CIBC Bank USA



2019 Overview

General Online Bank Information

Deposits FDIC Insured Yes
Insured Bank CIBC Bank USA
FDIC Certificate # 33306
Date Established 1991
Assets $30.86 billion
Loans $21.19 billion
Deposits $22.4 billion
Capital $6.04 billion
Money that you deposit is held by CIBC Bank USA. CIBC Bank USA is an FDIC insured institution founded in 1991. It has approximately $30.86 billion in assets.

For a more detailed analysis of CIBC Bank USA's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 16, 2019

Online Savings and Money Market Rates
Online Savings and Money Market Rates APY MIN MAX
Online CD Rates
Online CD Rates APY MIN MAX
1-Year CD
2.25% $25,000 - Learn MoreShow Less



Customer Reviews for CIBC Bank USA


  • October 08, 2019 |

    Online Savings Rates

    Got in 2 months ago at 2.40%. This turned out to be a giant disappointment. Rate today stands at 2.05% and some banks are still around 2.40%.

  • August 14, 2019 |

    Online Savings Rates

    My husband and I opened an account here and we are enjoying the fact that they are holding their rate at a competitive level while all of the more established online banks are dropping theirs. (We expect that it will fall if rates continue to decline, but hope it stays above the competition!) The people were very nice on the phone and everything works well. We are however a little disappointed by the transfer speeds (2 days versus 1) and the website is not always entirely intuitive (seems to use a software program different from that we have seen elsewhere).

  • August 06, 2019 |

    Online Savings Rates

    Very reliable and person I spoke with was so nice and helpful. Feel better having money in a well known large bank

  • April 24, 2019 |

    Online Savings Rates

    Very straight, simple and effective web.

  • April 21, 2019 |

    Online Savings Rates

    Not the easiest experience to open an account. Not the easiest thing to log into either. It is the same interface that I've seen at several other only banks, but my browser doesn't remember my password. Otherwise, there are no problems and I am enjoying earning a rate that is a little higher than the better known names.

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