Westside Community


P.o. Box 316, 125 East Buffalo Stre
Churchville, NY 14428
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.66% →
1-Year CD N.A. 0.67% →
2-Year CD N.A. 0.75% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Westside Community is an NCUA insured institution located in Churchville, NY. It was founded in 1962 and has approximately $20.73 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 15324
Date Established 1962
Assets $20.73 million
Loans $10.50 million
Deposits $19.02 million
Capital $1.52 million

Deposit Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Westside Community

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Loan Rates - April 10, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WESTSIDE COMMUNITY

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
NMLS ID: 2890
License#: 13256
2.775% 2.750% 0.38 $808 $1,021 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.790% 2.750% 0.50 $1,290 $1,021 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
2.240 %
$0 Learn More
More Info
Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.750 %
Intro Period: 12 months
$25,000 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Westside Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Westside Community Locations

Financial Details

Westside Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Westside Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Westside Community U.S. Average
0.11% 5.40

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of December 31, 2020, Westside Community had $1,775 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,523,267 in net worth and $46,999 in loans loss reserves. That gives it a Texas Ratio of 0.11%.

Net Worth
Westside Community U.S. Average
7.34% 12.67%

Westside Community FCU has a net worth of 7.34% versus the BestCashCow average of 12.67. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Westside Community

Branches and Savings

What is Westside Community?

A federal credit union, registered with the NCUA under certificate #15324.
Learn more about credit unions here.

Is Westside Community FDIC insured?

No, credit unions are not insured by the FDIC. Most, but not all, are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance. Westside Community is insured by the NCUA.

Who can join Westside Community?

Please see Field of Membership information above for information on who is eligible to join.

What are Westside Community's share account and share certificate rates?

Westside Community's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Westside Community?

Westside Community has total capital of $1.52 million. Full information on Westside Community's financial position is located above.

Who owns Westside Community?

Credit Unions are owned by their members.

Where are Westside Community branches located?

See branch locations nearby.

Are Westside Community ATMs Open 24/7?

Do Westside Community ATMs accept cash deposits?

Can Westside Community customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Westside Community have a mobile app?

Does Westside Community have mobile deposit?

Does Westside Community have quick pay?

How can Westside Community transfer money to other banks or credit unions?

Does Westside Community report to credit bureaus?

Does Westside Community use Chexsystems?

Does Westside Community use Equifax?

What is Westside Community's toll free phone number?

What is Westside Community's ACH Routing Number?

What is Westside Community's SWIFT code?

Where can I find Westside Community's wire transfer form?

What is the Westside Community address for deposits?

What Products Does Westside Community Offer

Does Westside Community offer mortgages?

Compare mortgage rates here.

Does Westside Community offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Westside Community offer auto and RV loans?

Compare auto loan rates here.

Does Westside Community offer student loans or personal loans?

Compare personal loan rates here.

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