FNBO Direct

P.O. Box 3707
Omaha, NE 68103-0707

2019 Overview

General Online Bank Information

Deposits FDIC Insured Yes
Insured Bank First National Bank of Omaha
FDIC Certificate # 5452
Date Established 1857
Assets $21.36 billion
Loans $15.41 billion
Deposits $17.92 billion
Capital $2.32 billion
Money that you deposit is held by First National Bank of Omaha. First National Bank of Omaha is an FDIC insured institution founded in 1857. It has approximately $21.36 billion in assets.

For a more detailed analysis of First National Bank of Omaha's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - October 22, 2019

Online Savings and Money Market Rates
Online Savings and Money Market Rates APY MIN MAX
Learn more about these great rates:





Customer Reviews for FNBO Direct (5)


  • March 14, 2018 | | Replies 1

    Online Savings Rates

    Poor service. Condescending attitude.
    Savings application denied without giving reason (Equifax file had a freeze because of hacking history) and not advising customer of need to unfreeze credit file for application verification).

    Chandra | Oct 22, 2019

    I had a similar experience. My application did not get processed when I applied for my FNBO direct account. First site said someone will contact me by phone or email. Then, I received an email asking me to complete my application process, but when I logged in, there was nothing for me to complete. I called customer service, they said they have to review it by hand, it will take 48 hrs to see what is missing. 48 hrs passed - no email or phone call. I called customer service back talked to the manager, who said he would send the document again to the department that process this application. I was told I need to fax or mail address proof, I faxed address proof. They cannot even confirm if they received my fax yet, let alone the status of the application. Horrible service. Stay away from this bank. I am regretting for even applying here.

  • February 26, 2018 |

    Online Savings Rates

    This is a very poorly run online bank. I have followed the area and the bank for years and ordinarily this one is not rate competitive. They may have recently raised to 1.60%, but when rates are 2% in 3 months, they will still be at 1.60%. Consider that. Consider the hard credit pull. Then move along.

  • January 14, 2018 |

    Online Savings Rates

    Did a hard credit pull a rejected me. Choose a different bank from this list.

  • May 02, 2016

    Online Savings Rates

    All I can say is that these guys rejected me for a savings account. They rejected me for a savings account?1?

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