State Employees Federal Credit Union
Headquarters
400 Whitehall Street Sw
Atlanta, GA 303033720
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2024 Overview
General Credit Union Information
State Employees is an NCUA insured institution located in Atlanta, GA. It was founded in 1961 and has approximately $208.92 millions in assets.
Who can join?
You qualify for membership if you meet one of the following criteria:
• Catholic Community (Members and employees)
• Georgia Tech (Faculty and staff)
• Employees and retirees of Select Employee Groups, and Georgia State Agencies (including all state agencies, colleges, and universities)
• School Systems
• State Employees
• UGA Community (Faculty, staff, students, and alumni)
• Immediate family member of a Georgia United members or an eligible non-member
o Spouses or Domestic Partners
o Children
o Parents
o Brother/Sister
o Stepparents/Stepchildren
o Stepbrother/Stepsister
o Grandparents/Grandchildren
o Adoptive relationships
• Persons who live in the following areas:
o Laurens County
o Clarke County
o City of Norcross
o City of Cumming
o Gwinnett County
o Forsyth County
o Henry County
o Rockdale County
• Persons residing in the same household of a Georgia United member or an eligible non-member
• Volunteers of any school, church, parish, hospital or association within Georgia United's field of membership
• Widow/widower of eligible member
• Foreign contracted employees of Select Employee Group County Board of Educations
• Employed with the private school sector of DeKalb County
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 61064 |
| Date Established | 1961 |
| Assets | $208.92 million |
| Loans | $86.03 million |
| Deposits | $186.04 million |
| Capital | $21.77 million |
Deposit Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for State Employees
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Note to State Employees
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Loan Rates - April 19, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for State Employees
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 2059741 |
6.994% | 6.875% | 0.63 | $3,901 | $2,103 | Learn More |
NMLS ID: 3030 |
7.451% | 7.375% | 0.75 | $2,400 | $2,211 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
7.490 %
|
$0 |
Learn More
More Info |
Note to State Employees
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are State Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
STATE EMPLOYEES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
State Employees Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of State Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| State Employees | U.S. Average |
|---|---|
| 5.70% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, State Employees had $1,251,259 in non-current loans and $70,000 in owned assets. To cover these potential losses it had $21,771,538 in net worth and $1,388,423 in loans loss reserves. That gives it a Texas Ratio of 5.70%.
Net Worth
| State Employees | U.S. Average |
|---|---|
| 10.42% | 13.62% |
State Employees FCU has a net worth of 10.42% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for State Employees
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