IRA CD Rates

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

WOODBRIDGE, NJ - January 30, 2015
Banks APY Min Bal Miles ?
Northfield Bank 2.25% $2,500 1.36
Northfield Bank 2.25% $2,500 4.37
BCB Community Bank 2.02% $500 0.43
Fulton Bank of New Jersey 2.00% $500 4.48
Two River Community Bank 1.80% $10,000 6.78
Unity Bank 1.75% $1,000 3.50
Gibraltar Bank 1.70% $2,500 13.34
Gibraltar Bank 1.50% $2,500 13.34
Lakeland Bank 1.50% $500 12.56
Amalgamated Bank 1.50% $500 14.33
Gibraltar Bank 1.40% $2,500 13.34
Metuchen Savings Bank 1.31% $500 4.23
Manufacturers and Traders Trust Company 1.31% $1 14.65
Banco Popular North America 1.25% $500 2.85
Northfield Bank 1.25% $2,500 1.36
Fulton Bank of New Jersey 1.25% $500 4.48
Boiling Springs Savings Bank 1.25% $1,000 16.96
Northfield Bank 1.25% $2,500 4.37
Banco Popular North America 1.25% $500 15.65
Hudson City Savings Bank 1.20% $500 7.30
The Berkshire Bank 1.20% $1,000 17.60
Hudson City Savings Bank 1.20% $500 3.22
Manufacturers and Traders Trust Company 1.16% $1 14.65
Hudson City Savings Bank 1.15% $500 7.30
Lakeland Bank 1.15% $500 12.56
Hudson City Savings Bank 1.15% $500 3.22
Manufacturers and Traders Trust Company 1.11% $1 14.65
ConnectOne Bank 1.10% $500 15.36
Apple Bank for Savings 1.10% $1,000 6.33
Oritani Bank 1.05% $1,000 18.08
Banco Popular North America 1.05% $500 2.85
Banco Popular North America 1.05% $500 15.65
New York Commercial Bank 1.01% $2,500 10.07
New York Community Bank 1.01% $2,500 3.36
Oritani Bank 1.00% $1,000 18.08
Gibraltar Bank 1.00% $2,500 13.34
Hudson City Savings Bank 1.00% $500 7.30
Hudson City Savings Bank 1.00% $500 3.22
Manufacturers and Traders Trust Company 0.90% $1,000 14.65
Fulton Bank of New Jersey 0.75% $500 4.48
Apple Bank for Savings 0.75% $1,000 6.33
Amalgamated Bank 0.75% $500 14.33
Woori America Bank 0.75% $1,000 15.48
The Berkshire Bank 0.75% $1,000 17.60
New York Community Bank 0.71% $2,500 3.36
New York Commercial Bank 0.71% $2,500 10.07
Amboy Bank 0.70% $1,000 1.02
BBCN Bank 0.70% $5,000 7.15
Indus American Bank 0.65% $2,000 2.73
CTBC Bank Corp. (USA) 0.65% $100 7.16
Boiling Springs Savings Bank 0.60% $1,000 16.96
Valley National Bank 0.60% $250 0.54
Columbia Bank 0.60% $500 0.28
Unity Bank 0.60% $1,000 3.50
Valley National Bank 0.60% $250 14.46
Banco Popular North America 0.60% $1 15.65
Sun National Bank 0.55% $500 4.14
The Bank of Princeton 0.55% $500 17.98
Alma Bank 0.55% $2,500 14.45
Asia Bank, National Association 0.55% $250 10.49
Cathay Bank 0.50% $100 7.12
Hudson City Savings Bank 0.50% $500 7.30
Brunswick Bank and Trust Company 0.50% $250 9.49
Wells Fargo Bank, National Association 0.50% $2,500 0.59
1st Constitution Bank 0.50% $1,000 3.36
Oritani Bank 0.50% $1,000 18.08
Victory State Bank 0.50% $500 7.31
Ponce De Leon Federal Bank 0.50% $1,000 15.57
Industrial and Commercial Bank of China (USA), National Association 0.50% $100 15.66
Cathay Bank 0.50% $100 15.79
Hudson City Savings Bank 0.50% $500 3.22
Wells Fargo Bank, National Association 0.50% $2,500 16.08
BCB Community Bank 0.45% $250 0.43
Kearny Federal Savings Bank 0.45% $500 10.48
Llewellyn-Edison Savings Bank, FSB 0.45% $1,000 15.17
Ridgewood Savings Bank 0.45% $500 14.21
East West Bank 0.45% $100 15.63
Unity Bank 0.40% $500 3.50
Magyar Bank 0.40% $100 5.27
New York Community Bank 0.40% $500 0.06
City National Bank of New Jersey 0.40% $500 11.10
Santander Bank, N.A. 0.40% $500 0.29
Sun National Bank 0.40% $500 4.14
Colonial American Bank 0.40% $500 13.86
