Citizens Access
2020 Overview
General Online Bank Information
Money that you deposit is held by Citizens Bank, National Association. Citizens Bank, National Association is an FDIC insured institution founded in 2005. It has approximately $165.74 billion in assets.| Deposits FDIC Insured | Yes |
| Insured Bank | Citizens Bank, National Association |
| FDIC Certificate # | 57957 |
| Date Established | 2005 |
| Assets | $165.74 billion |
| Loans | $121.02 billion |
| Deposits | $127.17 billion |
| Capital | $21.97 billion |
For a more detailed analysis of Citizens Bank, National Association's financial condition and a description of what these numbers mean, please visit the Financial Details section.
Deposit Rates - July 4, 2020
| Online Savings and Money Market Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Citizens Access Online Savings Account
|
1.00% | $5,000 | - |
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|
| Online CD Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Liquid CD - 11 month term
|
0.75% | $5,000 | - |
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|
| 12 Month CD
|
0.85% | $5,000 | - |
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|
| 24 Month CD
|
0.85% | $5,000 | - |
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|
| 3 Year CD
|
0.90% | $5,000 | - |
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|
| 4 Year CD
|
0.95% | $5,000 | - |
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|
| 5 Year CD
|
1.00% | $5,000 | - |
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|
Bank Offers
Citizens Access Raises Online Savings Rate to 2.25%
Citizens Access has raised its online savings rate to 2.25%. Citizens Access has also raised all of its CD rates today. BestCashCow has rated Citizens Access's online savings account as a Best Bet for 2019 (read more here).
Citizens Access Raises Savings Rate to 2.35%
Citizens Access has raised it savings rate to 2.35%.
It has also increased its one-year CD rate to 2.85%.
Both rates are among the most competitive listed on BestCashCow.
Citizens Access Drops CD rates
CitizensAccess has dropped its 6-month and 1-year CD rates. The new rates are 2.20% and 2.70%, respectively. The 1-year rate has gone from being the best CD rate available nationally to being not competitive. See the best 1-year CD rates here.
Citizens Access Drops Savings Rate to 2.20%; Also Drops CD rates
Citizens Access has dropped its savings rate by 15 basis points to 2.20%. It has also lowered all of its CD rates. See all of Citizens Access's current rates here.
Citizens Access Drops All Of Its CD Rates Again
Citizens Access has slashed its CD rates again for the third time in less than two months. This time all rates have been cut by 25 basis points. The bank has gone from offering the most attractive CD rates across virtually all maturities to no longer being competitive. If you are interested in seeing their rates, click here.
Citizens Access Cuts Savings Rate to 2.00%
Citizens Access has cut its savings rate to 2.00%, effective 9/11.
Citizens Access Cuts Savings Rate to 1.85% APY
Citizens Access has cut its savings rate to 1.85% APY, effective November 1. The rate had peaked earlier this year at 2.35%.
It has also lowered all of its CD rates by 15 to 20 basis points. The Citizens Access one-year CD, for example, now stands at 2.10% APY. Earlier in 2019, Citizens Access had offered 2.85% on this product.
Citizens Access lowers its Online Savings Rate to 1.70%
The bank has also lowered all of its CD rates by 15 basis points.
Citizens Access lowers its Online Savings Rate to 1.50%
Citizens Access has lowered its online savings rate from 1.70% to 1.50%. The account continues to require a $5,000 minimum balance to earn this rate.
CitizensAccess Lowers All Savings and CD Rates by 20 Basis Points
CitizensAccess's online savings rate was lowered from 1.50% to 1.30% APY this morning. It CD rates were also lowered by 20 basis points. Its 1-year CD rate now stands at 1.30% APY while its 11-month No Penalty CD now stands at 1.15% APY.
CitizensAccess Lowers Its Online Savings Rate to 1.15% APY
The rate had been at 1.30% APY immediately prior to this move.
Citizens Access Lowers Online Savings Rate to 1.00% APY
Citizens Access is lowering its online savings rate to 1.00% APY, effective tomorrow.
Customer Reviews for Citizens Access (23)
Gustavo L 18
February 28, 2020 |
I've had accounts with all the most recognized banks on this list. CItizens Access is the best. Followed closely by Purepoint and then my Marcus. The others have awful websites (CIT, Synchrony) or awful customer service (Sallie Mae, Cap1, Synchrony again). I have nothing to gain personally from saying this, but if where the rates are close, chose this one.
Is this review helpful? Yes:1 / No: 0
JP Thero
February 14, 2020 |
This is the best bank on the list. Sure rates have come down and all that, but they are still competitive and their service is second to none.
Is this review helpful? Yes:1 / No: 0
Rob Herbert
August 10, 2019 |
It was a grand entrance but the bank has given up being competitive.
Is this review helpful? Yes:1 / No: 0
james
August 05, 2019 |
Got sucked into this one with all of the hoopla and advertising and now the service and the rate suck. It is like Synchrony. I am going to close this down and go for a smaller bank with better service.
Is this review helpful? Yes:1 / No: 0
Luisa S
May 07, 2019 |
These things can come and go. Service can start off great and turn terrible (Synchrony). But, for now, this one is the best. I've been very pleased so far.
Is this review helpful? Yes:1 / No: 0
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