Unified People's


414 E 18th St
Cheyenne, WY 82001
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.70% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Unified People's is an NCUA insured institution located in Cheyenne, WY. It was founded in 1936 and has approximately $45.77 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 1305
Date Established 1936
Assets $45.77 million
Loans $13.95 million
Deposits $35.86 million
Capital $9.58 million

Field of Membership Restrictions

Membership is open to anyone through becoming a Friend of the Cheyenne Animal Shelter ($10 donation). Membership is also open to members of the Select Employee Group.

Deposit Rates - August 3, 2021

Your Current Location: Virginia, VA 20146

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Advertiser Disclosure

Loan Rates - August 3, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UNIFIED PEOPLE'S

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

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AmeriSave Mortgage Corporation
NMLS ID: 1168
2.565% 2.500% 0.88 $2,142 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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BMO Harris Bank
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1.790 %
After Intro: 4.840 %
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
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2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Below are Unified People's branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Financial Details

Unified People's Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Unified People's. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Unified People's U.S. Average
0.73% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Unified People's had $41,941 in non-current loans and $31,156 in owned assets. To cover these potential losses it had $9,578,700 in net worth and $467,712 in loans loss reserves. That gives it a Texas Ratio of 0.73%.

Net Worth
Unified People's U.S. Average
20.92% 12.20%

Unified People's FCU has a net worth of 20.92% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Unified People's

Branches and Savings

What is Unified People's?

A federal credit union, registered with the NCUA under certificate #1305.
Learn more about credit unions here.

Is Unified People's FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Unified People's is insured by the NCUA.

Who can join Unified People's?

Please see Field of Membership information above for information on who is eligible to join.

What are Unified People's's share account and share certificate rates?

Unified People's's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Unified People's?

Unified People's has total capital of $9.58 million. Full information on Unified People's's financial position is located above.

Who owns Unified People's?

Credit Unions are owned by their members.

Where are Unified People's branches located?

See branch locations nearby.

Are Unified People's ATMs Open 24/7?

Do Unified People's ATMs accept cash deposits?

Can Unified People's customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Unified People's have a mobile app?

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Does Unified People's have quick pay?

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Does Unified People's report to credit bureaus?

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What Products Does Unified People's Offer

Does Unified People's offer mortgages?

Compare mortgage rates here.

Does Unified People's offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Unified People's offer auto and RV loans?

Compare auto loan rates here.

Does Unified People's offer student loans or personal loans?

Compare personal loan rates here.

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