Sweetwater

Headquarters

2611 Foothill Blvd
Rock Springs, WY 82901
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.65% →
1-Year CD 0.25% 0.67% →
2-Year CD 0.40% 0.75% →
5-Year CD 1.01% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Sweetwater is an NCUA insured institution located in Rock Springs, WY. It was founded in 1960 and has approximately $21.58 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 13600
Date Established 1960
Assets $21.58 million
Loans $5.75 million
Deposits $19.43 million
Capital $2.14 million
 

Deposit Rates - April 22, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
18 Mo CD
0.35% $10,000 $14,999 Learn More
18 Mo CD
0.35% $100,000 $199,999 Learn More
24 Mo CD
0.40% $10,000 $14,999 Learn More
24 Mo CD
0.40% $100,000 $199,999 Learn More
36 Mo CD
0.55% $10,000 $14,999 Learn More
36 Mo CD
0.55% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
1.01% $10,000 $14,999 Learn More
60 Mo CD
1.01% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
1.00% $1 $499 Learn MoreShow Less

Loan Rates - April 22, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for SWEETWATER

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to SWEETWATER
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Sweetwater branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Sweetwater Locations


Financial Details

Sweetwater Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sweetwater. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sweetwater U.S. Average
5.28% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Sweetwater had $115,654 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,135,583 in net worth and $56,234 in loans loss reserves. That gives it a Texas Ratio of 5.28%.

Net Worth
Sweetwater U.S. Average
9.89% 12.67%

Sweetwater FCU has a net worth of 9.89% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sweetwater

Branches and Savings

What is Sweetwater?

A federal credit union, registered with the NCUA under certificate #13600.
Learn more about credit unions here.

Is Sweetwater FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Sweetwater is insured by the NCUA.

Who can join Sweetwater?

Please see Field of Membership information above for information on who is eligible to join.

What are Sweetwater's share account and share certificate rates?

Sweetwater's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sweetwater?

Sweetwater has total capital of $2.14 million. Full information on Sweetwater's financial position is located above.

Who owns Sweetwater?

Credit Unions are owned by their members.

Where are Sweetwater branches located?

See branch locations nearby.

Are Sweetwater ATMs Open 24/7?

Do Sweetwater ATMs accept cash deposits?

Can Sweetwater customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sweetwater have a mobile app?

Does Sweetwater have mobile deposit?

Does Sweetwater have quick pay?

How can Sweetwater transfer money to other banks or credit unions?

Does Sweetwater report to credit bureaus?

Does Sweetwater use Chexsystems?

Does Sweetwater use Equifax?

What is Sweetwater's toll free phone number?

What is Sweetwater's ACH Routing Number?

What is Sweetwater's SWIFT code?

Where can I find Sweetwater's wire transfer form?

What is the Sweetwater address for deposits?

What Products Does Sweetwater Offer

Does Sweetwater offer mortgages?

Compare mortgage rates here.

Does Sweetwater offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sweetwater offer auto and RV loans?

Compare auto loan rates here.

Does Sweetwater offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Sweetwater

There are currently no comments for Sweetwater. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →