Urw Community

Headquarters

314 Lowes Dr
Danville, VA 24540
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 0.85% →
1-Year CD 0.25% 0.70% →
2-Year CD 0.45% 0.75% →
5-Year CD 0.85% 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Urw Community is an NCUA insured institution located in Danville, VA. It was founded in 1970 and has approximately $231.79 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 19867
Date Established 1970
Assets $231.79 million
Loans $141.95 million
Deposits $204.18 million
Capital $25.97 million
 

Field of Membership Restrictions

Membership in URW Community Federal Credit Union is open to those who live, work, worship, volunteer or attend school in the City of Danville, Pittsylvania County, Caswell County, Halifax County, City of Martinsville, or Henry County and immediate family of current members.

Deposit Rates - September 20, 2021

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.45% $10,000 $14,999 Learn More
24 Mo CD
0.45% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.60% $100,000 $199,999 Learn More
60 Mo CD
0.85% $10,000 $14,999 Learn More
60 Mo CD
0.85% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 $499 Learn MoreShow Less

Loan Rates - September 20, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for URW COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PADDIO
NMLS ID: 1907
2.808% 2.750% -0.25 $1,875 $1,021 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.635% 2.625% 0.13 $338 $1,005 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info
BMO Harris Bank
BMO Harris Bank
See Table
Intro APR
1.790 %
After Intro: 4.840 %
Intro Period: 6 months
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info

Note to URW COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Urw Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Urw Community Locations


Financial Details

Urw Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Urw Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Urw Community U.S. Average
11.20% 4.38

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2021, Urw Community had $2,250,313 in non-current loans and $780,209 in owned assets. To cover these potential losses it had $25,966,601 in net worth and $1,086,700 in loans loss reserves. That gives it a Texas Ratio of 11.20%.

Net Worth
Urw Community U.S. Average
11.2% 12.20%

Urw Community FCU has a net worth of 11.2% versus the BestCashCow average of 12.20. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Urw Community

Branches and Savings

What is Urw Community?

A federal credit union, registered with the NCUA under certificate #19867.
Learn more about credit unions here.

Is Urw Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Urw Community is insured by the NCUA.

Who can join Urw Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Urw Community's share account and share certificate rates?

Urw Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Urw Community?

Urw Community has total capital of $25.97 million. Full information on Urw Community's financial position is located above.

Who owns Urw Community?

Credit Unions are owned by their members.

Where are Urw Community branches located?

See branch locations nearby.

Are Urw Community ATMs Open 24/7?

Do Urw Community ATMs accept cash deposits?

Can Urw Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Urw Community have a mobile app?

Does Urw Community have mobile deposit?

Does Urw Community have quick pay?

How can Urw Community transfer money to other banks or credit unions?

Does Urw Community report to credit bureaus?

Does Urw Community use Chexsystems?

Does Urw Community use Equifax?

What is Urw Community's toll free phone number?

What is Urw Community's ACH Routing Number?

What is Urw Community's SWIFT code?

Where can I find Urw Community's wire transfer form?

What is the Urw Community address for deposits?

What Products Does Urw Community Offer

Does Urw Community offer mortgages?

Compare mortgage rates here.

Does Urw Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Urw Community offer auto and RV loans?

Compare auto loan rates here.

Does Urw Community offer student loans or personal loans?

Compare personal loan rates here.

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