| Deposits FDIC Insured | Yes |
| Insured Bank | Citizens Bank, National Association |
| FDIC Certificate # | 57957 |
| Date Established | 2005 |
| Assets | $188.07 billion |
| Loans | $129.87 billion |
| Deposits | $157.07 billion |
| Capital | $22.74 billion |
For a more detailed analysis of Citizens Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.
| Online Savings and Money Market Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Citizens Access Online Savings Account
|
1.25% | $5,000 | - |
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|
| Online CD Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Liquid CD - 11 month term
|
0.05% | $5,000 | - |
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|
| 12 Month CD
|
1.75% | $5,000 | - |
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|
| 24 Month CD
|
2.10% | $5,000 | - |
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|
| 3 Year CD
|
2.25% | $5,000 | - |
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|
| 4 Year CD
|
2.35% | $5,000 | - |
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|
| 5 Year CD
|
2.65% | $5,000 | - |
Learn More
|
Citizens Access has raised its online savings rate to 2.25%. Citizens Access has also raised all of its CD rates today. BestCashCow has rated Citizens Access's online savings account as a Best Bet for 2019 (read more here).
Citizens Access has raised it savings rate to 2.35%.
It has also increased its one-year CD rate to 2.85%.
Both rates are among the most competitive listed on BestCashCow.
CitizensAccess has dropped its 6-month and 1-year CD rates. The new rates are 2.20% and 2.70%, respectively. The 1-year rate has gone from being the best CD rate available nationally to being not competitive. See the best 1-year CD rates here.
Citizens Access has dropped its savings rate by 15 basis points to 2.20%. It has also lowered all of its CD rates. See all of Citizens Access's current rates here.
Citizens Access has slashed its CD rates again for the third time in less than two months. This time all rates have been cut by 25 basis points. The bank has gone from offering the most attractive CD rates across virtually all maturities to no longer being competitive. If you are interested in seeing their rates, click here.
Citizens Access has cut its savings rate to 2.00%, effective 9/11.
Citizens Access has cut its savings rate to 1.85% APY, effective November 1. The rate had peaked earlier this year at 2.35%.
It has also lowered all of its CD rates by 15 to 20 basis points. The Citizens Access one-year CD, for example, now stands at 2.10% APY. Earlier in 2019, Citizens Access had offered 2.85% on this product.
The bank has also lowered all of its CD rates by 15 basis points.
Citizens Access has lowered its online savings rate from 1.70% to 1.50%. The account continues to require a $5,000 minimum balance to earn this rate.
CitizensAccess's online savings rate was lowered from 1.50% to 1.30% APY this morning. It CD rates were also lowered by 20 basis points. Its 1-year CD rate now stands at 1.30% APY while its 11-month No Penalty CD now stands at 1.15% APY.
The rate had been at 1.30% APY immediately prior to this move.
Citizens Access is lowering its online savings rate to 1.00% APY, effective tomorrow.
CitizensAccess is lowering its online savings rate to 0.60% APY on September 25th.
Citizens Access is lowering its online savings rate to 0.50% APY this weekend. The rate had previously stood at 0.60% APY.
Citizens Access is lowering its online savings rate tomorrow to 0.40% from 0.50% APY.
Citizens Access has finally done what the other major online banks have done - to recognize that interest rates are moving up - and begun to move its online savings rate higher.
The increase follows an earlier increase from 0.40% to 0.50% APY.
Citizens is encouraged to provide us with this information. When we receive this information from the online bank, we will provide it here.
Customer Reviews for Citizens (29)
87jackieblue
June 25, 2022 |
The easiest to use and best service of the online accounts!
Is this review helpful? Yes:0 / No: 0
ty12
May 17, 2022 |
Through the years I experimented with the leading online brands to find the best mix of quality, reliability and competitiveness. I thought Purepoint was the best, and Citizens was second, but Purepoint seems to be going out of business so I am moving everything here!
Is this review helpful? Yes:1 / No: 0
James
February 12, 2022
Disappointed that initially this bank had a very competitive savings rate....but they are now near the bottom of rates. Not sure why they have decided to change their strategy as far as being an attractive alternative to other savings institutions.
Is this review helpful? Yes:0 / No: 1
Disappointed
January 27, 2022
Used BestCashCow to find a good local CD rate. The rates provided by CashCow were about twice what the banks actually pay. I checked with the banks! Don't depend on this woefully inaccurate website. Waste of my time.
Is this review helpful? Yes:1 / No: 0
Jeff
October 28, 2021 |
The website is easy to use. The savings rates for an online bank are terrible.
Is this review helpful? Yes:0 / No: 1
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