You are viewing fixed rate ira rates across New Jersey

New Jersey IRA CD Rates 2016

If you have your savings dollars in a bank with low savings rates, then you are losing real money. With the magic of compounding interest, even an interest rate difference under 1% can really add up over time. See our Savings Booster Calculator to see why you should seek out a higher interest rate. The table below has an unbiased list of the savings and money market account rates of FDIC-insured banks that are near your current location (if they aren’t, then change the zip code above). Take a few minutes to explore these options and see how you can boost your savings by more than 6X the national average rate. You may also want to check credit unions near you or online banks by navigating through the tabs above. There is competition for your money. Take advantage of it!

NJ - August 26, 2016

BANKS APY Term MIN MILES ?
BCB Community Bank 2.00% 42 $2,000 -
Gibraltar Bank 1.80% 58 $2,500 -
Banco Popular North America 1.70% 60 $500 -
Firstrust Savings Bank 1.50% 59 $2,500 -
Northfield Bank 1.50% 60 $250 -
Gibraltar Bank 1.40% 46 $2,500 -
Banco Popular North America 1.35% 48 $500 -
Metuchen Savings Bank 1.31% 48 $500 -
Banco Popular North America 1.30% 25 $1,000 -
Banco Popular North America 1.26% 19 $1,000 -
Highlands State Bank 1.26% 20 $1,000 -
First Hope Bank, A National Banking Association 1.25% 26 $500 -
Northfield Bank 1.25% 36 $250 -
Gibraltar Bank 1.25% 40 $2,500 -
Unity Bank 1.25% 45 $1,000 -
First Choice Bank 1.25% 18 $1,000 -
Lakeland Bank 1.20% 35 $500 -
NVE Bank 1.20% 72 $1,000 -
Highlands State Bank 1.16% 14 $1,000 -
Firstrust Savings Bank 1.15% 60 $1,000 -
Univest Bank and Trust Co. 1.10% 30 $500 -
Gibraltar Bank 1.10% 30 $500 -
Lakeland Bank 1.05% 23 $500 -
The Berkshire Bank 1.05% 24 $10,000 -
Oritani Bank 1.05% 16 $1,000 -
Gibraltar Bank 1.05% 25 $2,500 -
New Jersey Community Bank 1.05% - $1,000 -
New York Community Bank 1.01% 11 $500 -
Fulton Bank of New Jersey 1.01% 36 $500 -
The First National Bank of Absecon 1.00% 84 $1,000 -
Brunswick Bank and Trust Company 1.00% - $250 -
Somerset Savings Bank, SLA 1.00% 18 $500 -
Columbia Bank 1.00% 20 $500 -
Manasquan Savings Bank 1.00% - $500 -
1st Colonial Community Bank 1.00% - $500 -
First Commerce Bank 1.00% - $1,000 -
First Bank 1.00% - $500 -
First Choice Bank 0.99% 9 $1,000 -
Grand Bank, National Association 0.97% - $1,000 -
Branch Banking and Trust Company 0.95% 37 $500 -
Firstrust Savings Bank 0.95% 23 $2,500 -
New Millennium Bank 0.95% - $500 -
Lakeland Bank 0.90% 13 $500 -
Delanco Federal Savings Bank 0.90% 28 $1,000 -
Firstrust Savings Bank 0.85% 14 $2,500 -
Northfield Bank 0.85% 18 $250 -
Harvest Community Bank 0.85% - $500 -
ConnectOne Bank 0.85% - $500 -
Royal Bank America 0.80% - $1,000 -
BBCN Bank 0.80% - $5,000 -
Oritani Bank 0.80% 9 $1,000 -
TrustCo Bank 0.80% 9 $500 -
Banco Popular North America 0.80% 11 $500 -
Grand Bank, National Association 0.80% 12 $1,000 -
First Choice Bank 0.80% - $1,000 -
Armed Forces Bank, National Association 0.75% - $500 -
The First National Bank of Absecon 0.75% 60 $1,000 -
Sun National Bank 0.75% - $500 -
Grand Bank, National Association 0.75% 6 $100,000 -
Amboy Bank 0.70% - $1,000 -
New York Community Bank 0.70% 7 $2,500 -
CTBC Bank Corp. (USA) 0.65% - $100 -
Firstrust Savings Bank 0.65% 35 $1,000 -
Haddon Savings Bank 0.65% - $500 -
Delanco Federal Savings Bank 0.65% 18 $1,000 -
Oritani Bank 0.65% 5 $1,000 -
Indus American Bank 0.65% - $2,000 -
Valley National Bank 0.60% - $250 -
Hanmi Bank 0.60% - $1,000 -
BNB Hana Bank, National Association 0.60% - $500 -
Ponce De Leon Federal Bank 0.60% - $1,000 -
Customers Bank 0.60% - $500 -
Parke Bank 0.60% - $500 -
Delanco Federal Savings Bank 0.55% 13 $1,000 -
Columbia Bank 0.55% - $500 -
Liberty Bell Bank 0.55% - $500 -
Alma Bank 0.55% - $2,500 -
The Bank of Princeton 0.55% - $500 -
Wells Fargo Bank, National Association 0.50% 58 $2,500 -
The First National Bank of Absecon 0.50% 48 $1,000 -
Valley National Bank 0.50% 3 $500 -
Beneficial Bank 0.50% - $500 -
Cathay Bank 0.50% - $100 -
Republic Bank 0.50% - $500 -
The Berkshire Bank 0.50% - $1,000 -
1st Constitution Bank 0.50% - $1,000 -
Audubon Savings Bank 0.50% - $1,000 -
Oritani Bank 0.50% - $1,000 -
Boiling Springs Savings Bank 0.50% - $1,000 -
Spencer Savings Bank, SLA 0.50% - $500 -
Freehold Savings Bank 0.50% - $500 -
AMG National Trust Bank 0.50% - $1,000 -
Highlands State Bank 0.50% - $1,000 -
Kearny Bank 0.45% - $500 -
BCB Community Bank 0.45% - $250 -
The First National Bank of Absecon 0.40% 36 $1,000 -
New York Community Bank 0.40% - $500 -
Delanco Federal Savings Bank 0.40% - $1,000 -
Monroe Savings Bank 0.40% - $500 -
Magyar Bank 0.40% - $100 -
Unity Bank 0.40% - $500 -
Capital Bank of New Jersey 0.40% - $500 -
Metuchen Savings Bank 0.35% - $500 -
Ocean City Home Bank 0.35% - $500 -
Cornerstone Bank 0.35% - $500 -
Wells Fargo Bank, National Association 0.30% 39 $2,500 -
The First National Bank of Elmer 0.30% - $100 -
Newfield National Bank 0.30% - $500 -
Fulton Bank of New Jersey 0.30% - $500 -
OceanFirst Bank 0.30% - $1,000 -
NVE Bank 0.30% - $500 -
Millville Savings and Loan Association 0.30% - $1,000 -
Franklin Bank 0.30% - $1,000 -
Century Savings Bank 0.30% - $500 -
Banco Popular North America 0.30% - $1 -
First Hope Bank, A National Banking Association 0.25% 7 $500 -
TD Bank, National Association 0.25% - $250 -
City National Bank of New Jersey 0.25% - $500 -
SussexBank 0.25% - $1,000 -
Firstrust Savings Bank 0.25% 9 $1,000 -
Investors Bank 0.25% - $500 -
First Hope Bank, A National Banking Association 0.22% - $500 -
Lakeland Bank 0.22% 9 $500 -
Wells Fargo Bank, National Association 0.20% 26 $2,500 -
Univest Bank and Trust Co. 0.20% - $500 -
Branch Banking and Trust Company 0.20% - $500 -
Northfield Bank 0.20% - $2,500 -
Lakeland Bank 0.17% - $500 -
Wells Fargo Bank, National Association 0.16% 24 $1 -
Capital One, National Association 0.15% - $1,000 -
PNC Bank, National Association 0.15% - $1,000 -
The First National Bank of Absecon 0.15% - $1,000 -
The Pennsville National Bank 0.15% - $500 -
Manufacturers and Traders Trust Company 0.10% - $1,000 -
Wells Fargo Bank, National Association 0.10% 9 $2,500 -
Firstrust Savings Bank 0.10% - $1,000 -
Somerset Savings Bank, SLA 0.10% - $500 -
Santander Bank, N.A. 0.10% - $500 -
Gibraltar Bank 0.09% 15 $2,500 -
Bank of America, National Association 0.07% 12 $2,000 -
Bank of America, National Association 0.05% - $1 -
Wells Fargo Bank, National Association 0.05% - $1 -
TrustCo Bank 0.05% - $500 -
Bank of America, National Association 0.04% 9 $2,000 -
PNC Bank, National Association 0.04% - $1 -
Citizens Bank of Pennsylvania 0.03% - $250 -
JPMorgan Chase Bank, National Association 0.01% - $1 -


