SYCAMORE

PO BOX 423
Sycamore, AL 35149

 

2018 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 5241
Date Established 1945
Assets $21.67 million
Loans $15.67 million
Deposits $17.23 million
Capital $4.38 million

Sycamore is an NCUA insured institution located in Sycamore, AL. It was founded in 1945 and has approximately $21.67 millions in assets.

Deposit Rates - December 15, 2018

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Learn more about these great rates:


Variable IRA Rates APY MIN MAX
Var IRA
2.22% $100 - Learn MoreShow Less

Loan Rates - December 15, 2018

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for SYCAMORE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2018

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
J.G. Wentworth Home Lending, LLC
NMLS ID: 2925
License#: MC-1875
4.518% 4.500% 0.25 $540 $1,267 Learn More
HSBC Bank USA N.A.
NMLS ID: 399799
4.789% 4.750% 0.00 $1,248 $1,305 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.375% 5.375% 0.00 $0 $1,400 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2018

Lender Rate (%) Monthly Payment Learn More

Note to SYCAMORE
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Sycamore branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Sycamore Locations

Financial Details

Sycamore Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Sycamore. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Sycamore U.S. Average
7.77% 5.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2018, Sycamore had $332,925 in non-current loans and $14,577 in owned assets. To cover these potential losses it had $4,382,884 in net worth and $90,860 in loans loss reserves. That gives it a Texas Ratio of 7.77%.

Net Worth
Sycamore U.S. Average
20.22% 13.21%

Sycamore FCU has a net worth of 20.22% versus the BestCashCow average of 13.21. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions On Sycamore

What is Sycamore?

A federal credit union, registered with the NCUA under certificate #5241.
Learn more about credit unions here.

Is Sycamore FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Sycamore?

Please see Field of Membership information above for information on who is eligible to join.

What are Sycamore's share account and share certificate rates?

Sycamore's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Sycamore?

Sycamore has total capital of $4.38 million. Full information on Sycamore's financial position is located above.

Who owns Sycamore?

Credit Unions are owned by their members.

Where are Sycamore branches located?

See branch locations nearby.

Are Sycamore ATMs Open 24/7?

Do Sycamore ATMs accept cash deposits?

Can Sycamore customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Sycamore have a mobile app?

Does Sycamore have mobile deposit?

Does Sycamore have quick pay?

How can Sycamore transfer money to other banks or credit unions?

Does Sycamore report to credit bureaus?

Does Sycamore use Chexsystems?

Does Sycamore use Equifax?

What is Sycamore's toll free phone number?

What is Sycamore's ACH Routing Number?

What is Sycamore's SWIFT code?

Where can I find Sycamore's wire transfer form?

What is the Sycamore address for deposits?

What Products Does Sycamore Offer

Does Sycamore offer mortgages?

Compare mortgage rates here.

Does Sycamore offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Sycamore offer auto and RV loans?

Compare auto loan rates here.

Does Sycamore offer student loans or personal loans?

Compare personal loan rates here.

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*All images, logos and public notes on this page appear courtesy of Sycamore and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.