You are viewing fixed rate ira rates across New Jersey

New Jersey IRA CD Rates 2016

If you have your savings dollars in a bank with low savings rates, then you are losing real money. With the magic of compounding interest, even an interest rate difference under 1% can really add up over time. See our Savings Booster Calculator to see why you should seek out a higher interest rate. The table below has an unbiased list of the savings and money market account rates of FDIC-insured banks that are near your current location (if they aren’t, then change the zip code above). Take a few minutes to explore these options and see how you can boost your savings by more than 6X the national average rate. You may also want to check credit unions near you or online banks by navigating through the tabs above. There is competition for your money. Take advantage of it!

NJ - December 8, 2016

BANKS APY Term MIN MILES ?
BCB Community Bank 2.00% 42 $2,000 -
Gibraltar Bank 1.80% 58 $2,500 -
Northfield Bank 1.50% 60 $250 -
Firstrust Savings Bank 1.50% 59 $2,500 -
Gibraltar Bank 1.40% 46 $2,500 -
First Commerce Bank 1.37% 27 $1,000 -
Metuchen Savings Bank 1.31% 48 $500 -
Parke Bank 1.30% 13 $500 -
First Commerce Bank 1.27% 17 $1,000 -
Highlands State Bank 1.26% 20 $1,000 -
Gibraltar Bank 1.25% 40 $2,500 -
Unity Bank 1.25% 45 $1,000 -
First Hope Bank, A National Banking Association 1.25% 26 $500 -
Northfield Bank 1.25% 36 $250 -
First Choice Bank 1.25% 18 $1,000 -
Liberty Bell Bank 1.25% 24 $500 -
Lakeland Bank 1.20% 35 $500 -
NVE Bank 1.20% 72 $1,000 -
Crown Bank 1.20% 20 $2,500 -
First Commerce Bank 1.17% 7 $1,000 -
Highlands State Bank 1.16% 14 $1,000 -
The Berkshire Bank 1.15% 24 $10,000 -
Grand Bank, National Association 1.15% 36 $100,000 -
Firstrust Savings Bank 1.15% 60 $1,000 -
Alma Bank 1.11% 13 $2,500 -
Gibraltar Bank 1.10% - $500 -
TrustCo Bank 1.10% 24 $500 -
Lakeland Bank 1.05% 23 $500 -
Grand Bank, National Association 1.05% 36 $1,000 -
Oritani Bank 1.05% 16 $1,000 -
New Jersey Community Bank 1.05% - $1,000 -
The Berkshire Bank 1.05% 18 $10,000 -
Gibraltar Bank 1.04% 25 $2,500 -
New York Community Bank 1.01% 18 $2,500 -
Grand Bank, National Association 1.00% - $1,000 -
First Bank 1.00% - $500 -
Royal Bank America 1.00% - $1,000 -
The First National Bank of Absecon 1.00% 84 $1,000 -
1st Colonial Community Bank 1.00% - $500 -
Manasquan Bank 1.00% - $500 -
Brunswick Bank and Trust Company 1.00% - $250 -
First Commerce Bank 1.00% - $1,000 -
Branch Banking and Trust Company 0.95% 25 $10,000 -
New Millennium Bank 0.95% - $500 -
Firstrust Savings Bank 0.95% 23 $2,500 -
Lakeland Bank 0.90% 13 $500 -
Delanco Federal Savings Bank 0.90% 28 $1,000 -
Fulton Bank of New Jersey 0.90% 36 $500 -
Gibraltar Bank 0.90% 15 $2,500 -
Grand Bank, National Association 0.90% 12 $1,000 -
Bank of New Jersey 0.90% - $500 -
Bogota Savings Bank 0.85% - $1,000 -
Northfield Bank 0.85% 18 $250 -
Firstrust Savings Bank 0.85% 14 $2,500 -
Harvest Community Bank 0.85% - $500 -
ConnectOne Bank 0.85% - $500 -
BBCN Bank 0.80% - $5,000 -
Oritani Bank 0.80% 9 $1,000 -
Grand Bank, National Association 0.80% 12 $1,000 -
First Choice Bank 0.80% - $1,000 -
Columbia Bank 0.75% 20 $500 -
TrustCo Bank 0.75% 11 $500 -
Sun National Bank 0.75% - $500 -
The First National Bank of Absecon 0.75% 60 $1,000 -
Armed Forces Bank, National Association 0.75% - $500 -
Amboy Bank 0.70% - $1,000 -
Cornerstone Bank 0.70% - $500 -
Branch Banking and Trust Company 0.70% 25 $500 -
New York Community Bank 0.70% 7 $2,500 -
Indus American Bank 0.65% - $2,000 -
Oritani Bank 0.65% 5 $1,000 -
Delanco Federal Savings Bank 0.65% 18 $1,000 -
Haddon Savings Bank 0.65% - $500 -
Firstrust Savings Bank 0.65% 35 $1,000 -
CTBC Bank Corp. (USA) 0.65% - $100 -
Ponce De Leon Federal Bank 0.60% - $1,000 -
BNB Hana Bank, National Association 0.60% - $500 -
Customers Bank 0.60% - $500 -
Grand Bank, National Association 0.60% 6 $100,000 -
Valley National Bank 0.60% - $250 -
Parke Bank 0.60% - $500 -
Hanmi Bank 0.60% - $1,000 -
Liberty Bell Bank 0.55% - $500 -
Delanco Federal Savings Bank 0.55% 13 $1,000 -
The Bank of Princeton 0.55% - $500 -
Alma Bank 0.55% - $2,500 -
Cathay Bank 0.50% - $100 -
AMG National Trust Bank 0.50% - $1,000 -
Beneficial Bank 0.50% - $500 -
Oritani Bank 0.50% - $1,000 -
Crown Bank 0.50% - $1,000 -
Freehold Savings Bank 0.50% - $500 -
1st Constitution Bank 0.50% - $1,000 -
Highlands State Bank 0.50% - $1,000 -
The Berkshire Bank 0.50% - $1,000 -
Audubon Savings Bank 0.50% - $1,000 -
Republic Bank 0.50% - $500 -
Wells Fargo Bank, National Association 0.50% 58 $2,500 -
The First National Bank of Absecon 0.50% 48 $1,000 -
Boiling Springs Savings Bank 0.50% - $1,000 -
Columbia Bank 0.50% - $500 -
BCB Community Bank 0.45% - $250 -
Spencer Savings Bank, SLA 0.45% - $500 -
Kearny Bank 0.45% - $500 -
Univest Bank and Trust Co. 0.45% - $500 -
Unity Bank 0.40% - $500 -
Magyar Bank 0.40% - $100 -
New York Community Bank 0.40% - $500 -
Monroe Savings Bank 0.40% - $500 -
Capital Bank of New Jersey 0.40% - $500 -
Delanco Federal Savings Bank 0.40% - $1,000 -
The First National Bank of Absecon 0.40% 36 $1,000 -
Ocean City Home Bank 0.35% - $500 -
Grand Bank, National Association 0.35% 6 $1,000 -
Metuchen Savings Bank 0.35% - $500 -
Fulton Bank of New Jersey 0.30% - $500 -
Millville Savings and Loan Association 0.30% - $1,000 -
The First National Bank of Elmer 0.30% - $100 -
NVE Bank 0.30% - $500 -
Newfield National Bank 0.30% - $500 -
Franklin Bank 0.30% - $1,000 -
Banco Popular North America 0.30% - $1 -
Century Savings Bank 0.30% - $500 -
Wells Fargo Bank, National Association 0.30% 39 $2,500 -
City National Bank of New Jersey 0.25% - $500 -
TD Bank, National Association 0.25% - $250 -
First Hope Bank, A National Banking Association 0.25% 7 $500 -
Investors Bank 0.25% - $500 -
SussexBank 0.25% - $1,000 -
Firstrust Savings Bank 0.25% 9 $1,000 -
First Hope Bank, A National Banking Association 0.22% - $500 -
Lakeland Bank 0.22% 9 $500 -
Wells Fargo Bank, National Association 0.20% 26 $2,500 -
Branch Banking and Trust Company 0.20% - $500 -
Northfield Bank 0.20% - $2,500 -
Lakeland Bank 0.17% - $500 -
Wells Fargo Bank, National Association 0.16% 24 $1 -
The Pennsville National Bank 0.15% - $500 -
The First National Bank of Absecon 0.15% - $1,000 -
Capital One, National Association 0.15% - $1,000 -
PNC Bank, National Association 0.15% - $1,000 -
Wells Fargo Bank, National Association 0.10% 9 $2,500 -
Firstrust Savings Bank 0.10% - $1,000 -
Santander Bank, N.A. 0.10% - $500 -
Manufacturers and Traders Trust Company 0.10% - $1,000 -
Bank of America, National Association 0.07% 12 $2,000 -
Bank of America, National Association 0.05% - $1 -
Wells Fargo Bank, National Association 0.05% - $1 -
TrustCo Bank 0.05% - $500 -
Bank of America, National Association 0.04% 9 $2,000 -
Citizens Bank of Pennsylvania 0.03% - $250 -
JPMorgan Chase Bank, National Association 0.01% - $1 -


