TUSCUMBIA

Headquarters

103 E 5th St
Tuscumbia, AL 35674
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Tuscumbia is an NCUA insured institution located in Tuscumbia, AL. It was founded in 1959 and has approximately $0.91 millions in assets.

NCUA Insured Yes
Charter Number # # 13054
Date Established 1959
Assets $0.91 million
Loans $0.53 million
Deposits $0.40 million
Capital $0.50 million
 

Deposit Rates - January 18, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Tuscumbia

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Note to Tuscumbia
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Loan Rates - January 18, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for TUSCUMBIA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.701% 2.625% 1.00 $2,495 $1,005 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to TUSCUMBIA
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Tuscumbia branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Tuscumbia Locations


Financial Details

Tuscumbia Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Tuscumbia. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Tuscumbia U.S. Average
0.51% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Tuscumbia had $2,639 in non-current loans and $0 in owned assets. To cover these potential losses it had $501,632 in net worth and $15,668 in loans loss reserves. That gives it a Texas Ratio of 0.51%.

Net Worth
Tuscumbia U.S. Average
55.21% 12.91%

Tuscumbia FCU has a net worth of 55.21% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Tuscumbia

Branches and Savings

What is Tuscumbia?

A federal credit union, registered with the NCUA under certificate #13054.
Learn more about credit unions here.

Is Tuscumbia FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Tuscumbia?

Please see Field of Membership information above for information on who is eligible to join.

What are Tuscumbia's share account and share certificate rates?

Tuscumbia's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Tuscumbia?

Tuscumbia has total capital of $0.50 million. Full information on Tuscumbia's financial position is located above.

Who owns Tuscumbia?

Credit Unions are owned by their members.

Where are Tuscumbia branches located?

See branch locations nearby.

Are Tuscumbia ATMs Open 24/7?

Do Tuscumbia ATMs accept cash deposits?

Can Tuscumbia customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Tuscumbia have a mobile app?

Does Tuscumbia have mobile deposit?

Does Tuscumbia have quick pay?

How can Tuscumbia transfer money to other banks or credit unions?

Does Tuscumbia report to credit bureaus?

Does Tuscumbia use Chexsystems?

Does Tuscumbia use Equifax?

What is Tuscumbia's toll free phone number?

What is Tuscumbia's ACH Routing Number?

What is Tuscumbia's SWIFT code?

Where can I find Tuscumbia's wire transfer form?

What is the Tuscumbia address for deposits?

What Products Does Tuscumbia Offer

Does Tuscumbia offer mortgages?

Compare mortgage rates here.

Does Tuscumbia offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Tuscumbia offer auto and RV loans?

Compare auto loan rates here.

Does Tuscumbia offer student loans or personal loans?

Compare personal loan rates here.

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