IRA CD Rates

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

WOODBRIDGE, NJ - October 23, 2014
Banks APY Min Bal Miles ?
Valley National Bank 2.25% $500 0.54
Valley National Bank 2.25% $500 14.46
BCB Community Bank 2.02% $500 0.43
Northfield Bank 2.00% $2,500 1.36
Northfield Bank 2.00% $2,500 4.37
Two River Community Bank 1.80% $10,000 6.78
Valley National Bank 1.80% $500 0.54
Empire State Bank 1.80% $1,000 9.04
Valley National Bank 1.80% $500 14.46
Unity Bank 1.75% $1,000 3.50
Lakeland Bank 1.50% $500 12.56
Gibraltar Bank 1.50% $2,500 13.34
Amalgamated Bank 1.50% $500 14.33
Empire State Bank 1.50% $1,000 9.04
Valley National Bank 1.40% $500 0.54
Valley National Bank 1.40% $500 14.46
Metuchen Savings Bank 1.31% $500 4.23
Manufacturers and Traders Trust Company 1.31% $1 14.65
Northfield Bank 1.30% $2,500 1.36
Northfield Bank 1.30% $2,500 4.37
Gibraltar Bank 1.25% $2,500 13.34
Hudson City Savings Bank 1.20% $500 7.30
Valley National Bank 1.20% $500 0.54
Valley National Bank 1.20% $500 14.46
The Berkshire Bank 1.20% $1,000 17.60
Hudson City Savings Bank 1.20% $500 3.22
Manufacturers and Traders Trust Company 1.16% $1 14.65
Hudson City Savings Bank 1.15% $500 7.30
Gibraltar Bank 1.15% $2,500 13.34
Lakeland Bank 1.15% $500 12.56
New York Community Bank 1.15% $500 0.06
New York Community Bank 1.15% $500 3.36
New York Commercial Bank 1.15% $500 10.07
Hudson City Savings Bank 1.15% $500 3.22
Manufacturers and Traders Trust Company 1.11% $1 14.65
Banco Popular North America 1.10% $500 15.65
New York Community Bank 1.05% $500 0.06
Fulton Bank of New Jersey 1.05% $500 4.48
New York Commercial Bank 1.05% $500 10.07
New York Community Bank 1.05% $500 3.36
ConnectOne Bank 1.01% $1,000 15.36
Oritani Bank 1.00% $1,000 18.08
The Bank of Princeton 1.00% $500 17.98
Gibraltar Bank 1.00% $500 13.34
Brunswick Bank and Trust Company 1.00% $250 9.49
Unity Bank 1.00% $100,000 3.50
Hudson City Savings Bank 1.00% $500 7.30
Hudson City Savings Bank 1.00% $500 3.22
Manufacturers and Traders Trust Company 0.90% $1,000 14.65
BBCN Bank 0.80% $1,000 7.15
Gibraltar Bank 0.75% $2,500 13.34
Apple Bank for Savings 0.75% $1,000 6.33
Woori America Bank 0.75% $1,000 15.48
The Berkshire Bank 0.75% $1,000 17.60
Amboy Bank 0.70% $1,000 1.02
Indus American Bank 0.65% $2,000 2.73
CTBC Bank Corp. (USA) 0.65% $100 7.16
Amalgamated Bank 0.65% $500 14.33
Valley National Bank 0.60% $250 0.54
Columbia Bank 0.60% $500 0.28
Unity Bank 0.60% $1,000 3.50
Valley National Bank 0.60% $250 14.46
Sun National Bank 0.55% $500 4.14
The Bank of Princeton 0.55% $500 17.98
Alma Bank 0.55% $2,500 14.45
Asia Bank, National Association 0.55% $250 10.49
Banco Popular North America 0.55% $500 15.65
Cathay Bank 0.50% $100 7.12
Boiling Springs Savings Bank 0.50% $1,000 16.96
Hudson City Savings Bank 0.50% $500 7.30
1st Constitution Bank 0.50% $1,000 3.36
Oritani Bank 0.50% $1,000 18.08
Wells Fargo Bank, National Association 0.50% $2,500 0.59
Wells Fargo Bank, National Association 0.50% $2,500 16.08
Victory State Bank 0.50% $500 7.31
Ponce De Leon Federal Bank 0.50% $1,000 15.57
Industrial and Commercial Bank of China (USA), National Association 0.50% $100 15.66
Cathay Bank 0.50% $100 15.79
Hudson City Savings Bank 0.50% $500 3.22
BCB Community Bank 0.45% $250 0.43
Kearny Federal Savings Bank 0.45% $500 10.48
