Unified People's Federal Credit Union

Headquarters

414 E 18th St
Cheyenne, WY 82001
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Notable Rates	APY	Vs.Others
Savings	N.A.	0.85% →
1-Year CD	N.A.	0.67% →
2-Year CD	N.A.	0.80% →
5-Year CD	N.A.	1.25% →
30-Year Mortgage	N.A.	2.72% →
15-Year Mortgage	N.A.	2.36% →
HELOC	N.A.	2.79% →

Overview
Membership
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
Reviews

2021 Overview

General Credit Union Information

Unified People's is an NCUA insured institution located in Cheyenne, WY. It was founded in 1936 and has approximately $45.77 millions in assets.


NCUA Insured	Yes / Federally Chartered
Charter Number #	# 1305
Date Established	1936
Assets	$45.77 million
Loans	$13.95 million
Deposits	$35.86 million
Capital	$9.58 million

Field of Membership Restrictions

Membership is open to anyone through becoming a Friend of the Cheyenne Animal Shelter ($10 donation). Membership is also open to members of the Select Employee Group.

Deposit Rates - November 29, 2021

Your Current Location: Washington, WA 98109

We do not yet have rates for Unified People's

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Loan Rates - November 29, 2021

Get Loan Offers

Your Current Location: Washington, WA 98109

There are currently no loan rates available for UNIFIED PEOPLE'S

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2021

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 3030	3.872%	3.750%	1.00	$3,750	$1,158	Learn More
NMLS ID: 3030	3.736%	3.625%	0.88	$3,438	$1,141	Learn More
NMLS ID: 6606	2.999%	2.875%	1.00	$4,004	$1,038	Learn More
NMLS ID: 1558823 License#: CL-1558823	2.813%	2.750%	0.38	$2,072	$1,021	Learn More

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Featured - Washington Home Equity Line Of Credit Rates 2021

Lender	APR (%)^?	Monthly Payment^?	Learn More
Flagstar Bank-Heloc See Table	4.990 %	$0	Learn More More Info
. Variable rate as low as 3.99% APR. Flexibility to borrower as needed. Make home improvements, consolidate debts, make purchases and more. Powered by the Human Interest Rate.
Bethpage Federal Credit Union See Table	Intro APR 2.990 % After Intro: 3.750 % Intro Period: 12 months	$25,000	Learn More More Info
Home Equity rates and terms are subject to change without notice. All offers of credit are subject to credit approval; applicants may be offered credit at higher rates and other terms. Loan-to-value restrictions apply. Hazard insurance is required on all loans secured by real property; flood insurance may also be required. No closing costs on new HELOCs up to $500,000. The borrower will have an increased APR rate if the borrower does not (i) take an advance of $25,000 and maintain this balance for 12 months, and (ii) have automatic transfers from any Bethpage personal savings or checking account for the monthly HELOC payment. Published rates and terms based on primary homes. Home Equities not offered in TX. $5.00 minimum share account required. Membership conditions apply. Rates as low as 3.25% Prime Rate as of 3/16/2020 = 3.25% (Wall Street Journal). No application or closing costs
BMO Harris Bank See Table	Intro APR 1.790 % After Intro: 4.840 % Intro Period: 6 months	$0	Learn More More Info
Get intro rates on a Home Equity Line of Credit as low as 1.79% APR for 6 months, with as low as 3.64% APR thereafter.* Low Intro Rates On A HELOC Special Offer - Apply Now

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Note to UNIFIED PEOPLE'S
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Branches

Below are Unified People's branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Seattle,Washington

Unified People's Locations

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Climate Initiatives

UNIFIED PEOPLE'S is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Unified People's Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Unified People's. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Unified People's	U.S. Average
0.73%	3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Unified People's had $41,941 in non-current loans and $31,156 in owned assets. To cover these potential losses it had $9,578,700 in net worth and $467,712 in loans loss reserves. That gives it a Texas Ratio of 0.73%.

Net Worth

Unified People's	U.S. Average
20.92%	12.22%

Unified People's FCU has a net worth of 20.92% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for UNIFIED PEOPLE'S

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