IRA CD Rates

If you have your savings dollars in a big bank or a bank with low savings rates, then you are losing money. We've found FDIC insured banks that will pay you more. Take a few minutes to explore the options below and see how you can boost your savings by more than 6X the national average rate. There is competition for your money. Take advantage of it!

New York, NY - April 21, 2015
Banks APY Min Bal Miles ?
BCB Community Bank 2.02% $500 1.63
Northfield Bank 2.00% $2,500 5.47
First Central Savings Bank 1.98% $500 5.04
Banco Popular North America 1.75% $500 1.09
Amalgamated Bank 1.65% $500 0.63
First Central Savings Bank 1.55% $500 5.04
Manufacturers and Traders Trust Company 1.31% $1 2.18
Alma Bank 1.31% $2,500 4.87
First Central Savings Bank 1.30% $500 5.04
The Berkshire Bank 1.30% $1,000 0.75
Alma Bank 1.26% $2,500 4.87
Banco Popular North America 1.25% $500 3.30
Oritani Bank 1.25% $1,000 3.12
Northfield Bank 1.25% $2,500 5.47
Hudson City Savings Bank 1.20% $500 2.02
The Berkshire Bank 1.20% $1,000 0.75
Banco Popular North America 1.20% $500 1.09
Manufacturers and Traders Trust Company 1.16% $1 2.18
Hudson City Savings Bank 1.15% $500 2.02
Northfield Bank 1.15% $2,500 5.47
Manufacturers and Traders Trust Company 1.11% $1 2.18
ConnectOne Bank 1.10% $500 4.88
Oritani Bank 1.10% $1,000 3.12
Apple Bank for Savings 1.10% $1,000 0.15
The Berkshire Bank 1.10% $1,000 0.75
Banco Popular North America 1.05% $500 3.30
Quontic Bank 1.01% $1,000 5.43
Oritani Bank 1.00% $1,000 3.12
Hudson City Savings Bank 1.00% $500 2.02
KeyBank National Association 1.00% $10,000 2.02
Eastbank, National Association 0.95% $500 0.49
First Central Savings Bank 0.90% $500 5.04
Manufacturers and Traders Trust Company 0.90% $1,000 2.18
Spring Bank 0.90% $250 6.53
The Berkshire Bank 0.80% $1,000 0.75
Shinhan Bank America 0.80% $1,000 2.50
Ponce De Leon Federal Bank 0.75% $1,000 4.34
Wilshire Bank 0.75% $1 2.52
Apple Bank for Savings 0.75% $1,000 0.15
Amalgamated Bank 0.75% $500 0.63
Carver Federal Savings Bank 0.75% $2,500 2.58
Ponce De Leon Federal Bank 0.75% $1,000 2.17
Emigrant Bank 0.70% $1,000 3.02
BBCN Bank 0.70% $5,000 2.42
Indus American Bank 0.65% $2,000 3.35
CTBC Bank Corp. (USA) 0.65% $100 3.36
Valley National Bank 0.60% $250 1.48
Valley National Bank 0.60% $250 0.27
Banco Popular North America 0.60% $1 1.09
Savoy Bank 0.60% $2,000 3.57
BNB Hana Bank, National Association 0.60% $500 2.33
Amerasia Bank 0.56% $500 7.03
United Orient Bank 0.55% $500 0.50
Alma Bank 0.55% $2,500 4.87
Spring Bank 0.55% $1 6.53
Asia Bank, National Association 0.55% $250 0.48
Oritani Bank 0.50% $1,000 3.12
Hudson City Savings Bank 0.50% $500 2.02
Wells Fargo Bank, National Association 0.50% $2,500 1.43
Country Bank 0.50% $1,000 3.03
Industrial and Commercial Bank of China (USA), National Association 0.50% $100 0.49
Cathay Bank 0.50% $100 0.48
Wells Fargo Bank, National Association 0.50% $2,500 0.55
BCB Community Bank 0.45% $250 1.63
Ridgewood Savings Bank 0.45% $500 2.12
East West Bank 0.45% $100 0.44
NorthEast Community Bank 0.45% $250 2.13
Santander Bank, N.A. 0.40% $500 1.91
New York Community Bank 0.40% $500 5.69
Santander Bank, N.A. 0.40% $500 0.19
First American International Bank 0.40% $500 0.56
City National Bank of New Jersey 0.40% $500 6.73
Amalgamated Bank 0.40% $500 0.63
Wells Fargo Bank, National Association 0.30% $2,500 1.43
ConnectOne Bank 0.30% $500 4.88
Gibraltar Private Bank & Trust Co. 0.30% $1,000 3.34
New York Community Bank 0.30% $500 2.68
Wells Fargo Bank, National Association 0.30% $2,500 0.55
New York Commercial Bank 0.30% $500 0.38
Santander Bank, N.A. 0.26% $500 1.91
Santander Bank, N.A. 0.26% $500 0.19
TD Bank, National Association 0.25% $250 1.93
MERCANTIL COMMERCEBANK, NATIONAL ASSOCIATION 0.25% $1 3.47
Chinatown Federal Savings Bank 0.25% $500 0.54
Investors Bank 0.25% $500 1.81
TD Bank, National Association 0.25% $250 0.09
Santander Bank, N.A. 0.20% $500 1.91
Wells Fargo Bank, National Association 0.20% $2,500 1.43
Citibank, National Association 0.20% $250 0.12
Northfield Bank 0.20% $2,500 5.47
Santander Bank, N.A. 0.20% $500 0.19
Wells Fargo Bank, National Association 0.20% $2,500 0.55
Wells Fargo Bank, National Association 0.16% $1 1.43
Wells Fargo Bank, National Association 0.16% $1 0.55
Banco Popular North America 0.15% $1 3.30
PNC Bank, National Association 0.15% $1,000 1.89
Capital One, National Association 0.15% $1,000 2.13
Manufacturers and Traders Trust Company 0.15% $1,000 2.18
Capital One, National Association 0.15% $1,000 0.06
Wells Fargo Bank, National Association 0.10% $2,500 1.43
The Provident Bank 0.10% $500 1.47
City National Bank 0.10% $500 3.18
Manufacturers and Traders Trust Company 0.10% $1,000 2.18
Astoria Bank 0.10% $500 3.27
Sterling National Bank 0.10% $2,500 2.90
KeyBank National Association 0.10% $1,000 2.02
Wells Fargo Bank, National Association 0.10% $2,500 0.55
Hudson Valley Bank, National Association 0.10% $1,000 0.16
Bank of America, National Association 0.07% $2,000 1.60
Bank of America, National Association 0.07% $2,000 0.08
Bank of America, National Association 0.05% $1 1.60
Wells Fargo Bank, National Association 0.05% $1 1.43
Wells Fargo Bank, National Association 0.05% $1 0.55
Bank of America, National Association 0.05% $1 0.08
Bank of America, National Association 0.04% $2,000 1.60
Bank of America, National Association 0.04% $2,000 0.08
JPMorgan Chase Bank, National Association 0.01% $1 1.48
JPMorgan Chase Bank, National Association 0.01% $1 0.06

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know by commenting below so that we can update it. Thank you for your help.

Comments


Lori Martin, January 09, 2015


Jack:

??? Looked up rates at PenFed (we're a member) and they show a 5 yr at 1.76%. The last time it was 3.0 and over (3.04) was in Dec. 2013 (for the 5 & 7 year).

Helpful? Yes:1 / No:0
Is this review helpful? Yes No

Jack Mazer, January 27, 2014


Penfed offers a 60 month cd at 3 percent.

Helpful? Yes:6 / No:1
Is this review helpful? Yes No

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