2021 Overview
General Credit Union Information
Wyhy is an NCUA insured institution located in Cheyenne, WY. It was founded in 1953 and has approximately $278.11 millions in assets.
Who can join?
To qualify for membership at WyHy, you can be an employee at one of WyHy's many Select Employee Groups, be related, by blood or marriage, to a current employee of a SEG, or be related to someone who is a current Member.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 9094 |
| Date Established | 1953 |
| Assets | $278.11 million |
| Loans | $226.34 million |
| Deposits | $244.83 million |
| Capital | $33.20 million |
Field of Membership Restrictions
Deposit Rates - May 11, 2021
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.30% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.35% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.30% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.35% | $100,000 | $199,999 |
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|
Loan Rates - May 11, 2021
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for WYHY
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: |
2.781% | 2.750% | 0.38 | $998 | $1,021 | Learn More |
NMLS ID: 1429243 |
2.572% | 2.500% | 0.50 | $2,385 | $988 | Learn More |
NMLS ID: 541760 |
2.945% | 2.875% | 0.88 | $2,250 | $1,038 | Learn More |
|
NMLS ID: |
2.781% | 2.750% | 0.38 | $998 | $1,021 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
BMO Harris Bank See Table |
Intro APR 1.990 % After Intro: 4.700 % Intro Period: 12 months |
$0 |
Learn More
More Info |
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
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More Info |
Third Federal Savings and Loan See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to WYHY
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Wyhy branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Financial Details
Wyhy Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Wyhy. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Wyhy | U.S. Average |
|---|---|
| 6.63% | 5.40 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2020, Wyhy had $1,771,439 in non-current loans and $593,780 in owned assets. To cover these potential losses it had $33,195,311 in net worth and $2,478,893 in loans loss reserves. That gives it a Texas Ratio of 6.63%.
Net Worth
| Wyhy | U.S. Average |
|---|---|
| 11.93% | 12.67% |
Wyhy FCU has a net worth of 11.93% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Wyhy
Branches and Savings
What is Wyhy?
A federal credit union, registered with the NCUA under certificate #9094.
Learn more about credit unions here.
Is Wyhy FDIC insured?
No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Wyhy is insured by the NCUA.
Who can join Wyhy?
Please see Field of Membership information above for information on who is eligible to join.
How big is Wyhy?
Wyhy has total capital of $33.20 million. Full information on Wyhy's financial position is located above.
Who owns Wyhy?
Credit Unions are owned by their members.
Where are Wyhy branches located?
See branch locations nearby.
Are Wyhy ATMs Open 24/7?
Do Wyhy ATMs accept cash deposits?
Can Wyhy customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Wyhy have a mobile app?
Does Wyhy have mobile deposit?
Does Wyhy have quick pay?
How can Wyhy transfer money to other banks or credit unions?
Does Wyhy report to credit bureaus?
Does Wyhy use Chexsystems?
Does Wyhy use Equifax?
What is Wyhy's toll free phone number?
What is Wyhy's ACH Routing Number?
What is Wyhy's SWIFT code?
Where can I find Wyhy's wire transfer form?
What is the Wyhy address for deposits?
What Products Does Wyhy Offer
Does Wyhy offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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