T E A Federal Credit Union

Headquarters

Po Box 3380
Houma, LA 70361
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Notable Rates APY Vs.Others
Savings N.A. 4.35% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.47% →
5-Year CD N.A. 4.50% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

T E A is an NCUA insured institution located in Houma, LA. It was founded in 1967 and has approximately $2.46 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 18462
Date Established 1967
Assets $2.46 million
Loans $1.44 million
Deposits $2.25 million
Capital $0.20 million
 

Deposit Rates - September 30, 2026

Your Current Location: Arizona, AZ 85001

We do not yet have rates for T E A

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Loan Rates - September 30, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for T E A

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Arizona 30 Year Fixed Mortgage Rates 2026

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Featured - Arizona Home Equity Line Of Credit Rates 2026

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Branches

Below are T E A branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


T E A Locations around zip code 85001


BranchDistance Map View Lobby Hours

T. E. A. Federal Credit Union

1161.65 A View Lobby Hours


Climate Policy and Initiatives

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Financial Details

T E A Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of T E A. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
T E A U.S. Average
16.93% 6.78

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2025, T E A had $14,914 in non-current loans and $24,437 in owned assets. To cover these potential losses it had $198,805 in net worth and $33,577 in loans loss reserves. That gives it a Texas Ratio of 16.93%.

Net Worth
T E A U.S. Average
8.09% 14.48%

T E A FCU has a net worth of 8.09% versus the BestCashCow average of 14.48. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



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