VOYAGE

Headquarters

PO BOX 88538
Sioux Falls, SD 57105
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 0.95% →
1-Year CD 0.55% 1.01% →
2-Year CD 0.65% 0.95% →
5-Year CD 1.21% 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Voyage is an NCUA insured institution located in Sioux Falls, SD. It was founded in 1939 and has approximately $109.2 millions in assets.

NCUA Insured Yes
Charter Number # # 3458
Date Established 1939
Assets $109.20 million
Loans $90.17 million
Deposits $97.09 million
Capital $10.59 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school, and businesses and other legal entities located in the counties of Minnehaha or Lincoln Counties, South Dakota and to immediate family of existing members.

Deposit Rates - October 23, 2020

Your Current Location: Virginia, VA 20146

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.15% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.50% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
0.40% $10,000 $14,999 Learn More
3 Mo CD
0.40% $100,000 $199,999 Learn More
6 Mo CD
0.45% $10,000 $14,999 Learn More
6 Mo CD
0.45% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.60% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
36 Mo CD
0.80% $10,000 $14,999 Learn More
36 Mo CD
0.80% $100,000 $199,999 Learn More
48 Mo CD
1.00% $10,000 $14,999 Learn More
48 Mo CD
1.00% $100,000 $199,999 Learn More
60 Mo CD
1.21% $10,000 $14,999 Learn More
60 Mo CD
1.21% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.15% $1 $499 Learn MoreShow Less

Loan Rates - October 23, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for VOYAGE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.567% 2.500% 0.88 $2,216 $988 Learn More
AimLoan.com
NMLS ID: 2890
License#: MC-3098
2.575% 2.500% 1.00 $2,470 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
More Info

Note to VOYAGE
To upload and update your bank's rates please register. It is free to register and add rates.



Branches

Below are Voyage branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Ashburn,Virginia


Voyage Locations


Financial Details

Voyage Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Voyage. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Voyage U.S. Average
13.85% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Voyage had $1,385,566 in non-current loans and $183,110 in owned assets. To cover these potential losses it had $10,592,719 in net worth and $731,093 in loans loss reserves. That gives it a Texas Ratio of 13.85%.

Net Worth
Voyage U.S. Average
9.7% 13.61%

Voyage FCU has a net worth of 9.7% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Voyage

Branches and Savings

What is Voyage?

A federal credit union, registered with the NCUA under certificate #3458.
Learn more about credit unions here.

Is Voyage FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Voyage?

Please see Field of Membership information above for information on who is eligible to join.

What are Voyage's share account and share certificate rates?

Voyage's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Voyage?

Voyage has total capital of $10.59 million. Full information on Voyage's financial position is located above.

Who owns Voyage?

Credit Unions are owned by their members.

Where are Voyage branches located?

See branch locations nearby.

Are Voyage ATMs Open 24/7?

Do Voyage ATMs accept cash deposits?

Can Voyage customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Voyage have a mobile app?

Does Voyage have mobile deposit?

Does Voyage have quick pay?

How can Voyage transfer money to other banks or credit unions?

Does Voyage report to credit bureaus?

Does Voyage use Chexsystems?

Does Voyage use Equifax?

What is Voyage's toll free phone number?

What is Voyage's ACH Routing Number?

What is Voyage's SWIFT code?

Where can I find Voyage's wire transfer form?

What is the Voyage address for deposits?

What Products Does Voyage Offer

Does Voyage offer mortgages?

Compare mortgage rates here.

Does Voyage offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Voyage offer auto and RV loans?

Compare auto loan rates here.

Does Voyage offer student loans or personal loans?

Compare personal loan rates here.

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