P.o. Box 216
Dothan, AL 36302
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 0.71% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Wiregrass is an NCUA insured institution located in Dothan, AL. It was founded in 1959 and has approximately $49.76 millions in assets.

NCUA Insured Yes
Charter Number # # 13228
Date Established 1959
Assets $49.76 million
Loans $38.38 million
Deposits $44.79 million
Capital $4.74 million

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Coffee, Covington, Dale or Houston County in Alabama or Jackson County in Florida.

Deposit Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Wiregrass

We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.

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Loan Rates - January 26, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for WIREGRASS

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Rocket Mortgage
NMLS ID: 3030
3.243% 3.125% 1.00 $3,750 $1,071 Learn More
AmeriSave Mortgage Corporation
NMLS ID: 1168
2.665% 2.625% 0.50 $1,300 $1,005 Learn More
Morty, Inc.
NMLS ID: 1429243
2.480% 2.375% 1.00 $3,500 $972 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

To upload and update your bank's rates please register. It is free to register and add rates.



Below are Wiregrass branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

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Wiregrass Locations

Financial Details

Wiregrass Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Wiregrass. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Wiregrass U.S. Average
17.74% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Wiregrass had $621,374 in non-current loans and $273,000 in owned assets. To cover these potential losses it had $4,744,074 in net worth and $298,129 in loans loss reserves. That gives it a Texas Ratio of 17.74%.

Net Worth
Wiregrass U.S. Average
9.53% 12.91%

Wiregrass FCU has a net worth of 9.53% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Wiregrass

Branches and Savings

What is Wiregrass?

A credit union, registered with the NCUA under certificate #13228.
Learn more about credit unions here.

Is Wiregrass FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Wiregrass?

Please see Field of Membership information above for information on who is eligible to join.

What are Wiregrass's share account and share certificate rates?

Wiregrass's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Wiregrass?

Wiregrass has total capital of $4.74 million. Full information on Wiregrass's financial position is located above.

Who owns Wiregrass?

Credit Unions are owned by their members.

Where are Wiregrass branches located?

See branch locations nearby.

Are Wiregrass ATMs Open 24/7?

Do Wiregrass ATMs accept cash deposits?

Can Wiregrass customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Wiregrass have a mobile app?

Does Wiregrass have mobile deposit?

Does Wiregrass have quick pay?

How can Wiregrass transfer money to other banks or credit unions?

Does Wiregrass report to credit bureaus?

Does Wiregrass use Chexsystems?

Does Wiregrass use Equifax?

What is Wiregrass's toll free phone number?

What is Wiregrass's ACH Routing Number?

What is Wiregrass's SWIFT code?

Where can I find Wiregrass's wire transfer form?

What is the Wiregrass address for deposits?

What Products Does Wiregrass Offer

Does Wiregrass offer mortgages?

Compare mortgage rates here.

Does Wiregrass offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Wiregrass offer auto and RV loans?

Compare auto loan rates here.

Does Wiregrass offer student loans or personal loans?

Compare personal loan rates here.

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