PO Box 23967
Chattanooga, TN 37422


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1520
Date Established 1936
Assets $1,416.34 million
Loans $1,069.17 million
Deposits $1,221.75 million
Capital $184.67 million

Tennessee Valley is an NCUA insured institution located in Chattanooga, TN. It was founded in 1936 and has approximately $1416.34 millions in assets.

Who can join?

You can if...

You live, work, worship, volunteer, or attend school in TVFCU's 13-County Community, that includes Bledsoe, Bradley, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea, and Sequatchie Counties in Tennessee; and Catoosa, Dade, and Walker Counties in Georgia.

Your immediate family member is a current TVFCU Member.

You live in the same residence as a current member.

Field of Membership Restrictions

Membership in Tennessee Valley Federal Credit Union is open to those who live, work, volunteer, attend school or worship in Bledsoe, Bradley, Grundy, Hamilton, Marion, McMinn, Meigs, Polk, Rhea and Sequatchie Counties in Tennessee or in Catoosa, Dade and Walker Counties in Georgia.

Deposit Rates - March 19, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.85% $2,500 $9,999 Learn MoreShow Less
Money Market
0.90% $10,000 $24,999 Learn MoreShow Less
Money Market
0.95% $25,000 $49,999 Learn MoreShow Less
Fixed IRA
1.65% $1,000 - Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
1.45% $1,000 - Learn MoreShow Less
12 Mo CD
1.65% $1,000 - Learn MoreShow Less
18 Mo CD
1.85% $1,000 - Learn MoreShow Less
24 Mo CD
2.05% $1,000 - Learn MoreShow Less
30 Mo CD
2.10% $1,000 - Learn MoreShow Less
60 Mo CD
3.00% $1,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.85% $1 $9,999 Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.60% $1 - Learn MoreShow Less

Loan Rates - March 19, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TENNESSEE VALLEY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
4.875% 4.875% 0.00 $0 $1,324 Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.250% 5.250% 0.00 $0 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info
PenFed Credit Union
PenFed Credit Union
5.500 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Tennessee Valley branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Tennessee Valley Locations

Financial Details

Tennessee Valley Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Tennessee Valley. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Tennessee Valley U.S. Average
2.10% 6.94

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2018, Tennessee Valley had $3,572,630 in non-current loans and $445,250 in owned assets. To cover these potential losses it had $184,669,493 in net worth and $6,397,273 in loans loss reserves. That gives it a Texas Ratio of 2.10%.

Net Worth
Tennessee Valley U.S. Average
13.03% 13.08%

Tennessee Valley FCU has a net worth of 13.03% versus the BestCashCow average of 13.08. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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