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Springfield Street Railway Emp. | U.S. Average |
|---|---|
| 2.32% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, Springfield Street Railway Emp. had $8,206 in non-current loans and $0 in owned assets. To cover these potential losses it had $344,490 in net worth and $8,501 in loans loss reserves. That gives it a Texas Ratio of 2.32%.
Net Worth
| Springfield Street Railway Emp. | U.S. Average |
|---|---|
| 24.17% | 13.62% |
Springfield Street Railway Emp. FCU has a net worth of 24.17% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Springfield Street Railway Emp.
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