Whitewater Regional Federal Credit Union


Our records indicate that this credit union has been acquired by KEMBA.


Headquarters

3030 Western Ave
Connersville, IN 47331
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Notable Rates APY Vs.Others
Savings N.A. 5.00% →
1-Year CD N.A. 4.59% →
2-Year CD N.A. 4.75% →
5-Year CD N.A. 5.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2026 Overview

General Credit Union Information

Whitewater Regional is an NCUA insured institution located in Connersville, IN. It was founded in 1939 and has approximately $9.33 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 3536
Date Established 1939
Assets $9.33 million
Loans $5.10 million
Deposits $8.89 million
Capital $0.46 million
 

Deposit Rates - October 17, 2026

Your Current Location: Arizona, AZ 85001

We do not yet have rates for Whitewater Regional

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Loan Rates - October 17, 2026

Your Current Location: Arizona, AZ 85001

There are currently no loan rates available for Whitewater Regional

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



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Branches

Below are Whitewater Regional branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Phoenix,Arizona


Whitewater Regional Locations around zip code 85001


BranchDistance Map View Lobby Hours

Whitewater Regional FCU

1490.86 A View Lobby Hours


Climate Policy and Initiatives

WHITEWATER REGIONAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Whitewater Regional Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Whitewater Regional. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Whitewater Regional U.S. Average
44.86% 5.13

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2026, Whitewater Regional had $221,503 in non-current loans and $1,273 in owned assets. To cover these potential losses it had $455,205 in net worth and $41,433 in loans loss reserves. That gives it a Texas Ratio of 44.86%.

Net Worth
Whitewater Regional U.S. Average
4.87% 14.54%

Whitewater Regional FCU has a net worth of 4.87% versus the BestCashCow average of 14.54. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Whitewater Regional

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