Po Box 423
Sycamore, AL 35149
See all branch locations →

Notable Rates APY Vs.Others
Savings 1.45% 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Sycamore is an NCUA insured institution located in Sycamore, AL. It was founded in 1945 and has approximately $35.75 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5241
Date Established 1945
Assets $35.75 million
Loans $24.01 million
Deposits $29.57 million
Capital $6.09 million

Deposit Rates - April 23, 2021

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
1.45% $2,500 $4,999 Learn More

Loan Rates - April 23, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SYCAMORE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
CityWorth Loans
NMLS ID: 925476
2.829% 2.750% 0.63 $2,560 $1,021 Learn More
Test Advertiser QA
2.422% 2.375% 0.63 $1,562 $972 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Test Advertiser QA
Test Advertiser QA
See Table
0.000 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.990 %
After Intro: 4.700 %
Intro Period: 12 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Sycamore branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Sycamore Locations

Financial Details

Sycamore Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sycamore. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sycamore U.S. Average
12.40% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Sycamore had $471,366 in non-current loans and $300,637 in owned assets. To cover these potential losses it had $6,091,728 in net worth and $132,035 in loans loss reserves. That gives it a Texas Ratio of 12.40%.

Net Worth
Sycamore U.S. Average
17.04% 12.67%

Sycamore FCU has a net worth of 17.04% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Sycamore

Branches and Savings

What is Sycamore?

A federal credit union, registered with the NCUA under certificate #5241.
Learn more about credit unions here.

Is Sycamore FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Sycamore is insured by the NCUA.

Who can join Sycamore?

Please see Field of Membership information above for information on who is eligible to join.

What are Sycamore's share account and share certificate rates?

Sycamore's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sycamore?

Sycamore has total capital of $6.09 million. Full information on Sycamore's financial position is located above.

Who owns Sycamore?

Credit Unions are owned by their members.

Where are Sycamore branches located?

See branch locations nearby.

Are Sycamore ATMs Open 24/7?

Do Sycamore ATMs accept cash deposits?

Can Sycamore customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sycamore have a mobile app?

Does Sycamore have mobile deposit?

Does Sycamore have quick pay?

How can Sycamore transfer money to other banks or credit unions?

Does Sycamore report to credit bureaus?

Does Sycamore use Chexsystems?

Does Sycamore use Equifax?

What is Sycamore's toll free phone number?

What is Sycamore's ACH Routing Number?

What is Sycamore's SWIFT code?

Where can I find Sycamore's wire transfer form?

What is the Sycamore address for deposits?

What Products Does Sycamore Offer

Does Sycamore offer mortgages?

Compare mortgage rates here.

Does Sycamore offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sycamore offer auto and RV loans?

Compare auto loan rates here.

Does Sycamore offer student loans or personal loans?

Compare personal loan rates here.

Customer Reviews for Sycamore

There are currently no comments for Sycamore. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →