P.o. Box 310
Fritch, TX 79036
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.10% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Texoma is an NCUA insured institution located in Fritch, TX. It was founded in 1941 and has approximately $10.14 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 4292
Date Established 1941
Assets $10.14 million
Loans $4.78 million
Deposits $7.56 million
Capital $2.56 million

Deposit Rates - October 15, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Texoma

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Loan Rates - October 15, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TEXOMA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Morty, Inc.
NMLS ID: 1429243
2.738% 2.690% 0.63 $1,562 $1,013 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to TEXOMA
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Below are Texoma branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Texoma Locations

Climate Initiatives

TEXOMA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Texoma Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Texoma. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Texoma U.S. Average
4.30% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Texoma had $75,362 in non-current loans and $38,000 in owned assets. To cover these potential losses it had $2,562,581 in net worth and $72,192 in loans loss reserves. That gives it a Texas Ratio of 4.30%.

Net Worth
Texoma U.S. Average
25.27% 12.22%

Texoma FCU has a net worth of 25.27% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Texoma

Branches and Savings

What is Texoma?

A federal credit union, registered with the NCUA under certificate #4292.
Learn more about credit unions here.

Is Texoma FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Texoma is insured by the NCUA.

Who can join Texoma?

Please see Field of Membership information above for information on who is eligible to join.

What are Texoma's share account and share certificate rates?

Texoma's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Texoma?

Texoma has total capital of $2.56 million. Full information on Texoma's financial position is located above.

Who owns Texoma?

Credit Unions are owned by their members.

Where are Texoma branches located?

See branch locations nearby.

Are Texoma ATMs Open 24/7?

Do Texoma ATMs accept cash deposits?

Can Texoma customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Texoma have a mobile app?

Does Texoma have mobile deposit?

Does Texoma have quick pay?

How can Texoma transfer money to other banks or credit unions?

Does Texoma report to credit bureaus?

Does Texoma use Chexsystems?

Does Texoma use Equifax?

What is Texoma's toll free phone number?

What is Texoma's ACH Routing Number?

What is Texoma's SWIFT code?

Where can I find Texoma's wire transfer form?

What is the Texoma address for deposits?

What Products Does Texoma Offer

Does Texoma offer mortgages?

Compare mortgage rates here.

Does Texoma offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Texoma offer auto and RV loans?

Compare auto loan rates here.

Does Texoma offer student loans or personal loans?

Compare personal loan rates here.

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