TEXAS COMMUNITY

605 E CAESAR AVE
Kingsville, TX 78363

 

2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1879
Date Established 1937
Assets $18.02 million
Loans $12.88 million
Deposits $15.38 million
Capital $2.32 million

Texas Community is an NCUA insured institution located in Kingsville, TX. It was founded in 1937 and has approximately $18.02 millions in assets.

Deposit Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.60% $10,000 - Learn MoreShow Less
6 Mo CD
0.80% $10,000 - Learn MoreShow Less
12 Mo CD
1.56% $10,000 - Learn MoreShow Less
Special: 15 Mo CD
3.00% $500 - Learn MoreShow Less
24 Mo CD
1.92% $10,000 - Learn MoreShow Less
Special: 35 Mo CD
3.40% $500 - Learn MoreShow Less
36 Mo CD
2.02% $10,000 - Learn MoreShow Less
48 Mo CD
2.12% $10,000 - Learn MoreShow Less
60 Mo CD
2.38% $10,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
2.20% $50 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
Int Ckg
0.50% $25 - Learn MoreShow Less

Loan Rates - August 17, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TEXAS COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
First Internet Bank
NMLS ID: 424182
3.767% 3.750% 0.25 $505 $1,158 Learn More
Rocket Mortgage
NMLS ID: 3030
4.750% 4.750% 0.00 $0 $1,305 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.414% 3.375% 0.50 $1,238 $1,106 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

Note to TEXAS COMMUNITY
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Branches

Below are Texas Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Texas Community Locations


Financial Details

Texas Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Texas Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Texas Community U.S. Average
3.39% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Texas Community had $81,135 in non-current loans and $200 in owned assets. To cover these potential losses it had $2,321,528 in net worth and $77,224 in loans loss reserves. That gives it a Texas Ratio of 3.39%.

Net Worth
Texas Community U.S. Average
12.88% 13.47%

Texas Community FCU has a net worth of 12.88% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Texas Community

Branches and Savings

What is Texas Community?

A federal credit union, registered with the NCUA under certificate #1879.
Learn more about credit unions here.

Is Texas Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Texas Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Texas Community's share account and share certificate rates?

Texas Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Texas Community?

Texas Community has total capital of $2.32 million. Full information on Texas Community's financial position is located above.

Who owns Texas Community?

Credit Unions are owned by their members.

Where are Texas Community branches located?

See branch locations nearby.

Are Texas Community ATMs Open 24/7?

Do Texas Community ATMs accept cash deposits?

Can Texas Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Texas Community have a mobile app?

Does Texas Community have mobile deposit?

Does Texas Community have quick pay?

How can Texas Community transfer money to other banks or credit unions?

Does Texas Community report to credit bureaus?

Does Texas Community use Chexsystems?

Does Texas Community use Equifax?

What is Texas Community's toll free phone number?

What is Texas Community's ACH Routing Number?

What is Texas Community's SWIFT code?

Where can I find Texas Community's wire transfer form?

What is the Texas Community address for deposits?

What Products Does Texas Community Offer

Does Texas Community offer mortgages?

Compare mortgage rates here.

Does Texas Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Texas Community offer auto and RV loans?

Compare auto loan rates here.

Does Texas Community offer student loans or personal loans?

Compare personal loan rates here.

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