St. Anne's
Headquarters
Po Box O, So. Station
Fall River, MA 02724
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Phone 1.877.STANNES
2024 Overview
General Credit Union Information
St. Anne's is an NCUA insured institution located in Fall River, MA. It was founded in 1936 and has approximately $1199.97 millions in assets.
Since 1936, St. Anne's Credit Union has supported its members with high-quality, award-winning customer service, low rates and fees, excellent security and protection, and easy access to banking services. As a leader in banking, people turn to St. Anne’s Credit Union to provide savings, checking accounts, home mortgages, car loans, online banking, financial tools, business services, planning options and more. With offices in Dartmouth, Fairhaven, Fall River, New Bedford, Somerset, Swansea, Westport and The Lending Center in Plymouth, St. Anne's Credit Union was named the Best Credit Union in Massachusetts and Best Credit Union in the SouthCoast in addition to being recognized as a Best Place to Work and named the Best Mortgage Lending Company, with flexible and comprehensive loan programs offered by their top-ranked lending team. From our network of branch locations to our lending services, mobile app and free financial education, St. Anne's Credit Union exists to help create individual financial wellbeing and support the local community. For more information, visit stannes.com, stop by any of our branches or call 1-877-782-6637 (1-877-STANNES).
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67605 |
| Date Established | 1936 |
| Assets | $1,199.97 million |
| Loans | $843.30 million |
| Deposits | $987.17 million |
| Capital | $118.97 million |
Field of Membership Restrictions
Membership in St. Anne's Credit Union is open to those who live or work in Bristol, Plymouth or Barnstable, Norfolk or Suffolk counties in Massachusetts, or Bristol, Newport or Providence counties in Rhode Island. Residents and those employed in Coventry, E. Greenwich, N. Kingstown, Warwick, W. Warwick are also eligible for membership.
Deposit Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.01% | $500 | - |
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|
| 9 Months
|
0.20% | $500 | - |
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|
| 12 Mo CD
|
0.25% | $500 | - |
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|
| 13 Month Special
|
5.38% | $2,500 | - |
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|
| 24 Mo CD
|
0.40% | $500 | - |
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|
| 36 Mo CD
|
0.50% | $500 | - |
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|
| 48 Mo CD
|
0.60% | $500 | - |
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|
| 60 Mo CD
|
0.70% | $500 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Statement Saver IRA
|
5.00% | $0 | - | Learn More |
Loan Rates - April 25, 2024
Your Current Location: Ohio, OH 43085
| Home Equity Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| Line of Credit See Table |
7.49% | 7.49% | Varies | |
Compare with 7.49 RATE Line of Credit from Third Federal Savings and Loan
See All Home Equity Rates |
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| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 30 Year Fixed Conforming See Amortization Table |
7.46% | 7.38% | $2,210.16 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 30 Year Fixed Conforming See Amortization Table |
7.46% | 7.38% | $2,210.16 | |
Compare with 6.734% APR and 6.625% 30-Year Fixed RATE from District Lending
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Branches
Below are St. Anne's branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
ST. ANNE'S is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
St. Anne's Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of St. Anne's. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| St. Anne's | U.S. Average |
|---|---|
| 1.78% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, St. Anne's had $2,049,703 in non-current loans and $159,019 in owned assets. To cover these potential losses it had $118,965,482 in net worth and $4,907,901 in loans loss reserves. That gives it a Texas Ratio of 1.78%.
Net Worth
| St. Anne's | U.S. Average |
|---|---|
| 9.91% | 13.62% |
St. Anne's FCU has a net worth of 9.91% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
*All images, logos and public notes on this page appear courtesy of ST. ANNE'S and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.
Customer Reviews for St. Anne's
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