Vapr Federal Credit Union

Headquarters 33017
San Juan, PR 00933
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Notable Rates APY Vs.Others
Savings N.A. 0.85% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.80% →
5-Year CD N.A. 1.25% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Vapr is an NCUA insured institution located in San Juan, PR. It was founded in 1950 and has approximately $242.86 millions in assets.

Who can join?

The Credit Union has been authorized by the regulating agency NCUA to expand its members field in order to offer an opportunity to people from other groups to become a part of VAPR Federal Credit Union.
Here are the existing groups:
• Members of American Legion
• Members of Paralyzed Veterans of America (PVA)
• Alpha Chemical Dist.
• American Parking System
• Brink’s Puerto Rico Inc.
• Cardiovascular Center for Puerto Rico and the Caribbean
• Ciber Tech, Inc.
• Cataño Lions Club
• Spouses, the immediate family, and employees of the Credit Union
• Court Security Officers
• DB and W Services Corp.
• Duran Truck Shop
• El San Juan Corporation
• Widows of Credit Union members
• EDUPRO, Inc.
• F. Berrios, S.E.
• Federico Degetau Federal Building Customer Agencies
• Fuster + Partners Architects, PSC.
• Galderma Laboratories
• Helvetia Del Caribe
• Hilton International Hotels
• Infocard Technology System
• Island Wide Group
• MSL Puerto Rico, Inc.
• National Association of Retired Federal Employees
• La Piccola Fontana Restaurant and El Mezzanie Restaurant
• San Juan Bay Marina
• U.S. Coast Guard Auxiliary Division 1
• U.S. Coast Guard District in the Caribbean
• U.S. Veteran Administration
• Voluntary Service Veterans Admin. Medical Center
• Olas Health Bar
• Morales Services, Inc.
• Recinto de Ciencias Médicas
• San Juan Marriot
• Sheraton Old San Juan
• Employees of Women Veteran of America- Puerto Rico Chapter #25

NCUA Insured Yes / Federally Chartered
Charter Number # # 6918
Date Established 1950
Assets $242.86 million
Loans $96.42 million
Deposits $218.70 million
Capital $23.10 million

Field of Membership Restrictions

To be a member of the Credit Union is a privilege granted only to employees of our group of associates and to relatives of our current members.

Deposit Rates - December 2, 2021

Your Current Location: Virginia, VA 20146

We do not yet have rates for Vapr

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Advertiser Disclosure

Loan Rates - December 2, 2021

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for VAPR

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.922% 2.875% 0.63 $1,500 $1,038 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
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Flagstar Bank-Heloc
Flagstar Bank-Heloc
See Table
4.990 %
$0 Learn More
More Info

Note to VAPR
To upload and update your bank's rates please register. It is free to register and add rates.



Below are Vapr branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Climate Initiatives

VAPR is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

Financial Details

Vapr Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Vapr. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Vapr U.S. Average
2.33% 3.79

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2021, Vapr had $483,610 in non-current loans and $72,924 in owned assets. To cover these potential losses it had $23,101,586 in net worth and $771,910 in loans loss reserves. That gives it a Texas Ratio of 2.33%.

Net Worth
Vapr U.S. Average
9.51% 12.22%

Vapr FCU has a net worth of 9.51% versus the BestCashCow average of 12.22. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

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