Citizens Access

Citizens Access

2018 Overview

General Online Bank Information

Deposits FDIC Insured Yes
Insured Bank Citizens Bank, National Association
FDIC Certificate # 57957
Date Established 2005
Assets $123.92 billion
Loans $94.38 billion
Deposits $90.56 billion
Capital $16.68 billion
Money that you deposit is held by Citizens Bank, National Association. Citizens Bank, National Association is an FDIC insured institution founded in 2005. It has approximately $123.92 billion in assets.

For a more detailed analysis of Citizens Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - December 10, 2018

Online Savings and Money Market Rates APY MIN MAX
Online CD Rates APY MIN MAX
6 Month CD
2.20% $5,000 - Learn MoreShow Less
12 Month CD
2.70% $5,000 - Learn MoreShow Less
18 Month CD
2.75% $5,000 - Learn MoreShow Less
24 Month CD
2.90% $5,000 - Learn MoreShow Less
3 Year CD
3.05% $5,000 - Learn MoreShow Less
4 Year CD
3.10% $5,000 - Learn MoreShow Less
5 Year CD
3.15% $5,000 - Learn MoreShow Less

Bank Offers

Citizens Access Raises Online Savings Rate to 2.25%
Oct 29, 2018

Citizens Access has raised its online savings rate to 2.25%.   Citizens Access has also raised all of its CD rates today.     BestCashCow has rated Citizens Access's online savings account as a Best Bet for 2019 (read more here).

Customer Reviews for Citizens Access

  • Very Happy so Far

    November 25, 2018 |

    Online Savings Rates

    I have had many of these accounts over the years. My best experiences were with Ally and my worst were always with Synchrony. The bank that is now called Marcus is great because they won't charge you a fee for anything. This is the same, but easier to use and offers higher rates.

  • Marie

    November 17, 2018 |

    Just moved my money from BOA to Citizens Access savings account. Huge difference in favor of CA. I also want to hold off investing until I see what the Feds are going to do with the interest rates in mid December. This will effect CD's etc. The online process was smooth. Customer service has been very accessible each time I've called the past few days. All great for now. P.S. Consider the Arbitration Agreement: I opt out and sent a letter signed to them. Mail it certified. Read the fine print.

  • John C

    November 15, 2018 |

    Online Savings Rates

    Just opened a new online savings account. Very smooth process. They also do NOT do a hard pull on your credit file. Great website.

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