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  • Gary Ronan

    May 03, 2016

    Your not locked in for 5 years. You can take it out any time but you will lose interest for a specified term. My credit union which holds my Roth IRA will dun me 6 months interest but your not making much anyway.

  • Carolyn Hornyak

    January 18, 2016

    I saw in the Phoenix, Arizona an ad for Sun Cities Financial Group advertising a high yield CD special for 4.40%? Is this legitimate?

    Carolyn

  • JOHN

    January 14, 2016

    MORE USELESS INFO. NO LENGHT OF TERM LISTED. ONLY USEFULL INFO IS NAME OF INSTITUTION SO I CAN PHONE THEM.

  • Chotzey

    December 30, 2015

    To lock in @ 5 years may be risky. When watching MSNBC the other day they were saying rates are to be gradually going up. May be a gamble, but everything is.

  • Ray P

    December 30, 2015

    None of the rates shown can be found at any of the banks. The actual bank rates are almost half of what is shown here.

  • Lori Martin

    January 09, 2015

    Jack:

    ??? Looked up rates at PenFed (we're a member) and they show a 5 yr at 1.76%. The last time it was 3.0 and over (3.04) was in Dec. 2013 (for the 5 & 7 year).

  • Jack Mazer

    January 27, 2014

    Penfed offers a 60 month cd at 3 percent.

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