PO BOX 480
Aberdeen, WA 98520


2019 Overview

General Credit Union Information

NCUA Insured Yes
Charter Number # # 1851
Date Established 1936
Assets $3.29 million
Loans $2.19 million
Deposits $2.77 million
Capital $0.51 million

Utility Employees is an NCUA insured institution located in Aberdeen, WA. It was founded in 1936 and has approximately $3.29 millions in assets.

Deposit Rates - August 19, 2019

Your Current Location: Washington, WA 98109

We do not yet have rates for Utility Employees

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Note to Utility Employees
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There are currently no rates available for Utility Employees, but see these great savings and CD rates:

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Loan Rates - August 19, 2019

Your Current Location: Washington, WA 98109

There are currently no loan rates available for UTILITY EMPLOYEES

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Washington 30 Year Fixed Mortgage Rates 2019

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 520-CL-25944
3.530% 3.500% 0.38 $940 $1,123 Learn More

Featured - Washington Home Equity Line Of Credit Rates 2019

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
4.490 %
$0 Learn More
More Info

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Below are Utility Employees branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Utility Employees Locations

Financial Details

Utility Employees Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Utility Employees. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Utility Employees U.S. Average
9.37% 6.77

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 31, 2019, Utility Employees had $49,113 in non-current loans and $0 in owned assets. To cover these potential losses it had $513,849 in net worth and $10,044 in loans loss reserves. That gives it a Texas Ratio of 9.37%.

Net Worth
Utility Employees U.S. Average
15.59% 13.47%

Utility Employees FCU has a net worth of 15.59% versus the BestCashCow average of 13.47. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Utility Employees

Branches and Savings

What is Utility Employees?

A federal credit union, registered with the NCUA under certificate #1851.
Learn more about credit unions here.

Is Utility Employees FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Utility Employees?

Please see Field of Membership information above for information on who is eligible to join.

What are Utility Employees's share account and share certificate rates?

Utility Employees's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Utility Employees?

Utility Employees has total capital of $0.51 million. Full information on Utility Employees's financial position is located above.

Who owns Utility Employees?

Credit Unions are owned by their members.

Where are Utility Employees branches located?

See branch locations nearby.

Are Utility Employees ATMs Open 24/7?

Do Utility Employees ATMs accept cash deposits?

Can Utility Employees customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Utility Employees have a mobile app?

Does Utility Employees have mobile deposit?

Does Utility Employees have quick pay?

How can Utility Employees transfer money to other banks or credit unions?

Does Utility Employees report to credit bureaus?

Does Utility Employees use Chexsystems?

Does Utility Employees use Equifax?

What is Utility Employees's toll free phone number?

What is Utility Employees's ACH Routing Number?

What is Utility Employees's SWIFT code?

Where can I find Utility Employees's wire transfer form?

What is the Utility Employees address for deposits?

What Products Does Utility Employees Offer

Does Utility Employees offer mortgages?

Compare mortgage rates here.

Does Utility Employees offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Utility Employees offer auto and RV loans?

Compare auto loan rates here.

Does Utility Employees offer student loans or personal loans?

Compare personal loan rates here.

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