IRA CD Rates

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

WOODBRIDGE, NJ - April 23, 2014
Banks APY Min Bal Miles ?
Valley National Bank 2.15% $500 0.54
Valley National Bank 2.15% $500 14.46
BCB Community Bank 2.02% $500 0.43
Indus American Bank 2.00% $2,000 2.73
Unity Bank 2.00% $1,000 3.50
Valley National Bank 1.80% $500 0.54
Two River Community Bank 1.80% $10,000 6.78
Valley National Bank 1.80% $500 14.46
Indus American Bank 1.75% $2,000 2.73
Manufacturers and Traders Trust Company 1.61% $1 14.65
Indus American Bank 1.50% $2,000 2.73
Gibraltar Bank 1.50% $2,500 13.34
Valley National Bank 1.40% $500 0.54
Valley National Bank 1.40% $500 14.46
Metuchen Savings Bank 1.31% $500 4.23
Manufacturers and Traders Trust Company 1.31% $1 14.65
Gibraltar Bank 1.30% $2,500 13.34
Indus American Bank 1.25% $2,000 2.73
Union Center National Bank 1.25% $1,000 8.41
Fulton Bank of New Jersey 1.25% $2,500 4.48
Hudson City Savings Bank 1.20% $500 7.30
Gibraltar Bank 1.20% $2,500 13.34
Valley National Bank 1.20% $500 0.54
Hudson City Savings Bank 1.20% $500 3.22
Valley National Bank 1.20% $500 14.46
Manufacturers and Traders Trust Company 1.16% $1 14.65
Hudson City Savings Bank 1.15% $500 7.30
The Berkshire Bank 1.15% $1,000 17.60
Hudson City Savings Bank 1.15% $500 3.22
Manufacturers and Traders Trust Company 1.11% $1 14.65
BBCN Bank 1.10% $50,000 7.15
New York Commercial Bank 1.05% $2,500 10.07
New York Community Bank 1.05% $2,500 3.36
BBCN Bank 1.00% $50,000 7.15
Union Center National Bank 1.00% $1,000 8.41
Brunswick Bank and Trust Company 1.00% $250 9.49
Indus American Bank 1.00% $2,000 2.73
ConnectOne Bank 1.00% $500 15.36
Hudson City Savings Bank 1.00% $500 7.30
Hudson City Savings Bank 1.00% $500 3.22
New York Community Bank 0.95% $2,500 0.06
New York Community Bank 0.95% $2,500 3.36
New York Commercial Bank 0.95% $2,500 10.07
Manufacturers and Traders Trust Company 0.90% $1,000 14.65
BBCN Bank 0.80% $1,000 7.15
Woori America Bank 0.75% $1,000 15.48
Amboy Bank 0.70% $1,000 1.02
Indus American Bank 0.65% $2,000 2.73
Atlas Bank 0.65% $2,500 11.74
Amalgamated Bank 0.65% $500 14.33
Valley National Bank 0.60% $250 0.54
The Bank of Princeton 0.60% $500 17.98
Valley National Bank 0.60% $250 14.46
Apple Bank for Savings 0.60% $1,000 6.33
Sun National Bank 0.55% $500 4.14
Haven Savings Bank 0.55% $100 7.38
New York Commercial Bank 0.55% $2,500 10.07
New York Community Bank 0.55% $2,500 3.36
Alma Bank 0.55% $2,500 14.45
Asia Bank, National Association 0.55% $250 10.49
Cathay Bank 0.50% $100 7.12
Union Center National Bank 0.50% $1,000 8.41
Columbia Bank 0.50% $500 0.28
Hudson City Savings Bank 0.50% $500 7.30
Wells Fargo Bank, National Association 0.50% $2,500 0.59
1st Constitution Bank 0.50% $1,000 3.36
Oritani Bank 0.50% $1,000 18.08
Llewellyn-Edison Savings Bank, FSB 0.50% $1,000 15.17
The Berkshire Bank 0.50% $1,000 17.60
Victory State Bank 0.50% $500 7.31
Ponce De Leon Federal Bank 0.50% $1,000 15.57
Industrial and Commercial Bank of China (USA), National Association 0.50% $100 15.66
Cathay Bank 0.50% $100 15.79
Hudson City Savings Bank 0.50% $500 3.22
Wells Fargo Bank, National Association 0.50% $2,500 16.08
United Central Bank 0.45% $1,000 4.88
BCB Community Bank 0.45% $250 0.43
Kearny Federal Savings Bank 0.45% $500 10.48
RSI BANK 0.45% $250 3.49
Boiling Springs Savings Bank 0.45% $1,000 16.96
New York Community Bank 0.45% $2,500 0.06
United Central Bank 0.45% $1,000 9.61
Ridgewood Savings Bank 0.45% $500 14.21
New York Commercial Bank 0.45% $2,500 10.07
New York Community Bank 0.45% $2,500 3.36
East West Bank 0.45% $1,000 15.63
Unity Bank 0.40% $500 3.50
City National Bank of New Jersey 0.40% $500 11.10
Santander Bank, N.A. 0.40% $500 0.29
Fulton Bank of New Jersey 0.40% $2,500 4.48
