Tampa Bay Federal Credit Union
Headquarters
3815 N Nebraska Avenue
Tampa, FL 33603
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2025 Overview
General Credit Union Information
Tampa Bay is an NCUA insured institution located in Tampa, FL. It was founded in 1935 and has approximately $495.16 millions in assets.
Who can join?
You are eligible for membership if you are an employee of Tampa Bay Federal Credit Union’s Select Employee Groups. If an immediate family member of yours is already a Tampa Bay Federal member, you are also eligible for membership. In addition, by joining Tampa Bay Federal’s Prime Time Club for a fee of $10, you are qualified for membership.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 352 |
| Date Established | 1935 |
| Assets | $495.16 million |
| Loans | $357.22 million |
| Deposits | $430.18 million |
| Capital | $49.60 million |
Field of Membership Restrictions
Membership in Tampa Bay Federal Credit Union is open to members of The Prime Time Club ($5 one-time membership fee). The purpose of the Prime Time Club is to promote the education and benefits of savings, investments and retirement planning. Membership is also open to employees of Florida Motion Picture, Hillsborough County Aviation Authority and over 100 area Select Employer Groups.
Deposit Rates - July 30, 2025
Your Current Location: New York, NY 10116
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.05% | $500 | - |
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|
|
Money Market
|
0.02% | $3,500 | $9,999 |
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|
|
Money Market
|
0.05% | $50,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
3.50% | $500 | $49,999 |
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|
| 6 Mo CD
|
3.50% | $50,000 | $99,999 |
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|
| 6-11 Months
|
3.50% | $100,000 | - |
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|
| 7 Month Liquid
|
4.37% | $50,000 | $99,999 |
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|
| 12 Mo CD
|
4.20% | $500 | $49,999 |
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|
| 12 Mo CD
|
4.20% | $50,000 | $99,999 |
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|
| 12-23 Months
|
4.20% | $100,000 | - |
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|
| 18 Month Special
|
3.75% | $50,000 | $99,999 |
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|
| 18 Months Special
|
3.75% | $100,000 | - |
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|
| 24 Mo CD
|
3.25% | $500 | $49,999 |
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|
| 24 Mo CD
|
3.25% | $50,000 | $99,999 |
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|
| 24-35 Months
|
3.25% | $100,000 | - |
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|
| 36 Mo CD
|
3.00% | $500 | $49,999 |
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|
| 36 Mo CD
|
3.00% | $50,000 | $99,999 |
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|
| 36-47 Months
|
3.00% | $100,000 | - |
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|
| 48 Mo CD
|
3.00% | $500 | $49,999 |
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|
| 48 Mo CD
|
3.00% | $50,000 | $99,999 |
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|
| 48-59 Months
|
3.00% | $100,000 | - |
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|
| 60 Mo CD
|
0.90% | $500 | $49,999 |
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|
| 60 Mo CD
|
0.05% | $50,000 | $99,999 |
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|
| 60 Months
|
0.05% | $100,000 | - |
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|
Loan Rates - July 30, 2025
Your Current Location: New York, NY 10116
There are currently no loan rates available for Tampa Bay
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - New York 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 399799 |
6.626% | 6.500% | 1.00 | $4,348 | $2,023 | Learn More |
NMLS ID: 401822 |
6.632% | 6.500% | 0.75 | $4,395 | $2,023 | Learn More |
NMLS ID: 3030 |
Learn More | |||||
NMLS ID: 401822 |
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Featured - New York Home Equity Line Of Credit Rates 2025
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
Note to Tampa Bay
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Branches
Below are Tampa Bay branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
Tampa Bay Locations around zip code 10116
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 980.77 | A | View Lobby Hours | |
| 986.21 | B | View Lobby Hours | |
| 987.11 | C | View Lobby Hours | |
| 988.11 | D | View Lobby Hours | |
| 991.70 | E | View Lobby Hours |
Climate Policy and Initiatives
TAMPA BAY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Tampa Bay Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Tampa Bay. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Tampa Bay | U.S. Average |
|---|---|
| 17.33% | 6.86 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of March 31, 2025, Tampa Bay had $8,749,677 in non-current loans and $132,173 in owned assets. To cover these potential losses it had $49,596,944 in net worth and $1,646,533 in loans loss reserves. That gives it a Texas Ratio of 17.33%.
Net Worth
| Tampa Bay | U.S. Average |
|---|---|
| 11.04% | 14.12% |
Tampa Bay FCU has a net worth of 11.04% versus the BestCashCow average of 14.12. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Tampa Bay
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