Citizens Access

Citizens Access

2019 Overview

General Online Bank Information

Deposits FDIC Insured Yes
Insured Bank Citizens Bank, National Association
FDIC Certificate # 57957
Date Established 2005
Assets $129.43 billion
Loans $98.7 billion
Deposits $93.89 billion
Capital $16.89 billion
Money that you deposit is held by Citizens Bank, National Association. Citizens Bank, National Association is an FDIC insured institution founded in 2005. It has approximately $129.43 billion in assets.

For a more detailed analysis of Citizens Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - June 15, 2019

Online Savings and Money Market Rates APY MIN MAX
Online CD Rates APY MIN MAX
6 Month CD
2.20% $5,000 - Learn MoreShow Less
12 Month CD
2.70% $5,000 - Learn MoreShow Less
18 Month CD
2.70% $5,000 - Learn MoreShow Less
24 Month CD
2.85% $5,000 - Learn MoreShow Less
3 Year CD
2.90% $5,000 - Learn MoreShow Less
4 Year CD
2.95% $5,000 - Learn MoreShow Less
5 Year CD
3.00% $5,000 - Learn MoreShow Less

Bank Offers

Citizens Access Raises Online Savings Rate to 2.25%
Oct 29, 2018

Citizens Access has raised its online savings rate to 2.25%.   Citizens Access has also raised all of its CD rates today.     BestCashCow has rated Citizens Access's online savings account as a Best Bet for 2019 (read more here).

Citizens Access Raises Savings Rate to 2.35%
Jan 14, 2019

Citizens Access has raised it savings rate to 2.35%.

It has also increased its one-year CD rate to 2.85%.

Both rates are among the most competitive listed on BestCashCow.


Citizens Access Drops CD rates
May 3, 2019

CitizensAccess has dropped its 6-month and 1-year CD rates.   The new rates are 2.20% and 2.70%, respectively.   The 1-year rate has gone from being the best CD rate available nationally to being not competitive.  See the best 1-year CD rates here.

Customer Reviews for Citizens Access (19)

  • Luisa S

    May 07, 2019 |

    Online Savings Rates

    These things can come and go. Service can start off great and turn terrible (Synchrony). But, for now, this one is the best. I've been very pleased so far.

  • Percussed

    May 01, 2019 |

    Online Savings Rates

    The one show stopper with Citizens access is that you cannot add a beneficiary. You can do this easily with Barlcys, Ally, Marcus and even Synchrony onlin.

  • Lizbeth A

    April 12, 2019 |

    Online CDs 18 Month Rates

    Thank you to BestCashCow for making it so easy to find the best CD rates.

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