Urw Community Federal Credit Union

Headquarters

314 Lowes Dr
Danville, VA 24540
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 4.45% →
1-Year CD 0.25% 5.00% →
2-Year CD 0.45% 4.75% →
5-Year CD 0.85% 4.55% →
30-Year Mortgage N.A. 0.00% →
15-Year Mortgage N.A. 0.00% →
HELOC N.A. 0.99% →

2023 Overview

General Credit Union Information

Urw Community is an NCUA insured institution located in Danville, VA. It was founded in 1970 and has approximately $233.48 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 19867
Date Established 1970
Assets $233.48 million
Loans $166.95 million
Deposits $194.04 million
Capital $29.98 million
 

Field of Membership Restrictions

Membership in URW Community Federal Credit Union is open to those who live, work, worship, volunteer or attend school in the City of Danville, Pittsylvania County, Caswell County, Halifax County, City of Martinsville, or Henry County and immediate family of current members.

Deposit Rates - February 7, 2023

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.20% $10,000 $14,999 Learn More
6 Mo CD
0.20% $100,000 $199,999 Learn More
12 Mo CD
0.25% $10,000 $14,999 Learn More
12 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.45% $10,000 $14,999 Learn More
24 Mo CD
0.45% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.60% $100,000 $199,999 Learn More
60 Mo CD
0.85% $10,000 $14,999 Learn More
60 Mo CD
0.85% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.25% $1 $499 Learn MoreShow Less

Loan Rates - February 7, 2023

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for URW COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2023

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
5.585% 5.500% 1.00 $2,352 $1,420 Learn More
PenFed Credit Union
NMLS ID: 401822
5.294% 5.250% 0.50 $1,250 $1,381 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2023

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
6.740 %
$0 Learn More
More Info

Note to URW COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.


 

Branches

Below are Urw Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Urw Community Locations



Climate Initiatives

URW COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Urw Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Urw Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Urw Community U.S. Average
13.39% 4.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2022, Urw Community had $3,508,023 in non-current loans and $618,749 in owned assets. To cover these potential losses it had $29,980,081 in net worth and $843,169 in loans loss reserves. That gives it a Texas Ratio of 13.39%.

Net Worth
Urw Community U.S. Average
12.84% 12.52%

Urw Community FCU has a net worth of 12.84% versus the BestCashCow average of 12.52. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for URW COMMUNITY

There are currently no comments for URW COMMUNITY. Be the first to share your experience. Please provide comments that will help others.

Add Your Review

Rate it here →