UNITY CATHOLIC

Headquarters

5839 Ridge Road
Parma, OH 44129
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.95% →
1-Year CD 0.60% 1.01% →
2-Year CD 0.80% 0.95% →
5-Year CD 1.20% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Unity Catholic is an NCUA insured institution located in Parma, OH. It was founded in 1942 and has approximately $77.2 millions in assets.

NCUA Insured Yes
Charter Number # # 4966
Date Established 1942
Assets $77.20 million
Loans $44.23 million
Deposits $68.89 million
Capital $7.69 million
 

Field of Membership Restrictions

Must be a member of a church parish, a student in any school or university or employee of the Catholic Diocese of Cleveland.

Deposit Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.80% $10,000 $14,999 Learn More
24 Mo CD
0.80% $100,000 $199,999 Learn More
36 Mo CD
1.00% $10,000 $14,999 Learn More
36 Mo CD
1.00% $100,000 $199,999 Learn More
48 Mo CD
1.10% $10,000 $14,999 Learn More
48 Mo CD
1.10% $100,000 $199,999 Learn More
60 Mo CD
1.20% $10,000 $14,999 Learn More
60 Mo CD
1.20% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - October 24, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for UNITY CATHOLIC

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to UNITY CATHOLIC
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Unity Catholic branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Unity Catholic Locations


Financial Details

Unity Catholic Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Unity Catholic. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Unity Catholic U.S. Average
9.20% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Unity Catholic had $686,361 in non-current loans and $63,000 in owned assets. To cover these potential losses it had $7,692,159 in net worth and $457,064 in loans loss reserves. That gives it a Texas Ratio of 9.20%.

Net Worth
Unity Catholic U.S. Average
9.96% 13.61%

Unity Catholic FCU has a net worth of 9.96% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Unity Catholic

Branches and Savings

What is Unity Catholic?

A federal credit union, registered with the NCUA under certificate #4966.
Learn more about credit unions here.

Is Unity Catholic FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Unity Catholic?

Please see Field of Membership information above for information on who is eligible to join.

What are Unity Catholic's share account and share certificate rates?

Unity Catholic's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Unity Catholic?

Unity Catholic has total capital of $7.69 million. Full information on Unity Catholic's financial position is located above.

Who owns Unity Catholic?

Credit Unions are owned by their members.

Where are Unity Catholic branches located?

See branch locations nearby.

Are Unity Catholic ATMs Open 24/7?

Do Unity Catholic ATMs accept cash deposits?

Can Unity Catholic customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Unity Catholic have a mobile app?

Does Unity Catholic have mobile deposit?

Does Unity Catholic have quick pay?

How can Unity Catholic transfer money to other banks or credit unions?

Does Unity Catholic report to credit bureaus?

Does Unity Catholic use Chexsystems?

Does Unity Catholic use Equifax?

What is Unity Catholic's toll free phone number?

What is Unity Catholic's ACH Routing Number?

What is Unity Catholic's SWIFT code?

Where can I find Unity Catholic's wire transfer form?

What is the Unity Catholic address for deposits?

What Products Does Unity Catholic Offer

Does Unity Catholic offer mortgages?

Compare mortgage rates here.

Does Unity Catholic offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Unity Catholic offer auto and RV loans?

Compare auto loan rates here.

Does Unity Catholic offer student loans or personal loans?

Compare personal loan rates here.

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