2021 Overview
General Credit Union Information
Tampa Bay is an NCUA insured institution located in Tampa, FL. It was founded in 1935 and has approximately $366.42 millions in assets.
Who can join?
You are eligible for membership if you are an employee of Tampa Bay Federal Credit Union’s Select Employee Groups. If an immediate family member of yours is already a Tampa Bay Federal member, you are also eligible for membership. In addition, by joining Tampa Bay Federal’s Prime Time Club for a fee of $10, you are qualified for membership.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 352 |
| Date Established | 1935 |
| Assets | $366.42 million |
| Loans | $265.58 million |
| Deposits | $318.85 million |
| Capital | $36.07 million |
Field of Membership Restrictions
Deposit Rates - June 22, 2021
Your Current Location: Virginia, VA 20146
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $10,000 | $14,999 |
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|
|
Money Market
|
0.05% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.15% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
Loan Rates - June 22, 2021
Your Current Location: Virginia, VA 20146
There are currently no loan rates available for TAMPA BAY
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Virginia 30 Year Fixed Mortgage Rates 2021
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1907 |
2.836% | 2.750% | 0.13 | $2,812 | $1,021 | Learn More |
NMLS ID: 1799947 |
2.817% | 2.750% | 0.88 | $2,165 | $1,021 | Learn More |
NMLS ID: 925476 |
3.196% | 3.125% | 0.50 | $2,252 | $1,071 | Learn More |
NMLS ID: 2890 License#: MC-3098 |
2.696% | 2.625% | 0.88 | $2,330 | $1,005 | Learn More |
Featured - Virginia Home Equity Line Of Credit Rates 2021
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
2.240 %
|
$0 |
Learn More
More Info |
Bethpage Federal Credit Union See Table |
Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months |
$25,000 |
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More Info |
BMO Harris Bank See Table |
Intro APR 1.990 % After Intro: 4.840 % Intro Period: 12 months |
$0 |
Learn More
More Info |
Note to TAMPA BAY
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Tampa Bay branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Ashburn,Virginia
Financial Details
Tampa Bay Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Tampa Bay. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Tampa Bay | U.S. Average |
|---|---|
| 5.00% | 5.40 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2020, Tampa Bay had $1,579,245 in non-current loans and $277,737 in owned assets. To cover these potential losses it had $36,066,625 in net worth and $1,048,012 in loans loss reserves. That gives it a Texas Ratio of 5.00%.
Net Worth
| Tampa Bay | U.S. Average |
|---|---|
| 10.22% | 12.67% |
Tampa Bay FCU has a net worth of 10.22% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Frequently Asked Questions About Tampa Bay
Branches and Savings
What is Tampa Bay?
A federal credit union, registered with the NCUA under certificate #352.
Learn more about credit unions here.
Is Tampa Bay FDIC insured?
No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Tampa Bay is insured by the NCUA.
Who can join Tampa Bay?
Please see Field of Membership information above for information on who is eligible to join.
How big is Tampa Bay?
Tampa Bay has total capital of $36.07 million. Full information on Tampa Bay's financial position is located above.
Who owns Tampa Bay?
Credit Unions are owned by their members.
Where are Tampa Bay branches located?
See branch locations nearby.
Are Tampa Bay ATMs Open 24/7?
Do Tampa Bay ATMs accept cash deposits?
Can Tampa Bay customers use other ATMs? What is the charge for withdrawing money from another ATM?
Does Tampa Bay have a mobile app?
Does Tampa Bay have mobile deposit?
Does Tampa Bay have quick pay?
How can Tampa Bay transfer money to other banks or credit unions?
Does Tampa Bay report to credit bureaus?
Does Tampa Bay use Chexsystems?
Does Tampa Bay use Equifax?
What is Tampa Bay's toll free phone number?
What is Tampa Bay's ACH Routing Number?
What is Tampa Bay's SWIFT code?
Where can I find Tampa Bay's wire transfer form?
What is the Tampa Bay address for deposits?
What Products Does Tampa Bay Offer
Does Tampa Bay offer home equity lines of credit and home equity loans?
Compare home equity lines of credit rates here.
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