2021 Overview
General Credit Union Information
Sycamore is an NCUA insured institution located in Sycamore, AL. It was founded in 1945 and has approximately $38.33 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 5241 |
| Date Established | 1945 |
| Assets | $38.33 million |
| Loans | $28.73 million |
| Deposits | $31.66 million |
| Capital | $6.56 million |
Deposit Rates - December 5, 2021
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
1.45% | $2,500 | $4,999 |
Learn More
|
Loan Rates - December 5, 2021
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for SYCAMORE
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
3.872% | 3.750% | 1.00 | $3,750 | $1,158 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
2.809% | 2.750% | 0.75 | $1,928 | $1,021 | Learn More |
NMLS ID: 1018 |
2.906% | 2.875% | 0.38 | $995 | $1,038 | Learn More |
|
NMLS ID: 1018 |
2.906% | 2.875% | 0.38 | $995 | $1,038 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Flagstar Bank-Heloc See Table |
4.990 %
|
$0 |
Learn More
More Info |
Note to SYCAMORE
To upload and update your bank's rates please register.
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Branches
Below are Sycamore branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Climate Initiatives
SYCAMORE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Financial Details
Sycamore Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Sycamore. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Sycamore | U.S. Average |
|---|---|
| 3.87% | 3.79 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2021, Sycamore had $149,014 in non-current loans and $110,265 in owned assets. To cover these potential losses it had $6,558,949 in net worth and $135,997 in loans loss reserves. That gives it a Texas Ratio of 3.87%.
Net Worth
| Sycamore | U.S. Average |
|---|---|
| 17.11% | 12.22% |
Sycamore FCU has a net worth of 17.11% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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