VALLEY BOARD

Headquarters

P O BOX 70
Halltown, WV 25423
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.75% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Valley Board is an NCUA insured institution located in Halltown, WV. It was founded in 1960 and has approximately $0.13 millions in assets.

NCUA Insured Yes
Charter Number # # 14045
Date Established 1960
Assets $0.13 million
Loans $0.06 million
Deposits $0.10 million
Capital $0.03 million
 

Deposit Rates - January 20, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Valley Board

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Loan Rates - January 20, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for VALLEY BOARD

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More
AimLoan.com
NMLS ID: 2890
License#: 13256
2.561% 2.500% 0.75 $2,005 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to VALLEY BOARD
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Branches

Below are Valley Board branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Fairfield,Connecticut


Valley Board Locations


Financial Details

Valley Board Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Valley Board. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Valley Board U.S. Average
29.57% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Valley Board had $8,144 in non-current loans and $0 in owned assets. To cover these potential losses it had $26,546 in net worth and $996 in loans loss reserves. That gives it a Texas Ratio of 29.57%.

Net Worth
Valley Board U.S. Average
19.74% 12.91%

Valley Board FCU has a net worth of 19.74% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Valley Board

Branches and Savings

What is Valley Board?

A federal credit union, registered with the NCUA under certificate #14045.
Learn more about credit unions here.

Is Valley Board FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Valley Board?

Please see Field of Membership information above for information on who is eligible to join.

What are Valley Board's share account and share certificate rates?

Valley Board's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Valley Board?

Valley Board has total capital of $0.03 million. Full information on Valley Board's financial position is located above.

Who owns Valley Board?

Credit Unions are owned by their members.

Where are Valley Board branches located?

See branch locations nearby.

Are Valley Board ATMs Open 24/7?

Do Valley Board ATMs accept cash deposits?

Can Valley Board customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Valley Board have a mobile app?

Does Valley Board have mobile deposit?

Does Valley Board have quick pay?

How can Valley Board transfer money to other banks or credit unions?

Does Valley Board report to credit bureaus?

Does Valley Board use Chexsystems?

Does Valley Board use Equifax?

What is Valley Board's toll free phone number?

What is Valley Board's ACH Routing Number?

What is Valley Board's SWIFT code?

Where can I find Valley Board's wire transfer form?

What is the Valley Board address for deposits?

What Products Does Valley Board Offer

Does Valley Board offer mortgages?

Compare mortgage rates here.

Does Valley Board offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Valley Board offer auto and RV loans?

Compare auto loan rates here.

Does Valley Board offer student loans or personal loans?

Compare personal loan rates here.

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