2020 Overview
General Credit Union Information
Sycamore is an NCUA insured institution located in Sycamore, AL. It was founded in 1945 and has approximately $29.15 millions in assets.
| NCUA Insured | Yes |
| Charter Number # | # 5241 |
| Date Established | 1945 |
| Assets | $29.15 million |
| Loans | $18.76 million |
| Deposits | $23.57 million |
| Capital | $5.51 million |
Deposit Rates - December 5, 2020
Your Current Location: Connecticut, CT 06828
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
1.45% | $2,500 | $4,999 |
Learn More
|
Loan Rates - December 5, 2020
Your Current Location: Connecticut, CT 06828
There are currently no loan rates available for SYCAMORE
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Connecticut 30 Year Fixed Mortgage Rates 2020
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
2.991% | 2.875% | 1.00 | $3,750 | $1,038 | Learn More |
NMLS ID: 3030 |
3.243% | 3.125% | 1.00 | $3,750 | $1,071 | Learn More |
NMLS ID: 1168 |
2.693% | 2.625% | 0.75 | $2,235 | $1,005 | Learn More |
NMLS ID: 2890 License#: 13256 |
2.558% | 2.500% | 0.75 | $1,905 | $988 | Learn More |
Featured - Connecticut Home Equity Line Of Credit Rates 2020
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
People's United Bank, N.A. See Table |
4.000 %
|
$0 |
Learn More
More Info |
Third Federal Savings and Loans See Table |
2.240 %
|
$0 |
Learn More
More Info |
Note to SYCAMORE
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Branches
Below are Sycamore branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Fairfield,Connecticut
Sycamore Locations
Financial Details
Sycamore Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Sycamore. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Sycamore | U.S. Average |
|---|---|
| 6.51% | 6.71 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 30, 2020, Sycamore had $247,815 in non-current loans and $117,555 in owned assets. To cover these potential losses it had $5,508,101 in net worth and $103,595 in loans loss reserves. That gives it a Texas Ratio of 6.51%.
Net Worth
| Sycamore | U.S. Average |
|---|---|
| 18.89% | 13.61% |
Sycamore FCU has a net worth of 18.89% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Sycamore
Branches and Savings
What is Sycamore?
A federal credit union, registered with the NCUA under certificate #5241.
Learn more about credit unions here.
Is Sycamore FDIC insured?
No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.
Who can join Sycamore?
Please see Field of Membership information above for information on who is eligible to join.
How big is Sycamore?
Sycamore has total capital of $5.51 million. Full information on Sycamore's financial position is located above.
Who owns Sycamore?
Credit Unions are owned by their members.
Where are Sycamore branches located?
See branch locations nearby.
Are Sycamore ATMs Open 24/7?
Do Sycamore ATMs accept cash deposits?
Can Sycamore customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Sycamore have a mobile app?
Does Sycamore have mobile deposit?
Does Sycamore have quick pay?
How can Sycamore transfer money to other banks or credit unions?
Does Sycamore report to credit bureaus?
Does Sycamore use Chexsystems?
Does Sycamore use Equifax?
What is Sycamore's toll free phone number?
What is Sycamore's ACH Routing Number?
What is Sycamore's SWIFT code?
Where can I find Sycamore's wire transfer form?
What is the Sycamore address for deposits?
What Products Does Sycamore Offer
Does Sycamore offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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