Brio Direct, a division of Sterling National Bank

Deposit Rates APY Vs.Others
Savings N.A. 0.65% →
1-Year CD 0.45% 0.70% →
2-Year CD N.A. 0.75% →
3-Year CD N.A. 0.85% →
4-Year CD N.A. 1.04% →
5-Year CD N.A. 1.15% →

2021 Overview

General Online Bank Information

Money that you deposit is held by Sterling National Bank. Sterling National Bank is an FDIC insured institution founded in 1895. It has approximately $29.74 billion in assets.

Deposits FDIC Insured Yes
Insured Bank Sterling National Bank
FDIC Certificate # 30337
Date Established 1895
Assets $29.74 billion
Loans $21.53 billion
Deposits $23.31 billion
Capital $4.88 billion

For a more detailed analysis of Sterling National Bank's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - June 20, 2021

Online CD Rates
Online CD Rates APY MIN MAX
9 Month CD
0.30% $500 - Learn More
12-Month CD
0.45% $500 - Learn More


Bank Offers

Brio Direct Lowers Online Savings Rate to 2.10% APY
Dec 12, 2019

Brio Direct, a division of Sterling National Bank, has lowered its online savings rate from 2.20% to 2.10% APY.   This is the most recent is a series or quick and successive rate drops at this bank.   While the rate is still very competitive, this bank is so poorly reviewed on BestCashCow that depositors may want to think twice before chasing their savings rate.

Brio Direct, a division of Sterling National Bank Articles

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Customer Reviews for Brio Direct, a division of Sterling National Bank (38)

  • June 15, 2021 |

    I saw the bad reviews here and elsewhere but I need to say that I opened account 3 mos ago and find Brio to be at the same level as any of these.

  • June 13, 2021 |

    Opened acct here only to see the rate fall by the time it was eventually funded. Will close now

  • May 5, 2021

    Sterling Bank is the NY bank that overinflated NY taxi medallions just before Uber showed up and forced new immigrants into mortgaging everything in order to buy these. Beyond the ethical issues (many drivers committed suicide as a result), this bank could be facing legal action in New York and elsewhere and I would be cautious about depositing money here.

  • March 31, 2021 | | Replies 1

    It took 7 days to perform an ACH transfer. Even worse than Synchrony and Interactive Brokers which are both known con jobs. Closed account. Done.

    BrioDirect | Jun 20, 2021

    Dear Jo, If you are willing to give us another chance, please reach out to us at to speak to our manager directly. Please do not share account or SSN numbers in this communication.

  • March 29, 2021 |

    I have been with Purepoint but I became agitated with Purepoint droping its rate to .40% with no notice so picked this from among the banks over .60% but this convinced me to stay with Purepoint.

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