United Texas


5500 Utsa Blvd
San Antonio, TX 78249
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

United Texas is an NCUA insured institution located in San Antonio, TX. It was founded in 1955 and has approximately $240.18 millions in assets.

Who can join?

The UNITED SA Federal Credit Union's Field of Membership is stated below.

The Field of Membership shall be limited to those having the following common bond:

Persons who live, work, worship, or attend school, and businesses and other legal entities located in Bexar County, Texas;
Members of record of this credit union as of April 14, 2005, the effective date of its conversion to a community charter;
Members of record of the South Texas Healthcare Federal Credit Union (Charter No. 13172) as of December 31, 2006, the effective date of its merger with this credit union;
Spouses of persons who died while within the Field of Membership of this credit union;
Employees of the credit union;
Volunteers for UNITED SA;
Members of the immediate family or household of people within the field of membership; and
Organizations of such persons.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10245
Date Established 1955
Assets $240.18 million
Loans $168.28 million
Deposits $217.77 million
Capital $21.78 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school, and businesses and legal entities in Bexar and Kendall Counties, and a select part of Comal County, Texas.

Deposit Rates - May 6, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for United Texas

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Loan Rates - May 6, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for UNITED TEXAS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

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AmeriSave Mortgage Corporation
NMLS ID: 1168
2.677% 2.625% 0.63 $1,708 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
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Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Third Federal Savings and Loan
Third Federal Savings and Loan
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2.240 %
$0 Learn More
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United Texas Locations

Financial Details

United Texas Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of United Texas. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
United Texas U.S. Average
3.59% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, United Texas had $555,558 in non-current loans and $254,054 in owned assets. To cover these potential losses it had $21,783,087 in net worth and $764,523 in loans loss reserves. That gives it a Texas Ratio of 3.59%.

Net Worth
United Texas U.S. Average
9.06% 12.67%

United Texas FCU has a net worth of 9.06% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About United Texas

Branches and Savings

What is United Texas?

A federal credit union, registered with the NCUA under certificate #10245.
Learn more about credit unions here.

Is United Texas FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. United Texas is insured by the NCUA.

Who can join United Texas?

Please see Field of Membership information above for information on who is eligible to join.

What are United Texas's share account and share certificate rates?

United Texas's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is United Texas?

United Texas has total capital of $21.78 million. Full information on United Texas's financial position is located above.

Who owns United Texas?

Credit Unions are owned by their members.

Where are United Texas branches located?

See branch locations nearby.

Are United Texas ATMs Open 24/7?

Do United Texas ATMs accept cash deposits?

Can United Texas customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does United Texas have a mobile app?

Does United Texas have mobile deposit?

Does United Texas have quick pay?

How can United Texas transfer money to other banks or credit unions?

Does United Texas report to credit bureaus?

Does United Texas use Chexsystems?

Does United Texas use Equifax?

What is United Texas's toll free phone number?

What is United Texas's ACH Routing Number?

What is United Texas's SWIFT code?

Where can I find United Texas's wire transfer form?

What is the United Texas address for deposits?

What Products Does United Texas Offer

Does United Texas offer mortgages?

Compare mortgage rates here.

Does United Texas offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does United Texas offer auto and RV loans?

Compare auto loan rates here.

Does United Texas offer student loans or personal loans?

Compare personal loan rates here.

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