US COMMUNITY

PO BOX 140570
Nashville, TN 37214

Notable Rates APY Vs.Others
Savings 0.10% 2.25% →
1-Year CD 1.41% 2.25% →
2-Year CD 1.61% 2.50% →
5-Year CD 2.02% 2.80% →
30-Year Mortgage N.A. 3.31% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 4.00% →

2019 Overview

General Credit Union Information

Us Community is an NCUA insured institution located in Nashville, TN. It was founded in 1968 and has approximately $213.3 millions in assets.

NCUA Insured Yes
Charter Number # # 67720
Date Established 1968
Assets $213.30 million
Loans $155.00 million
Deposits $180.60 million
Capital $26.00 million
 

Field of Membership Restrictions

Membership is open to those who live, work, attend school or worship in Rutherford, Davidson, Williamson, Sumner or Wilson Counties in Tennessee.

Deposit Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.05% $1,000 $4,999 Learn MoreShow Less
Money Market
0.45% $10,000 $24,999 Learn MoreShow Less
Money Market
0.50% $25,000 $49,999 Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
1.41% $1,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
0.45% $1,000 $49,999 Learn MoreShow Less
0.75% $1,000 $49,999 Learn MoreShow Less
1.41% $1,000 $49,999 Learn MoreShow Less
1.56% $1,000 $49,999 Learn MoreShow Less
1.61% $1,000 $49,999 Learn MoreShow Less
1.66% $1,000 $49,999 Learn MoreShow Less
1.71% $1,000 $49,999 Learn MoreShow Less
1.82% $1,000 $49,999 Learn MoreShow Less
2.02% $1,000 $49,999 Learn MoreShow Less
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $100 - Learn MoreShow Less

Loan Rates - December 14, 2019

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for US COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
5.034% 4.990% 0.00 $1,250 $1,341 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
3.625% 3.625% -0.13 ($222) $1,141 Learn More
Rocket Mortgage
NMLS ID: 3030
4.919% 4.875% 0.00 $1,250 $1,324 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Figure Home Equity Line
Figure Home Equity Line
0.000 %
$0 Learn More
More Info
Third Federal Savings and Loans
Third Federal Savings and Loans
3.740 %
$0 Learn More
More Info

Note to US COMMUNITY
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Us Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Us Community Locations


Financial Details

Us Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Us Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Us Community U.S. Average
11.30% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Us Community had $2,835,608 in non-current loans and $208,450 in owned assets. To cover these potential losses it had $25,995,795 in net worth and $947,875 in loans loss reserves. That gives it a Texas Ratio of 11.30%.

Net Worth
Us Community U.S. Average
12.18% 13.65%

Us Community FCU has a net worth of 12.18% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Us Community

Branches and Savings

What is Us Community?

A federal credit union, registered with the NCUA under certificate #67720.
Learn more about credit unions here.

Is Us Community FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Us Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Us Community's share account and share certificate rates?

Us Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Us Community?

Us Community has total capital of $26.00 million. Full information on Us Community's financial position is located above.

Who owns Us Community?

Credit Unions are owned by their members.

Where are Us Community branches located?

See branch locations nearby.

Are Us Community ATMs Open 24/7?

Do Us Community ATMs accept cash deposits?

Can Us Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Us Community have a mobile app?

Does Us Community have mobile deposit?

Does Us Community have quick pay?

How can Us Community transfer money to other banks or credit unions?

Does Us Community report to credit bureaus?

Does Us Community use Chexsystems?

Does Us Community use Equifax?

What is Us Community's toll free phone number?

What is Us Community's ACH Routing Number?

What is Us Community's SWIFT code?

Where can I find Us Community's wire transfer form?

What is the Us Community address for deposits?

What Products Does Us Community Offer

Does Us Community offer mortgages?

Compare mortgage rates here.

Does Us Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Us Community offer auto and RV loans?

Compare auto loan rates here.

Does Us Community offer student loans or personal loans?

Compare personal loan rates here.

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