St. Monica


645 Rhode Island St
Gary, IN 46402
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

St. Monica is an NCUA insured institution located in Gary, IN. It was founded in 1953 and has approximately $0 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 8295
Date Established 1953
Assets $0.00 million
Loans $0.01 million
Deposits $0.14 million
Capital $0.00 million

Deposit Rates - July 24, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for St. Monica

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Loan Rates - July 24, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for ST. MONICA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

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Note to ST. MONICA
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Below are St. Monica branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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St. Monica Locations

Financial Details

St. Monica Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of St. Monica. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
St. Monica U.S. Average
0.00% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, St. Monica had $0 in non-current loans and $0 in owned assets. To cover these potential losses it had $131 in net worth and $15 in loans loss reserves. That gives it a Texas Ratio of 0.00%.

Net Worth
St. Monica U.S. Average
100% 12.20%

St. Monica FCU has a net worth of 100% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About St. Monica

Branches and Savings

What is St. Monica?

A federal credit union, registered with the NCUA under certificate #8295.
Learn more about credit unions here.

Is St. Monica FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. St. Monica is insured by the NCUA.

Who can join St. Monica?

Please see Field of Membership information above for information on who is eligible to join.

What are St. Monica's share account and share certificate rates?

St. Monica's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is St. Monica?

St. Monica has total capital of $0.00 million. Full information on St. Monica's financial position is located above.

Who owns St. Monica?

Credit Unions are owned by their members.

Where are St. Monica branches located?

See branch locations nearby.

Are St. Monica ATMs Open 24/7?

Do St. Monica ATMs accept cash deposits?

Can St. Monica customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does St. Monica have a mobile app?

Does St. Monica have mobile deposit?

Does St. Monica have quick pay?

How can St. Monica transfer money to other banks or credit unions?

Does St. Monica report to credit bureaus?

Does St. Monica use Chexsystems?

Does St. Monica use Equifax?

What is St. Monica's toll free phone number?

What is St. Monica's ACH Routing Number?

What is St. Monica's SWIFT code?

Where can I find St. Monica's wire transfer form?

What is the St. Monica address for deposits?

What Products Does St. Monica Offer

Does St. Monica offer mortgages?

Compare mortgage rates here.

Does St. Monica offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does St. Monica offer auto and RV loans?

Compare auto loan rates here.

Does St. Monica offer student loans or personal loans?

Compare personal loan rates here.

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