FNBO Direct

P.O. Box 3707
NE 68103-0707

Deposit Rates APY Vs.Others
Savings 1.90% 2.30% →
1-Year CD N.A. 2.25% →
2-Year CD N.A. 2.50% →
3-Year CD N.A. 2.50% →
4-Year CD N.A. 2.40% →
5-Year CD N.A. 2.80% →

2019 Overview

General Online Bank Information

Money that you deposit is held by First National Bank of Omaha. First National Bank of Omaha is an FDIC insured institution founded in 1857. It has approximately $21.36 billion in assets.

Deposits FDIC Insured Yes
Insured Bank First National Bank of Omaha
FDIC Certificate # 5452
Date Established 1857
Assets $21.36 billion
Loans $15.41 billion
Deposits $17.92 billion
Capital $2.32 billion

For a more detailed analysis of First National Bank of Omaha's financial condition and a description of what these numbers mean, please visit the Financial Details section.

Deposit Rates - December 7, 2019

Online Savings and Money Market Rates
Online Savings and Money Market Rates APY MIN MAX
Learn more about these great rates:





Customer Reviews for FNBO Direct (5)


  • March 14, 2018 | | Replies 1

    Online Savings Rates

    Poor service. Condescending attitude.
    Savings application denied without giving reason (Equifax file had a freeze because of hacking history) and not advising customer of need to unfreeze credit file for application verification).

    Chandra | Dec 07, 2019

    I had a similar experience. My application did not get processed when I applied for my FNBO direct account. First site said someone will contact me by phone or email. Then, I received an email asking me to complete my application process, but when I logged in, there was nothing for me to complete. I called customer service, they said they have to review it by hand, it will take 48 hrs to see what is missing. 48 hrs passed - no email or phone call. I called customer service back talked to the manager, who said he would send the document again to the department that process this application. I was told I need to fax or mail address proof, I faxed address proof. They cannot even confirm if they received my fax yet, let alone the status of the application. Horrible service. Stay away from this bank. I am regretting for even applying here.

  • February 26, 2018 |

    Online Savings Rates

    This is a very poorly run online bank. I have followed the area and the bank for years and ordinarily this one is not rate competitive. They may have recently raised to 1.60%, but when rates are 2% in 3 months, they will still be at 1.60%. Consider that. Consider the hard credit pull. Then move along.

  • January 14, 2018 |

    Online Savings Rates

    Did a hard credit pull a rejected me. Choose a different bank from this list.

  • May 02, 2016

    Online Savings Rates

    All I can say is that these guys rejected me for a savings account. They rejected me for a savings account?1?

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