Tennessee Valley Federal Credit Union

Headquarters

Po Box 23967
Chattanooga, TN 37422
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 1.02% →
1-Year CD 0.40% 1.45% →
2-Year CD 0.50% 2.86% →
5-Year CD 1.10% 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Tennessee Valley is an NCUA insured institution located in Chattanooga, TN. It was founded in 1936 and has approximately $2320.3 millions in assets.

Who can join?

You can if...

You live, work, worship, volunteer, or attend school in TVFCU's 13-County Community, that includes Bledsoe, Bradley, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea, and Sequatchie Counties in Tennessee; and Catoosa, Dade, and Walker Counties in Georgia.

Your immediate family member is a current TVFCU Member.

You live in the same residence as a current member.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1520
Date Established 1936
Assets $2,320.30 million
Loans $1,482.65 million
Deposits $2,038.85 million
Capital $270.56 million
 

Field of Membership Restrictions

Membership in Tennessee Valley Federal Credit Union is open to those who live, work, volunteer, attend school or worship in Bledsoe, Bradley, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea and Sequatchie Counties in Tennessee or in Catoosa, Dade and Walker Counties in Georgia.

Deposit Rates - May 21, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.40% $10,000 $14,999 Learn More
12 Mo CD
0.40% $100,000 $199,999 Learn More
18 Mo CD
0.45% $10,000 $14,999 Learn More
18 Mo CD
0.45% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
30 Mo CD
0.55% $10,000 $14,999 Learn More
30 Mo CD
0.55% $100,000 $199,999 Learn More
60 Mo CD
1.10% $10,000 $14,999 Learn More
60 Mo CD
1.10% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - May 21, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for TENNESSEE VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
6.013% 5.875% 1.00 $3,750 $1,479 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

Note to TENNESSEE VALLEY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Tennessee Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Tennessee Valley Locations



Climate Initiatives

TENNESSEE VALLEY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Tennessee Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Tennessee Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Tennessee Valley U.S. Average
3.51% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Tennessee Valley had $9,566,952 in non-current loans and $346,800 in owned assets. To cover these potential losses it had $270,555,098 in net worth and $12,056,845 in loans loss reserves. That gives it a Texas Ratio of 3.51%.

Net Worth
Tennessee Valley U.S. Average
11.66% 12.36%

Tennessee Valley FCU has a net worth of 11.66% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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