Your Choice


109 Keystone St
Altoona, PA 16602
See all branch locations →

Notable Rates APY Vs.Others
Savings N.A. 0.70% →
1-Year CD N.A. 1.01% →
2-Year CD N.A. 0.81% →
5-Year CD N.A. 1.15% →
30-Year Mortgage N.A. 2.72% →
15-Year Mortgage N.A. 2.36% →
HELOC N.A. 2.79% →

2021 Overview

General Credit Union Information

Your Choice is an NCUA insured institution located in Altoona, PA. It was founded in 1957 and has approximately $12.92 millions in assets.

NCUA Insured Yes
Charter Number # # 11972
Date Established 1957
Assets $12.92 million
Loans $3.57 million
Deposits $11.47 million
Capital $1.43 million

Deposit Rates - January 25, 2021

Your Current Location: Connecticut, CT 06828

We do not yet have rates for Your Choice

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Note to Your Choice
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Loan Rates - January 25, 2021

Your Current Location: Connecticut, CT 06828

There are currently no loan rates available for YOUR CHOICE

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Connecticut 30 Year Fixed Mortgage Rates 2021

Lender APR Rate (%) Points Fees Monthly
Learn More
Quicken Loans NMLS #3030
NMLS ID: 3030
3.494% 3.375% 1.00 $3,750 $1,106 Learn More
NMLS ID: 2890
License#: 13256
2.576% 2.500% 1.00 $2,500 $988 Learn More

Featured - Connecticut Home Equity Line Of Credit Rates 2021

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loans
Third Federal Savings and Loans
See Table
2.240 %
$0 Learn More
More Info
People's United Bank, N.A.
People's United Bank, N.A.
See Table
4.000 %
$0 Learn More
More Info

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Below are Your Choice branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:

Your Choice Locations

Financial Details

Your Choice Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Your Choice. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Your Choice U.S. Average
4.03% 4.42

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of September 30, 2020, Your Choice had $60,760 in non-current loans and $0 in owned assets. To cover these potential losses it had $1,430,130 in net worth and $76,433 in loans loss reserves. That gives it a Texas Ratio of 4.03%.

Net Worth
Your Choice U.S. Average
11.06% 12.91%

Your Choice FCU has a net worth of 11.06% versus the BestCashCow average of 12.91. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Frequently Asked Questions About Your Choice

Branches and Savings

What is Your Choice?

A credit union, registered with the NCUA under certificate #11972.
Learn more about credit unions here.

Is Your Choice FDIC insured?

No, credit unions are not insured by the FDIC. They are insured by the National Credit Union Administration. The insurance provisions of the NCUA are similar to, but not identical to, FDIC insurance.

Who can join Your Choice?

Please see Field of Membership information above for information on who is eligible to join.

What are Your Choice's share account and share certificate rates?

Your Choice's deposit account rates are listed above.
You may find better online savings rates here or better local savings rates at banks or credit unions. Tables with the best CD rates are here.

How big is Your Choice?

Your Choice has total capital of $1.43 million. Full information on Your Choice's financial position is located above.

Who owns Your Choice?

Credit Unions are owned by their members.

Where are Your Choice branches located?

See branch locations nearby.

Are Your Choice ATMs Open 24/7?

Do Your Choice ATMs accept cash deposits?

Can Your Choice customers use other ATMs? What is the charge for withdrawing money from another ATM?

Does Your Choice have a mobile app?

Does Your Choice have mobile deposit?

Does Your Choice have quick pay?

How can Your Choice transfer money to other banks or credit unions?

Does Your Choice report to credit bureaus?

Does Your Choice use Chexsystems?

Does Your Choice use Equifax?

What is Your Choice's toll free phone number?

What is Your Choice's ACH Routing Number?

What is Your Choice's SWIFT code?

Where can I find Your Choice's wire transfer form?

What is the Your Choice address for deposits?

What Products Does Your Choice Offer

Does Your Choice offer mortgages?

Compare mortgage rates here.

Does Your Choice offer home equity lines of credit and home equity loans?

Compare home equity lines of credit rates here.

Does Your Choice offer auto and RV loans?

Compare auto loan rates here.

Does Your Choice offer student loans or personal loans?

Compare personal loan rates here.

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