2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 4292
Date Established 1941
Assets $11.61 million
Loans $4.53 million
Deposits $9.08 million
Capital $2.48 million

Texoma is an NCUA insured institution located in Fritch, TX. It was founded in 1941 and has approximately $11.61 millions in assets.

Deposit Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

We do not yet have rates for Texoma

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Note to Texoma
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There are currently no rates available for Texoma, but see these great savings and CD rates:

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Loan Rates - August 23, 2019

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TEXOMA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
3.529% 3.500% 0.38 $898 $1,123 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2019

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Third Federal Savings and Loans
Third Federal Savings and Loans
4.240 %
$0 Learn More
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Branches

Below are Texoma branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Texoma Locations


Financial Details

Texoma Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Texoma. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Texoma U.S. Average
2.13% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Texoma had $16,606 in non-current loans and $38,000 in owned assets. To cover these potential losses it had $2,479,508 in net worth and $78,809 in loans loss reserves. That gives it a Texas Ratio of 2.13%.

Net Worth
Texoma U.S. Average
21.36% 13.47%

Texoma FCU has a net worth of 21.36% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Texoma

Branches and Savings

What is Texoma?

A federal credit union, registered with the NCUA under certificate #4292.
Learn more about credit unions here.

Is Texoma FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Texoma?

Please see Field of Membership information above for information on who is eligible to join.

What are Texoma's share account and share certificate rates?

Texoma's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Texoma?

Texoma has total capital of $2.48 million. Full information on Texoma's financial position is located above.

Who owns Texoma?

Credit Unions are owned by their members.

Where are Texoma branches located?

See branch locations nearby.

Are Texoma ATMs Open 24/7?

Do Texoma ATMs accept cash deposits?

Can Texoma customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Texoma have a mobile app?

Does Texoma have mobile deposit?

Does Texoma have quick pay?

How can Texoma transfer money to other banks or credit unions?

Does Texoma report to credit bureaus?

Does Texoma use Chexsystems?

Does Texoma use Equifax?

What is Texoma's toll free phone number?

What is Texoma's ACH Routing Number?

What is Texoma's SWIFT code?

Where can I find Texoma's wire transfer form?

What is the Texoma address for deposits?

What Products Does Texoma Offer

Does Texoma offer mortgages?

Compare mortgage rates here.

Does Texoma offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Texoma offer auto and RV loans?

Compare auto loan rates here.

Does Texoma offer student loans or personal loans?

Compare personal loan rates here.

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