Citizens Access

Citizens Access

2019 Overview

General Online Bank Information

Deposits FDIC Insured Yes
Insured Bank Citizens Bank, National Association
FDIC Certificate # 57957
Date Established 2005
Assets $126.89 billion
Loans $96.49 billion
Deposits $90.99 billion
Capital $16.69 billion
Money that you deposit is held by Citizens Bank, National Association. Citizens Bank, National Association is an FDIC insured institution founded in 2005. It has approximately $126.89 billion in assets.

For a more detailed analysis of Citizens Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - February 16, 2019

Online Savings and Money Market Rates APY MIN MAX
Online CD Rates APY MIN MAX
6 Month CD
2.35% $5,000 - Learn MoreShow Less
12 Month CD
2.85% $5,000 - Learn MoreShow Less
18 Month CD
2.90% $5,000 - Learn MoreShow Less
24 Month CD
2.95% $5,000 - Learn MoreShow Less
3 Year CD
3.05% $5,000 - Learn MoreShow Less
4 Year CD
3.10% $5,000 - Learn MoreShow Less
5 Year CD
3.15% $5,000 - Learn MoreShow Less

Bank Offers

Citizens Access Raises Online Savings Rate to 2.25%
Oct 29, 2018

Citizens Access has raised its online savings rate to 2.25%.   Citizens Access has also raised all of its CD rates today.     BestCashCow has rated Citizens Access's online savings account as a Best Bet for 2019 (read more here).

Citizens Access Raises Savings Rate to 2.35%
Jan 14, 2019

Citizens Access has raised it savings rate to 2.35%.

It has also increased its one-year CD rate to 2.85%.

Both rates are among the most competitive listed on BestCashCow.


Customer Reviews for Citizens Access

  • Arnold Donnelly

    February 06, 2019 |

    Online Savings Rates

    I cannot say enough good things about this. I was hesitant to move my account over from another well known bank, but the CD rates were much higher and I wanted to put some of my cash in savings and some in CDs so I moved it all over. I wish I had moved it over earlier. The website is just so easy to use!

  • June Wallace

    January 21, 2019 |

    Online Savings Rates

    I have been very pleased with this online bank so far. I thank this website for showing it to me when it was first launched. I also had an account at Synchrony which I just finally closed. The rate at CitAccess is much higher and the website is much easier to use.

  • Very Happy so Far

    November 25, 2018 |

    Online Savings Rates

    I have had many of these accounts over the years. My best experiences were with Ally and my worst were always with Synchrony. The bank that is now called Marcus is great because they won't charge you a fee for anything. This is the same, but easier to use and offers higher rates.

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