Utica Police Department Federal Credit Union

Headquarters

Utica Police Dept.fcu, 413 Oriskany
Utica, NY 13502
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Notable Rates APY Vs.Others
Savings N.A. 1.02% →
1-Year CD N.A. 1.45% →
2-Year CD N.A. 2.86% →
5-Year CD N.A. 3.21% →
30-Year Mortgage N.A. 2.81% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2022 Overview

General Credit Union Information

Utica Police Department is an NCUA insured institution located in Utica, NY. It was founded in 1937 and has approximately $7.24 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 2208
Date Established 1937
Assets $7.24 million
Loans $4.93 million
Deposits $5.65 million
Capital $1.58 million
 

Deposit Rates - May 21, 2022

Your Current Location: California, CA 92111

We do not yet have rates for Utica Police Department

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Loan Rates - May 21, 2022

Your Current Location: California, CA 92111

There are currently no loan rates available for UTICA POLICE DEPARTMENT

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - California 30 Year Fixed Mortgage Rates 2022

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Rocket Mortgage
NMLS ID: 3030
5.990% 5.875% 0.75 $3,125 $1,479 Learn More

Featured - California Home Equity Line Of Credit Rates 2022

Lender APR (%)? Monthly Payment? Learn More

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Branches

Below are Utica Police Department branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
San Diego,California


Utica Police Department Locations



Climate Initiatives

UTICA POLICE DEPARTMENT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Utica Police Department Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Utica Police Department. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Utica Police Department U.S. Average
4.14% 4.85

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2021, Utica Police Department had $71,239 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,580,915 in net worth and $141,727 in loans loss reserves. That gives it a Texas Ratio of 4.14%.

Net Worth
Utica Police Department U.S. Average
21.84% 12.36%

Utica Police Department FCU has a net worth of 21.84% versus the BestCashCow average of 12.36. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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