P.o. Box 20050
Cheyenne, WY 82003
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.65% →
1-Year CD 0.70% 0.67% →
2-Year CD 0.90% 0.75% →
5-Year CD 1.35% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Wyhy is an NCUA insured institution located in Cheyenne, WY. It was founded in 1953 and has approximately $278.11 millions in assets.

Who can join?

To qualify for membership at WyHy, you can be an employee at one of WyHy's many Select Employee Groups, be related, by blood or marriage, to a current employee of a SEG, or be related to someone who is a current Member.

NCUA Insured Yes / Federally Chartered
Charter Number # # 9094
Date Established 1953
Assets $278.11 million
Loans $226.34 million
Deposits $244.83 million
Capital $33.20 million

Field of Membership Restrictions

Must be an employee of one of the several Select Employee Groups (SEGs).

Deposit Rates - May 11, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.35% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.65% $10,000 $14,999 Learn More
12 Mo CD
0.70% $100,000 $199,999 Learn More
18 Mo CD
0.75% $10,000 $14,999 Learn More
18 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
30 Mo CD
0.85% $10,000 $14,999 Learn More
30 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
0.95% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.30% $10,000 $14,999 Learn More
48 Mo CD
1.35% $100,000 $199,999 Learn More
60 Mo CD
1.30% $10,000 $14,999 Learn More
60 Mo CD
1.35% $100,000 $199,999 Learn More

Loan Rates - May 11, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WYHY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.572% 2.500% 0.50 $2,385 $988 Learn More
CIT Bank
NMLS ID: 541760
2.945% 2.875% 0.88 $2,250 $1,038 Learn More
Test Advertiser QA
2.781% 2.750% 0.38 $998 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to WYHY
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Wyhy branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Wyhy Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wyhy. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wyhy U.S. Average
6.63% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Wyhy had $1,771,439 in non-current loans and $593,780 in owned assets. To cover these potential losses it had $33,195,311 in net worth and $2,478,893 in loans loss reserves. That gives it a Texas Ratio of 6.63%.

Net Worth
Wyhy U.S. Average
11.93% 12.67%

Wyhy FCU has a net worth of 11.93% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Wyhy

Branches and Savings

What is Wyhy?

A federal credit union, registered with the NCUA under certificate #9094.
Learn more about credit unions here.

Is Wyhy FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Wyhy is insured by the NCUA.

Who can join Wyhy?

Please see Field of Membership information above for information on who is eligible to join.

What are Wyhy's share account and share certificate rates?

Wyhy's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Wyhy?

Wyhy has total capital of $33.20 million. Full information on Wyhy's financial position is located above.

Who owns Wyhy?

Credit Unions are owned by their members.

Where are Wyhy branches located?

See branch locations nearby.

Are Wyhy ATMs Open 24/7?

Do Wyhy ATMs accept cash deposits?

Can Wyhy customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Wyhy have a mobile app?

Does Wyhy have mobile deposit?

Does Wyhy have quick pay?

How can Wyhy transfer money to other banks or credit unions?

Does Wyhy report to credit bureaus?

Does Wyhy use Chexsystems?

Does Wyhy use Equifax?

What is Wyhy's toll free phone number?

What is Wyhy's ACH Routing Number?

What is Wyhy's SWIFT code?

Where can I find Wyhy's wire transfer form?

What is the Wyhy address for deposits?

What Products Does Wyhy Offer

Does Wyhy offer mortgages?

Compare mortgage rates here.

Does Wyhy offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wyhy offer auto and RV loans?

Compare auto loan rates here.

Does Wyhy offer student loans or personal loans?

Compare personal loan rates here.

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