Sterling United

Headquarters

1330 W. Franklin Street
Evansville, IN 47710
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Sterling United is an NCUA insured institution located in Evansville, IN. It was founded in 1956 and has approximately $73.86 millions in assets.

NCUA Insured Yes
Charter Number # # 11273
Date Established 1956
Assets $73.86 million
Loans $40.78 million
Deposits $65.30 million
Capital $7.62 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer or attend school in Vanderburgh or Warrick County, Indiana and to immediate family of current members.

Deposit Rates - January 24, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Sterling United

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Sterling United
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Advertiser Disclosure

Loan Rates - January 24, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for STERLING UNITED

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.562% 2.500% 0.75 $2,030 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to STERLING UNITED
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Branches

Below are Sterling United branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Sterling United Locations


Financial Details

Sterling United Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sterling United. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sterling United U.S. Average
2.01% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Sterling United had $123,874 in non-current loans and $35,000 in owned assets. To cover these potential losses it had $7,623,877 in net worth and $269,475 in loans loss reserves. That gives it a Texas Ratio of 2.01%.

Net Worth
Sterling United U.S. Average
10.32% 12.91%

Sterling United FCU has a net worth of 10.32% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sterling United

Branches and Savings

What is Sterling United?

A credit union, registered with the NCUA under certificate #11273.
Learn more about credit unions here.

Is Sterling United FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Sterling United?

Please see Field of Membership information above for information on who is eligible to join.

What are Sterling United's share account and share certificate rates?

Sterling United's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sterling United?

Sterling United has total capital of $7.62 million. Full information on Sterling United's financial position is located above.

Who owns Sterling United?

Credit Unions are owned by their members.

Where are Sterling United branches located?

See branch locations nearby.

Are Sterling United ATMs Open 24/7?

Do Sterling United ATMs accept cash deposits?

Can Sterling United customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sterling United have a mobile app?

Does Sterling United have mobile deposit?

Does Sterling United have quick pay?

How can Sterling United transfer money to other banks or credit unions?

Does Sterling United report to credit bureaus?

Does Sterling United use Chexsystems?

Does Sterling United use Equifax?

What is Sterling United's toll free phone number?

What is Sterling United's ACH Routing Number?

What is Sterling United's SWIFT code?

Where can I find Sterling United's wire transfer form?

What is the Sterling United address for deposits?

What Products Does Sterling United Offer

Does Sterling United offer mortgages?

Compare mortgage rates here.

Does Sterling United offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sterling United offer auto and RV loans?

Compare auto loan rates here.

Does Sterling United offer student loans or personal loans?

Compare personal loan rates here.

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