971 CORPORATE BOULEVARD
Linthicum, MD 21090
Phone: 1-410-487-7328
| NCUA Insured | Yes |
| Charter Number # | # 66330 |
| Date Established | 1951 |
| Assets | $3,642.60 million |
| Loans | $3,251.56 million |
| Deposits | $3,235.07 million |
| Capital | $358.04 million |
State Employees Cu Of Maryland, Inc is an NCUA insured institution located in Linthicum, MD. It was founded in 1951 and has approximately $3642.6 millions in assets.
Who can join?
Eligibility is typically based on your affiliation (current or past) with a Maryland employer, agency or organization such as a state university or labor union - or by being related to someone who is eligible.
Most Maryland companies located within a five mile radius of a SECU branch*
Organizations located in Maryland that receive federal, state or local funding
Alumni, full and part-time students, faculty and staff of many Maryland schools
Maryland State Employees; full and part-time, permanent, contractual, former and retired
Past and present employees of any labor union representing state or other employees
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Share Savings
|
0.10% | $0 | - | Learn More |
| Compare with 2.25% APY Platinum Online Savings Account from Northfield Bank | Advertiser Disclosure | ||||
|
Money Market
|
0.20% | $2,000 | - | Learn More |
| Premium Money Market Account
|
0.30% | $25,000 | - | Learn More |
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 1 Year Jumbo CD
|
0.60% | $100,000 | - | Learn More |
| 3 Month CD
|
0.25% | $0 | - | Learn More |
| 6 Month CD
|
0.30% | $0 | - | Learn More |
| 9 Month CD
|
0.30% | $0 | - | Learn More |
| 1 Year CD
|
0.50% | $0 | - | Learn More |
| 2 Year CD
|
0.75% | $0 | - | Learn More |
| 3 Year CD
|
1.00% | $0 | - | Learn More |
| 4 Year CD
|
1.40% | $0 | - | Learn More |
| 5 Year CD
|
1.80% | $0 | - | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Premier Checking
|
0.10% | $0 | - | Learn More |
Your Current Location: Virginia, VA 20146
| Home Equity Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| Line of Credit | 5.50% | 5.50% | Varies | |
Compare with 5.5 RATE Line of Credit from PenFed Credit Union
See All Home Equity Rates |
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| Auto Loan Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 3 Year | 3.74% | 3.74% | $735.21 | |
| 4 Year | 3.99% | 3.99% | $564.36 | |
| 5 Year | 3.99% | 3.99% | $460.30 |
| Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year Adjustable Conforming | 4.54% | 3.50% | $1,122.61 | |
| 7 Year Adjustable Conforming | 4.48% | 3.75% | $1,157.79 | |
| 10 Year Adjustable Conforming | 4.22% | 3.88% | $1,176.31 | |
| 15 Year Fixed Conforming | 4.21% | 4.13% | $1,865.55 | |
| 20 Year Fixed Conforming | 4.44% | 4.38% | $1,565.48 | |
| 30 Year Fixed Conforming | 4.67% | 4.63% | $1,286.10 |
| Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
|---|---|---|---|---|
| 5 Year Adjustable Conforming | 4.54% | 3.50% | $1,122.61 | |
| 7 Year Adjustable Conforming | 4.48% | 3.75% | $1,157.79 | |
| 10 Year Adjustable Conforming | 4.22% | 3.88% | $1,176.31 | |
| 15 Year Fixed Conforming | 4.21% | 4.13% | $1,865.55 | |
| 20 Year Fixed Conforming | 4.44% | 4.38% | $1,565.48 | |
| 30 Year Fixed Conforming | 4.67% | 4.63% | $1,286.10 | |
Compare with 5.375% APR and 5.375% 30-Year Fixed RATE from Quicken Loans NMLS #3030
See All Mortgage Rates |
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Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Below are State Employees Cu Of Maryland, Inc branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
The following ratios and data are available to help you better understand the financial condition of State Employees Cu Of Maryland, Inc. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
| State Employees Cu Of Maryland, Inc | U.S. Average |
|---|---|
| 13.52% | 7.49 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2018, State Employees Cu Of Maryland, Inc had $51,141,041 in non-current loans and $774,893 in owned assets. To cover these potential losses it had $358,036,886 in net worth and $25,996,000 in loans loss reserves. That gives it a Texas Ratio of 13.52%.
| State Employees Cu Of Maryland, Inc | U.S. Average |
|---|---|
| 9.82% | 13.61% |
State Employees Cu Of Maryland, Inc FCU has a net worth of 9.82% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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Last Update on April 20, 2019
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