Summit Ridge Credit Union

Headquarters

3485 Ne Ralph Powell Rd
Lees Summit, MO 64064
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Summit Ridge is an NCUA insured institution located in Lees Summit, MO. It was founded in 1955 and has approximately $19.43 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 64394
Date Established 1955
Assets $19.43 million
Loans $8.62 million
Deposits $17.64 million
Capital $1.63 million
 

Deposit Rates - September 29, 2026

Your Current Location: Wisconsin, WI

We do not yet have rates for Summit Ridge

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Loan Rates - September 29, 2026

Your Current Location: Wisconsin, WI

There are currently no loan rates available for Summit Ridge

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Wisconsin 30 Year Fixed Mortgage Rates 2026

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Featured - Wisconsin Home Equity Line Of Credit Rates 2026

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Branches

Below are Summit Ridge branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Middleton,Wisconsin


Summit Ridge Locations


BranchDistance Map View Lobby Hours

Summit Ridge Credit Union

383.92 A View Lobby Hours

Systronincs Inc

401.40 B View Lobby Hours


Climate Policy and Initiatives

SUMMIT RIDGE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Summit Ridge Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Summit Ridge. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Summit Ridge U.S. Average
11.40% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, Summit Ridge had $193,755 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,630,552 in net worth and $69,327 in loans loss reserves. That gives it a Texas Ratio of 11.40%.

Net Worth
Summit Ridge U.S. Average
8.39% 14.48%

Summit Ridge FCU has a net worth of 8.39% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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