TENNESSEE VALLEY

Headquarters

PO Box 23967
Chattanooga, TN 37422
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 0.91% →
1-Year CD 0.40% 0.85% →
2-Year CD 0.50% 0.95% →
5-Year CD 1.10% 1.30% →
30-Year Mortgage N.A. 2.61% →
15-Year Mortgage N.A. 2.31% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Tennessee Valley is an NCUA insured institution located in Chattanooga, TN. It was founded in 1936 and has approximately $1672.36 millions in assets.

Who can join?

You can if...

You live, work, worship, volunteer, or attend school in TVFCU's 13-County Community, that includes Bledsoe, Bradley, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea, and Sequatchie Counties in Tennessee; and Catoosa, Dade, and Walker Counties in Georgia.

Your immediate family member is a current TVFCU Member.

You live in the same residence as a current member.

NCUA Insured Yes
Charter Number # # 1520
Date Established 1936
Assets $1,672.36 million
Loans $1,251.26 million
Deposits $1,439.51 million
Capital $221.97 million
 

Field of Membership Restrictions

Membership in Tennessee Valley Federal Credit Union is open to those who live, work, volunteer, attend school or worship in Bledsoe, Bradley, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea and Sequatchie Counties in Tennessee or in Catoosa, Dade and Walker Counties in Georgia.

Deposit Rates - December 2, 2020

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
18 Mo CD
0.45% $10,000 $14,999 Learn More
18 Mo CD
0.45% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
30 Mo CD
0.55% $10,000 $14,999 Learn More
30 Mo CD
0.55% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - December 2, 2020

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for TENNESSEE VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
2.548% 2.500% 0.63 $1,572 $988 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.583% 2.500% 0.88 $2,728 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to TENNESSEE VALLEY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Tennessee Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Tennessee Valley Locations


Financial Details

Tennessee Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Tennessee Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Tennessee Valley U.S. Average
2.76% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Tennessee Valley had $5,576,831 in non-current loans and $805,049 in owned assets. To cover these potential losses it had $221,967,619 in net worth and $8,993,948 in loans loss reserves. That gives it a Texas Ratio of 2.76%.

Net Worth
Tennessee Valley U.S. Average
13.27% 13.61%

Tennessee Valley FCU has a net worth of 13.27% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Tennessee Valley

Branches and Savings

What is Tennessee Valley?

A federal credit union, registered with the NCUA under certificate #1520.
Learn more about credit unions here.

Is Tennessee Valley FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Tennessee Valley?

Please see Field of Membership information above for information on who is eligible to join.

What are Tennessee Valley's share account and share certificate rates?

Tennessee Valley's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Tennessee Valley?

Tennessee Valley has total capital of $221.97 million. Full information on Tennessee Valley's financial position is located above.

Who owns Tennessee Valley?

Credit Unions are owned by their members.

Where are Tennessee Valley branches located?

See branch locations nearby.

Are Tennessee Valley ATMs Open 24/7?

Do Tennessee Valley ATMs accept cash deposits?

Can Tennessee Valley customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Tennessee Valley have a mobile app?

Does Tennessee Valley have mobile deposit?

Does Tennessee Valley have quick pay?

How can Tennessee Valley transfer money to other banks or credit unions?

Does Tennessee Valley report to credit bureaus?

Does Tennessee Valley use Chexsystems?

Does Tennessee Valley use Equifax?

What is Tennessee Valley's toll free phone number?

What is Tennessee Valley's ACH Routing Number?

What is Tennessee Valley's SWIFT code?

Where can I find Tennessee Valley's wire transfer form?

What is the Tennessee Valley address for deposits?

What Products Does Tennessee Valley Offer

Does Tennessee Valley offer mortgages?

Compare mortgage rates here.

Does Tennessee Valley offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Tennessee Valley offer auto and RV loans?

Compare auto loan rates here.

Does Tennessee Valley offer student loans or personal loans?

Compare personal loan rates here.

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