3030 Western Ave
Connersville, IN 47331
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Notable Rates APY Vs.Others
Savings N.A. 0.95% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.95% →
5-Year CD N.A. 1.30% →
30-Year Mortgage N.A. 2.80% →
15-Year Mortgage N.A. 2.37% →
HELOC N.A. 2.79% →

2020 Overview

General Credit Union Information

Whitewater Regional is an NCUA insured institution located in Connersville, IN. It was founded in 1939 and has approximately $8.46 millions in assets.

NCUA Insured Yes
Charter Number # # 3536
Date Established 1939
Assets $8.46 million
Loans $5.68 million
Deposits $7.30 million
Capital $1.14 million

Deposit Rates - October 29, 2020

Your Current Location: Virginia, VA 20146

We do not yet have rates for Whitewater Regional

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Loan Rates - October 29, 2020

Your Current Location: Virginia, VA 20146

There are currently no loan rates available for WHITEWATER REGIONAL

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Virginia 30 Year Fixed Mortgage Rates 2020

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First Internet Bank
NMLS ID: 424182
2.566% 2.500% 0.88 $2,170 $988 Learn More
NMLS ID: 2890
License#: MC-3098
2.669% 2.625% 0.63 $1,450 $1,005 Learn More
1Rate, Inc
NMLS ID: 1948084
License#: MC-7051
2.539% 2.500% 0.50 $1,304 $988 Learn More

Featured - Virginia Home Equity Line Of Credit Rates 2020

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
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Bethpage Federal Credit Union
Bethpage Federal Credit Union
See Table
Intro APR
2.990 %
After Intro: 3.500 %
Intro Period: 12 months
$25,000 Learn More
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Whitewater Regional Locations

Financial Details

Whitewater Regional Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Whitewater Regional. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Whitewater Regional U.S. Average
6.00% 6.71

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of March 30, 2020, Whitewater Regional had $73,786 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,142,249 in net worth and $87,943 in loans loss reserves. That gives it a Texas Ratio of 6.00%.

Net Worth
Whitewater Regional U.S. Average
13.5% 13.61%

Whitewater Regional FCU has a net worth of 13.5% versus the BestCashCow average of 13.61. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Whitewater Regional

Branches and Savings

What is Whitewater Regional?

A federal credit union, registered with the NCUA under certificate #3536.
Learn more about credit unions here.

Is Whitewater Regional FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Whitewater Regional?

Please see Field of Membership information above for information on who is eligible to join.

What are Whitewater Regional's share account and share certificate rates?

Whitewater Regional's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Whitewater Regional?

Whitewater Regional has total capital of $1.14 million. Full information on Whitewater Regional's financial position is located above.

Who owns Whitewater Regional?

Credit Unions are owned by their members.

Where are Whitewater Regional branches located?

See branch locations nearby.

Are Whitewater Regional ATMs Open 24/7?

Do Whitewater Regional ATMs accept cash deposits?

Can Whitewater Regional customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Whitewater Regional have a mobile app?

Does Whitewater Regional have mobile deposit?

Does Whitewater Regional have quick pay?

How can Whitewater Regional transfer money to other banks or credit unions?

Does Whitewater Regional report to credit bureaus?

Does Whitewater Regional use Chexsystems?

Does Whitewater Regional use Equifax?

What is Whitewater Regional's toll free phone number?

What is Whitewater Regional's ACH Routing Number?

What is Whitewater Regional's SWIFT code?

Where can I find Whitewater Regional's wire transfer form?

What is the Whitewater Regional address for deposits?

What Products Does Whitewater Regional Offer

Does Whitewater Regional offer mortgages?

Compare mortgage rates here.

Does Whitewater Regional offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Whitewater Regional offer auto and RV loans?

Compare auto loan rates here.

Does Whitewater Regional offer student loans or personal loans?

Compare personal loan rates here.

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