PO BOX 307
Wadena, MN 56482
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Notable Rates APY Vs.Others
Savings N.A. 0.91% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Wadena is an NCUA insured institution located in Wadena, MN. It was founded in 1949 and has approximately $12.36 millions in assets.

NCUA Insured Yes
Charter Number # # 6040
Date Established 1949
Assets $12.36 million
Loans $2.77 million
Deposits $9.00 million
Capital $3.36 million

Deposit Rates - October 31, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Wadena

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Loan Rates - October 31, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WADENA

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: MC-3098
2.558% 2.500% 0.75 $1,908 $988 Learn More
Rocket Mortgage
NMLS ID: 3030
3.746% 3.625% 1.00 $3,750 $1,141 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info

Note to WADENA
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Below are Wadena branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Wadena Locations

Financial Details

Wadena Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wadena. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wadena U.S. Average
1.04% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Wadena had $36,111 in non-current loans and $0 in owned assets. To cover these potential losses it had $3,357,964 in net worth and $115,589 in loans loss reserves. That gives it a Texas Ratio of 1.04%.

Net Worth
Wadena U.S. Average
27.17% 13.61%

Wadena FCU has a net worth of 27.17% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Wadena

Branches and Savings

What is Wadena?

A federal credit union, registered with the NCUA under certificate #6040.
Learn more about credit unions here.

Is Wadena FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Wadena?

Please see Field of Membership information above for information on who is eligible to join.

What are Wadena's share account and share certificate rates?

Wadena's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Wadena?

Wadena has total capital of $3.36 million. Full information on Wadena's financial position is located above.

Who owns Wadena?

Credit Unions are owned by their members.

Where are Wadena branches located?

See branch locations nearby.

Are Wadena ATMs Open 24/7?

Do Wadena ATMs accept cash deposits?

Can Wadena customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Wadena have a mobile app?

Does Wadena have mobile deposit?

Does Wadena have quick pay?

How can Wadena transfer money to other banks or credit unions?

Does Wadena report to credit bureaus?

Does Wadena use Chexsystems?

Does Wadena use Equifax?

What is Wadena's toll free phone number?

What is Wadena's ACH Routing Number?

What is Wadena's SWIFT code?

Where can I find Wadena's wire transfer form?

What is the Wadena address for deposits?

What Products Does Wadena Offer

Does Wadena offer mortgages?

Compare mortgage rates here.

Does Wadena offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wadena offer auto and RV loans?

Compare auto loan rates here.

Does Wadena offer student loans or personal loans?

Compare personal loan rates here.

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