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  • Gary Ronan

    May 03, 2016

    Your not locked in for 5 years. You can take it out any time but you will lose interest for a specified term. My credit union which holds my Roth IRA will dun me 6 months interest but your not making much anyway.

  • Carolyn Hornyak

    January 18, 2016

    I saw in the Phoenix, Arizona an ad for Sun Cities Financial Group advertising a high yield CD special for 4.40%? Is this legitimate?

    Carolyn

  • JOHN

    January 14, 2016

    MORE USELESS INFO. NO LENGHT OF TERM LISTED. ONLY USEFULL INFO IS NAME OF INSTITUTION SO I CAN PHONE THEM.

  • Chotzey

    December 30, 2015

    To lock in @ 5 years may be risky. When watching MSNBC the other day they were saying rates are to be gradually going up. May be a gamble, but everything is.

  • Ray P

    December 30, 2015

    None of the rates shown can be found at any of the banks. The actual bank rates are almost half of what is shown here.

  • Lori Martin

    January 09, 2015

    Jack:

    ??? Looked up rates at PenFed (we're a member) and they show a 5 yr at 1.76%. The last time it was 3.0 and over (3.04) was in Dec. 2013 (for the 5 & 7 year).

  • Jack Mazer

    January 27, 2014

    Penfed offers a 60 month cd at 3 percent.

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