United Vip Federal Credit Union
Headquarters
8045 Constitution Blvd
Sterling Height, MI 48313
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2024 Overview
General Credit Union Information
United Vip is an NCUA insured institution located in Sterling Height, MI. It was founded in 1974 and has approximately $15.84 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 65739 |
| Date Established | 1974 |
| Assets | $15.84 million |
| Loans | $1.85 million |
| Deposits | $14.16 million |
| Capital | $1.68 million |
Deposit Rates - April 29, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for United Vip
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Loan Rates - April 29, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for United Vip
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1429043 License#: RM.804500.000 |
6.806% | 6.625% | 0.88 | $6,000 | $2,049 | Learn More |
NMLS ID: 401822 |
6.806% | 6.625% | 0.88 | $6,000 | $2,049 | Learn More |
NMLS ID: 447490 |
6.826% | 6.750% | 0.75 | $2,496 | $2,076 | Learn More |
NMLS ID: 80015 |
6.962% | 6.875% | 0.88 | $2,829 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|
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Branches
Below are United Vip branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
UNITED VIP is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
United Vip Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of United Vip. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| United Vip | U.S. Average |
|---|---|
| 1.51% | 6.97 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2023, United Vip had $25,558 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,682,390 in net worth and $9,524 in loans loss reserves. That gives it a Texas Ratio of 1.51%.
Net Worth
| United Vip | U.S. Average |
|---|---|
| 10.4% | 13.62% |
United Vip FCU has a net worth of 10.4% versus the BestCashCow average of 13.62. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for United Vip
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