Texas Community Federal Credit Union

Headquarters

605 E Caesar Ave
Kingsville, TX 78363
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.40% 1.65% →
1-Year CD N.A. 2.02% →
2-Year CD N.A. 3.00% →
5-Year CD N.A. 3.35% →
30-Year Mortgage N.A. 6.31% →
15-Year Mortgage N.A. 5.86% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Texas Community is an NCUA insured institution located in Kingsville, TX. It was founded in 1937 and has approximately $22.75 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1879
Date Established 1937
Assets $22.75 million
Loans $16.66 million
Deposits $19.64 million
Capital $2.88 million
 

Deposit Rates - June 27, 2022

Your Current Location: California, CA 92111

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.40% $2,500 $4,999 Learn More

Int Checking Rates APY MIN MAX
Int Ckg
0.50% $2,500 $3,499 Learn MoreShow Less

Loan Rates - June 27, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for TEXAS COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
CIT Bank, A Division of First Citizens Bank
NMLS ID: 503941
5.853% 5.750% 0.63 $2,880 $1,459 Learn More

Note to TEXAS COMMUNITY
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Branches

Below are Texas Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Texas Community Locations



Climate Initiatives

TEXAS COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Texas Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Texas Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Texas Community U.S. Average
9.98% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Texas Community had $306,102 in non-current loans and $200 in owned assets. To cover these potential losses it had $2,882,298 in net worth and $187,267 in loans loss reserves. That gives it a Texas Ratio of 9.98%.

Net Worth
Texas Community U.S. Average
12.66% 12.36%

Texas Community FCU has a net worth of 12.66% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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