Llewellyn-Edison Savings Bank, FSB 0.45% $1,000 15.17
Ridgewood Savings Bank 0.45% $500 14.21
East West Bank 0.45% $100 15.63
Unity Bank 0.40% $500 3.50
Magyar Bank 0.40% $100 5.27
City National Bank of New Jersey 0.40% $500 11.10
Santander Bank, N.A. 0.40% $500 0.29
Sun National Bank 0.40% $500 4.14
Colonial American Bank 0.40% $500 13.86
Santander Bank, N.A. 0.40% $500 3.95
Empire State Bank 0.40% $1,000 9.04
First American International Bank 0.40% $500 15.58
Banco Popular North America 0.40% $1 15.65
The Dime Svgs. Bank of Williamsburgh 0.40% $500 14.33
Sun National Bank 0.35% $500 4.14
Metuchen Savings Bank 0.35% $500 4.23
People's United Bank 0.35% $1,000 6.29
Two River Community Bank 0.30% $1,000 6.78
Fulton Bank of New Jersey 0.30% $500 4.48
Wells Fargo Bank, National Association 0.30% $2,500 0.59
ConnectOne Bank 0.30% $500 15.36
Amalgamated Bank 0.30% $500 14.33
Wells Fargo Bank, National Association 0.30% $2,500 16.08
Santander Bank, N.A. 0.26% $500 0.29
Santander Bank, N.A. 0.26% $500 3.95
Investors Bank 0.25% $500 1.23
TD Bank, National Association 0.25% $250 0.29
Lakeland Bank 0.25% $2,000 12.56
Chinatown Federal Savings Bank 0.25% $500 15.75
Investors Bank 0.25% $500 9.48
TD Bank, National Association 0.25% $250 3.63
Lakeland Bank 0.22% $2,000 12.56
Wells Fargo Bank, National Association 0.20% $2,500 0.59
Northfield Bank 0.20% $2,500 1.36
Santander Bank, N.A. 0.20% $500 0.29
Citibank, National Association 0.20% $250 1.62
Gibraltar Bank 0.20% $500 13.34
Citibank, National Association 0.20% $250 4.91
Northfield Bank 0.20% $2,500 4.37
Wells Fargo Bank, National Association 0.20% $2,500 16.08
Santander Bank, N.A. 0.20% $500 3.95
Lakeland Bank 0.17% $500 12.56
Wells Fargo Bank, National Association 0.16% $1 0.59
Wells Fargo Bank, National Association 0.16% $1 16.08
Banco Popular North America 0.15% $1 2.85
Peapack-Gladstone Bank 0.15% $250 7.77
PNC Bank, National Association 0.15% $1,000 0.45
Capital One, National Association 0.15% $1,000 0.92
Manufacturers and Traders Trust Company 0.15% $1,000 14.65
Capital One, National Association 0.15% $500 3.84
Flushing Bank 0.15% $1,000 14.65
PNC Bank, National Association 0.12% $100,000 0.45
Wells Fargo Bank, National Association 0.10% $2,500 0.59
PNC Bank, National Association 0.10% $25,000 0.45
Somerset Savings Bank, SLA 0.10% $500 11.73
The Provident Bank 0.10% $500 0.45
Hudson Valley Bank, National Association 0.10% $1,000 18.16
Manufacturers and Traders Trust Company 0.10% $1,000 14.65
Wells Fargo Bank, National Association 0.10% $2,500 16.08
PNC Bank, National Association 0.08% $10,000 0.45
Bank of America, National Association 0.08% $2,000 0.30
Bank of America, National Association 0.08% $2,000 8.08
PNC Bank, National Association 0.06% $1,000 0.45
Bank of America, National Association 0.05% $1 0.30
Wells Fargo Bank, National Association 0.05% $1 0.59
Wells Fargo Bank, National Association 0.05% $1 16.08
Bank of America, National Association 0.05% $1 8.08
PNC Bank, National Association 0.04% $1 0.45
JPMorgan Chase Bank, National Association 0.01% $1 0.90
JPMorgan Chase Bank, National Association 0.01% $1 3.87

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Comments


Jack Mazer, January 27, 2014


Penfed offers a 60 month cd at 3 percent.

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