2021 Overview
General Credit Union Information
Sycamore is an NCUA insured institution located in Sycamore, AL. It was founded in 1945 and has approximately $35.75 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 5241 |
| Date Established | 1945 |
| Assets | $35.75 million |
| Loans | $24.01 million |
| Deposits | $29.57 million |
| Capital | $6.09 million |
Deposit Rates - April 23, 2021
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
1.45% | $2,500 | $4,999 |
Learn More
|
Loan Rates - April 23, 2021
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for SYCAMORE
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: |
2.422% | 2.375% | 0.63 | $1,562 | $972 | Learn More |
NMLS ID: 925476 |
2.829% | 2.750% | 0.63 | $2,560 | $1,021 | Learn More |
|
NMLS ID: 925476 |
2.829% | 2.750% | 0.63 | $2,560 | $1,021 | Learn More |
|
NMLS ID: |
2.422% | 2.375% | 0.63 | $1,562 | $972 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Test Advertiser QA See Table |
0.000 %
|
$0 |
Learn More
More Info |
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
BMO Harris Bank See Table |
Intro APR 1.990 % After Intro: 4.700 % Intro Period: 12 months |
$0 |
Learn More
More Info |
Third Federal Savings and Loan See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to SYCAMORE
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Sycamore branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Financial Details
Sycamore Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Sycamore. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Sycamore | U.S. Average |
|---|---|
| 12.40% | 5.40 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2020, Sycamore had $471,366 in non-current loans and $300,637 in owned assets. To cover these potential losses it had $6,091,728 in net worth and $132,035 in loans loss reserves. That gives it a Texas Ratio of 12.40%.
Net Worth
| Sycamore | U.S. Average |
|---|---|
| 17.04% | 12.67% |
Sycamore FCU has a net worth of 17.04% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Sycamore
Branches and Savings
What is Sycamore?
A federal credit union, registered with the NCUA under certificate #5241.
Learn more about credit unions here.
Is Sycamore FDIC insured?
No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Sycamore is insured by the NCUA.
Who can join Sycamore?
Please see Field of Membership information above for information on who is eligible to join.
How big is Sycamore?
Sycamore has total capital of $6.09 million. Full information on Sycamore's financial position is located above.
Who owns Sycamore?
Credit Unions are owned by their members.
Where are Sycamore branches located?
See branch locations nearby.
Are Sycamore ATMs Open 24/7?
Do Sycamore ATMs accept cash deposits?
Can Sycamore customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Sycamore have a mobile app?
Does Sycamore have mobile deposit?
Does Sycamore have quick pay?
How can Sycamore transfer money to other banks or credit unions?
Does Sycamore report to credit bureaus?
Does Sycamore use Chexsystems?
Does Sycamore use Equifax?
What is Sycamore's toll free phone number?
What is Sycamore's ACH Routing Number?
What is Sycamore's SWIFT code?
Where can I find Sycamore's wire transfer form?
What is the Sycamore address for deposits?
What Products Does Sycamore Offer
Does Sycamore offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
There are currently no comments for Sycamore. Be the first to share your experience. Please provide comments that will help others.
Add Your Review