2022 Overview
General Credit Union Information
Sycamore is an NCUA insured institution located in Sycamore, AL. It was founded in 1945 and has approximately $45.01 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 5241 |
| Date Established | 1945 |
| Assets | $45.01 million |
| Loans | $33.35 million |
| Deposits | $37.47 million |
| Capital | $7.42 million |
Deposit Rates - September 27, 2022
Your Current Location: California, CA 92111
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
1.45% | $2,500 | $4,999 |
Learn More
|
Loan Rates - September 27, 2022
Your Current Location: California, CA 92111
There are currently no loan rates available for SYCAMORE
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - California 30 Year Fixed Mortgage Rates 2022
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 598623 |
6.321% | 6.250% | 0.75 | $1,875 | $1,540 | Learn More |
NMLS ID: 424182 |
6.687% | 6.625% | 0.63 | $1,605 | $1,601 | Learn More |
NMLS ID: 1429243 |
6.437% | 6.375% | 0.63 | $1,618 | $1,560 | Learn More |
NMLS ID: 1907 |
7.163% | 6.990% | 0.75 | $4,375 | $1,662 | Learn More |
Featured - California Home Equity Line Of Credit Rates 2022
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 5.740 % After Intro: 7.000 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Note to SYCAMORE
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Sycamore branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
San Diego,California
Climate Initiatives
SYCAMORE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Sycamore Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Sycamore. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Sycamore | U.S. Average |
|---|---|
| 5.97% | 4.75 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2022, Sycamore had $365,751 in non-current loans and $86,232 in owned assets. To cover these potential losses it had $7,422,576 in net worth and $148,997 in loans loss reserves. That gives it a Texas Ratio of 5.97%.
Net Worth
| Sycamore | U.S. Average |
|---|---|
| 16.49% | 12.28% |
Sycamore FCU has a net worth of 16.49% versus the BestCashCow average of 12.28. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for SYCAMORE
There are currently no comments for SYCAMORE. Be the first to share your experience. Please provide comments that will help others.
Add Your Review