Sun National Bank 0.40% $500 4.14
Colonial American Bank 0.40% $500 13.86
New York Community Bank 0.40% $500 0.06
Santander Bank, N.A. 0.40% $500 3.95
The Dime Svgs. Bank of Williamsburgh 0.40% $500 14.33
Empire State Bank 0.40% $1,000 9.04
First American International Bank 0.40% $500 15.58
New York Community Bank 0.40% $500 3.36
Banco Popular North America 0.40% $1 15.65
Sun National Bank 0.35% $500 4.14
Metuchen Savings Bank 0.35% $500 4.23
Chinatown Federal Savings Bank 0.35% $500 15.75
People's United Bank 0.35% $1,000 6.29
Team Capital Bank 0.30% $1,000 17.11
Two River Community Bank 0.30% $1,000 6.78
Fulton Bank of New Jersey 0.30% $500 4.48
Santander Bank, N.A. 0.30% $500 0.29
ConnectOne Bank 0.30% $500 15.36
Wells Fargo Bank, National Association 0.30% $2,500 0.59
Santander Bank, N.A. 0.30% $500 3.95
Amalgamated Bank 0.30% $500 14.33
Wells Fargo Bank, National Association 0.30% $2,500 16.08
New York Commercial Bank 0.30% $500 10.07
New York Community Bank 0.30% $500 3.36
Santander Bank, N.A. 0.26% $500 0.29
Santander Bank, N.A. 0.26% $500 3.95
Magyar Bank 0.25% $100 5.27
Investors Bank 0.25% $500 1.23
Gibraltar Bank 0.25% $500 13.34
TD Bank, National Association 0.25% $250 0.29
Lakeland Bank 0.25% $2,000 12.56
Investors Bank 0.25% $500 9.48
TD Bank, National Association 0.25% $250 3.63
Lakeland Bank 0.22% $2,000 12.56
Northfield Bank 0.20% $2,500 1.36
Wells Fargo Bank, National Association 0.20% $2,500 0.59
Investors Bank 0.20% $500 1.23
Citibank, National Association 0.20% $250 1.62
Citibank, National Association 0.20% $250 4.91
Northfield Bank 0.20% $2,500 4.37
Wells Fargo Bank, National Association 0.20% $2,500 16.08
Lakeland Bank 0.17% $500 12.56
Wells Fargo Bank, National Association 0.16% $1 0.59
Wells Fargo Bank, National Association 0.16% $1 16.08
Bank of America, National Association 0.15% $100,000 0.30
Banco Popular North America 0.15% $1 2.85
Peapack-Gladstone Bank 0.15% $250 7.77
PNC Bank, National Association 0.15% $1,000 0.45
Capital One, National Association 0.15% $1,000 0.92
Flushing Bank 0.15% $1,000 14.65
Bank of America, National Association 0.15% $10,000 8.08
Manufacturers and Traders Trust Company 0.15% $1,000 14.65
Capital One, National Association 0.15% $500 3.84
PNC Bank, National Association 0.13% $100,000 0.45
PNC Bank, National Association 0.12% $25,000 0.45
PNC Bank, National Association 0.11% $10,000 0.45
Somerset Savings Bank, SLA 0.10% $500 11.73
The Provident Bank 0.10% $500 0.45
PNC Bank, National Association 0.10% $1,000 0.45
Wells Fargo Bank, National Association 0.10% $2,500 0.59
Hudson Valley Bank, National Association 0.10% $1,000 18.16
Manufacturers and Traders Trust Company 0.10% $1,000 14.65
Wells Fargo Bank, National Association 0.10% $2,500 16.08
PNC Bank, National Association 0.09% $1 0.45
Bank of America, National Association 0.08% $2,000 0.30
Bank of America, National Association 0.08% $2,000 8.08
Bank of America, National Association 0.07% $2,000 0.30
Bank of America, National Association 0.07% $2,000 8.08
Wells Fargo Bank, National Association 0.05% $1 0.59
Wells Fargo Bank, National Association 0.05% $1 16.08
Bank of America, National Association 0.04% $2,000 0.30
Bank of America, National Association 0.04% $2,000 8.08
Bank of America, National Association 0.03% $1 0.30
Bank of America, National Association 0.03% $1 8.08
JPMorgan Chase Bank, National Association 0.01% $1 0.90
Santander Bank, N.A. 0.01% $500 0.29
JPMorgan Chase Bank, National Association 0.01% $1 3.87
Santander Bank, N.A. 0.01% $500 3.95

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Comments


Jack Mazer, January 27, 2014


Penfed offers a 60 month cd at 3 percent.

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