4020 Fee Fee Rd
Bridgeton, MO 63044

Notable Rates APY Vs.Others
Savings 0.10% 2.10% →
1-Year CD 1.10% 2.02% →
2-Year CD 1.25% 2.02% →
5-Year CD 1.60% 2.02% →
30-Year Mortgage N.A. 3.03% →
15-Year Mortgage N.A. 2.77% →
HELOC N.A. 3.25% →

2020 Overview

General Credit Union Information

Vantage is an NCUA insured institution located in Bridgeton, MO. It was founded in 1957 and has approximately $891.26 millions in assets.

Who can join?

People who have a direct family member who is currently a Member of Vantage Credit Union (Spouse, Children, Grandchildren, Parents, Grandparents, Siblings or Children of Siblings)

People who live or work in the following counties:
Missouri: Franklin, Jefferson, St. Charles, St. Louis, St. Louis City, or Warren,
Illinois: Madison or St. Clair

People who live or work in the following zip codes:
63028; 63627; 63628; 63670 in Ste. Genevieve and St. Francois counties

People who 1) currently work for, or 2) are retired from, the United States Government – including the branches of the US Military

People who 1) currently work for, 2) are retired from, or 3) are associated with (including students and parents who are members of a PTA/PTO) any public or private school, college, university, or other educational institution (including associations, societies, and partnerships with these schools) in the following counties:

Missouri: Crawford, Dent, Franklin, Gasconade, Iron, Jefferson, Lincoln, Maries, Miller, Montgomery, Osage, Phelps, Pulaski, St. Charles, St. Francois, St. Louis, Warren, or Washington
Illinois: Jerseyville, Madison (Districts 1, 13, 14, 15 and Region III), Southwestern

Additional School Districts:
i. Missouri: Bakersfield, MO R-IV Schools (Ozark County); Centerville, MO R-I Schools
(Reynolds County)
ii. Illinois: Springfield, IL Catholic Diocese Schools (Sangamon County)

NCUA Insured Yes
Charter Number # # 67804
Date Established 1957
Assets $891.26 million
Loans $447.74 million
Deposits $801.40 million
Capital $78.64 million

Field of Membership Restrictions

Membership is open to current or retired employees of the U.S. government including all branches of the military. Membership is also open to those who live or work in Franklin, Jefferson, St. Louis, St. Charles, or Warren Counties in Missouri and Madison or St. Clair Counties in Illinois, and in select zip codes within the counties of Ste. Genevieve and St. Francois. Membership is also open to employees, retirees, students, and members of the PTO of any public and private schools, universities, colleges or other educational institutions in Crawford, Dent, Franklin, Gasconade, Iron, Jefferson, Lincoln, Maries, Miller, Montgomery, Osage, Phelps, Pulaski, St. Charles, St. Francois, St. Louis, Warren, or Washington counties in Missouri, and select school districts in Illinois.

Deposit Rates - March 30, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Money Market
0.10% $1 $9,999 Learn MoreShow Less
Money Market
0.30% $10,000 $19,999 Learn MoreShow Less
Money Market
0.40% $20,000 $49,999 Learn MoreShow Less
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $2,000 $49,999 Learn MoreShow Less
Special: 9 Mo CD
1.00% $10,000 - Learn MoreShow Less
Variable IRA Rates APY MIN MAX
0.10% $1 $499 Learn MoreShow Less
Fixed IRA
1.10% $2,000 $49,999 Learn MoreShow Less

Loan Rates - March 30, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for VANTAGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More

To upload and update your bank's rates please register. It is free to register and add rates.


Below are Vantage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Vantage Locations

Financial Details

Vantage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Vantage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Vantage U.S. Average
2.39% 5.86

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2019, Vantage had $1,888,433 in non-current loans and $85,436 in owned assets. To cover these potential losses it had $78,639,326 in net worth and $3,837,702 in loans loss reserves. That gives it a Texas Ratio of 2.39%.

Net Worth
Vantage U.S. Average
8.82% 13.65%

Vantage FCU has a net worth of 8.82% versus the BestCashCow average of 13.65. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Vantage

Branches and Savings

What is Vantage?

A federal credit union, registered with the NCUA under certificate #67804.
Learn more about credit unions here.

Is Vantage FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Vantage?

Please see Field of Membership information above for information on who is eligible to join.

What are Vantage's share account and share certificate rates?

Vantage's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Vantage?

Vantage has total capital of $78.64 million. Full information on Vantage's financial position is located above.

Who owns Vantage?

Credit Unions are owned by their members.

Where are Vantage branches located?

See branch locations nearby.

Are Vantage ATMs Open 24/7?

Do Vantage ATMs accept cash deposits?

Can Vantage customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Vantage have a mobile app?

Does Vantage have mobile deposit?

Does Vantage have quick pay?

How can Vantage transfer money to other banks or credit unions?

Does Vantage report to credit bureaus?

Does Vantage use Chexsystems?

Does Vantage use Equifax?

What is Vantage's toll free phone number?

What is Vantage's ACH Routing Number?

What is Vantage's SWIFT code?

Where can I find Vantage's wire transfer form?

What is the Vantage address for deposits?

What Products Does Vantage Offer

Does Vantage offer mortgages?

Compare mortgage rates here.

Does Vantage offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Vantage offer auto and RV loans?

Compare auto loan rates here.

Does Vantage offer student loans or personal loans?

Compare personal loan rates here.

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