Santander Bank, N.A. 0.40% $500 3.95
Empire State Bank 0.40% $1,000 9.04
First American International Bank 0.40% $500 15.58
The Dime Svgs. Bank of Williamsburgh 0.40% $500 14.33
New York Community Bank 0.40% $500 3.36
Sun National Bank 0.35% $500 4.14
Metuchen Savings Bank 0.35% $500 4.23
People's United Bank 0.35% $1,000 6.29
Two River Community Bank 0.30% $1,000 6.78
Fulton Bank of New Jersey 0.30% $500 4.48
Wells Fargo Bank, National Association 0.30% $2,500 0.59
ConnectOne Bank 0.30% $500 15.36
Amalgamated Bank 0.30% $500 14.33
New York Community Bank 0.30% $500 3.36
Wells Fargo Bank, National Association 0.30% $2,500 16.08
New York Commercial Bank 0.30% $500 10.07
Santander Bank, N.A. 0.26% $500 0.29
PNC Bank, National Association 0.26% $1 0.45
Santander Bank, N.A. 0.26% $500 3.95
Investors Bank 0.25% $500 1.23
TD Bank, National Association 0.25% $250 0.29
Lakeland Bank 0.25% $2,000 12.56
Chinatown Federal Savings Bank 0.25% $500 15.75
Investors Bank 0.25% $500 9.48
TD Bank, National Association 0.25% $250 3.63
Lakeland Bank 0.22% $2,000 12.56
Northfield Bank 0.20% $2,500 1.36
Santander Bank, N.A. 0.20% $500 0.29
Wells Fargo Bank, National Association 0.20% $2,500 0.59
Citibank, National Association 0.20% $250 1.62
Gibraltar Bank 0.20% $500 13.34
Citibank, National Association 0.20% $250 4.91
Northfield Bank 0.20% $2,500 4.37
Santander Bank, N.A. 0.20% $500 3.95
Wells Fargo Bank, National Association 0.20% $2,500 16.08
Lakeland Bank 0.17% $500 12.56
Wells Fargo Bank, National Association 0.16% $1 0.59
Wells Fargo Bank, National Association 0.16% $1 16.08
Banco Popular North America 0.15% $1 2.85
PNC Bank, National Association 0.15% $0 0.45
Capital One, National Association 0.15% $1,000 0.92
Manufacturers and Traders Trust Company 0.15% $1,000 14.65
Capital One, National Association 0.15% $500 3.84
Flushing Bank 0.15% $1,000 14.65
PNC Bank, National Association 0.12% $100,000 0.45
Wells Fargo Bank, National Association 0.10% $2,500 0.59
PNC Bank, National Association 0.10% $25,000 0.45
Somerset Savings Bank, SLA 0.10% $500 11.73
The Provident Bank 0.10% $500 0.45
Manufacturers and Traders Trust Company 0.10% $1,000 14.65
Wells Fargo Bank, National Association 0.10% $2,500 16.08
Hudson Valley Bank, National Association 0.10% $1,000 18.16
PNC Bank, National Association 0.08% $10,000 0.45
Bank of America, National Association 0.08% $2,000 0.30
Bank of America, National Association 0.08% $2,000 8.08
PNC Bank, National Association 0.06% $1,000 0.45
Bank of America, National Association 0.05% $1 0.30
Wells Fargo Bank, National Association 0.05% $1 0.59
Wells Fargo Bank, National Association 0.05% $1 16.08
Bank of America, National Association 0.05% $1 8.08
PNC Bank, National Association 0.04% $1 0.45
PNC Bank, National Association 0.01% $1 0.45
JPMorgan Chase Bank, National Association 0.01% $1 0.90
JPMorgan Chase Bank, National Association 0.01% $1 3.87

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know by commenting below so that we can update it. Thank you for your help.

Comments


Lori Martin, January 09, 2015


Jack:

??? Looked up rates at PenFed (we're a member) and they show a 5 yr at 1.76%. The last time it was 3.0 and over (3.04) was in Dec. 2013 (for the 5 & 7 year).

Helpful? Yes:0 / No:0
Is this review helpful? Yes No

Jack Mazer, January 27, 2014


Penfed offers a 60 month cd at 3 percent.

Helpful? Yes:6 / No:1
Is this review helpful? Yes No

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