2021 Overview
General Credit Union Information
Wyhy is an NCUA insured institution located in Cheyenne, WY. It was founded in 1953 and has approximately $293.05 millions in assets.
Who can join?
To qualify for membership at WyHy, you can be an employee at one of WyHy's many Select Employee Groups, be related, by blood or marriage, to a current employee of a SEG, or be related to someone who is a current Member.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 9094 |
| Date Established | 1953 |
| Assets | $293.05 million |
| Loans | $231.62 million |
| Deposits | $254.87 million |
| Capital | $34.21 million |
Field of Membership Restrictions
Deposit Rates - November 26, 2021
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.30% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.35% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.30% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.35% | $100,000 | $199,999 |
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|
Loan Rates - November 26, 2021
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for WYHY
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1907 |
3.116% | 2.990% | 0.63 | $4,062 | $1,053 | Learn More |
NMLS ID: 1018 |
2.909% | 2.875% | 0.50 | $1,100 | $1,038 | Learn More |
NMLS ID: 3030 |
3.736% | 3.625% | 0.88 | $3,438 | $1,141 | Learn More |
NMLS ID: 541760 |
3.046% | 2.975% | 0.88 | $2,280 | $1,051 | Learn More |
|
NMLS ID: 1907 |
3.116% | 2.990% | 0.63 | $4,062 | $1,053 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Flagstar Bank-Heloc See Table |
4.990 %
|
$0 |
Learn More
More Info |
Note to WYHY
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Wyhy branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
WYHY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Wyhy Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Wyhy. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Wyhy | U.S. Average |
|---|---|
| 6.26% | 3.79 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2021, Wyhy had $1,622,100 in non-current loans and $680,234 in owned assets. To cover these potential losses it had $34,211,915 in net worth and $2,556,839 in loans loss reserves. That gives it a Texas Ratio of 6.26%.
Net Worth
| Wyhy | U.S. Average |
|---|---|
| 11.67% | 12.22% |
Wyhy FCU has a net worth of 11.67% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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