You are viewing fixed rate ira rates across North Carolina

North Carolina IRA CD Rates 2016

If you have your savings dollars in a bank with low savings rates, then you are losing real money. With the magic of compounding interest, even an interest rate difference under 1% can really add up over time. See our Savings Booster Calculator to see why you should seek out a higher interest rate. The table below has an unbiased list of the savings and money market account rates of FDIC-insured banks that are near your current location (if they aren’t, then change the zip code above). Take a few minutes to explore these options and see how you can boost your savings by more than 6X the national average rate. You may also want to check credit unions near you or online banks by navigating through the tabs above. There is competition for your money. Take advantage of it!

NC - December 9, 2016

BANKS APY Term MIN MILES ?
Carolina Premier Bank 1.51% 60 $1,000 -
Ameris Bank 1.50% 36 $1 -
First South Bank 1.50% 55 $500 -
Carolina Alliance Bank 1.35% 35 $1,000 -
Park Sterling Bank 1.30% 30 $10,000 -
Fifth Third Bank 1.30% 54 $5,000 -
Union Bank & Trust Company 1.30% 20 $1,000 -
Ameris Bank 1.25% 24 $1 -
LifeStore Bank 1.25% 27 $5,000 -
Aquesta Bank 1.20% 30 $10,000 -
First South Bank 1.15% 30 $500 -
Aquesta Bank 1.15% 19 $10,000 -
Wake Forest Federal Savings and Loan Association 1.11% 60 $500 -
Carolina Premier Bank 1.11% 36 $1,000 -
Fifth Third Bank 1.10% 36 $5,000 -
Carolina Alliance Bank 1.05% 25 $1,000 -
Bank of Oak Ridge 1.01% 23 $3,500 -
First Carolina Bank 1.01% 25 $10,000 -
The Little Bank, Incorporated 1.00% 36 $1,000 -
First South Bank 1.00% 21 $500 -
Park Sterling Bank 1.00% 12 $10,000 -
Ameris Bank 1.00% 12 $1 -
Capital Bank Corporation 0.90% 60 $500 -
Carolina Alliance Bank 0.85% 19 $1,000 -
First Carolina Bank 0.80% 14 $10,000 -
The Little Bank, Incorporated 0.75% 24 $1,000 -
Fifth Third Bank 0.75% 24 $5,000 -
Roanoke Valley Savings Bank, SSB 0.75% - $250 -
Four Oaks Bank & Trust Company 0.75% 30 $500 -
Piedmont Federal Savings Bank 0.75% - $100 -
Capital Bank Corporation 0.75% 21 $500 -
Carter Bank & Trust 0.75% - $100 -
First South Bank 0.70% 13 $500 -
Nantahala Bank & Trust Company 0.65% 24 $500 -
New Republic Savings Bank 0.65% - $1,000 -
NewDominion Bank 0.60% - $500 -
Select Bank & Trust Company 0.60% 48 $500 -
Jackson Savings Bank, SSB 0.60% - $500 -
The Little Bank, Incorporated 0.55% 12 $1,000 -
Carolina Alliance Bank 0.55% 13 $1,000 -
Coastal Bank & Trust 0.55% - $500 -
Nantahala Bank & Trust Company 0.50% - $1 -
First Federal Savings Bank of Lincolnton 0.50% - $200 -
Tarboro Savings Bank, SSB 0.50% - $500 -
Wake Forest Federal Savings and Loan Association 0.50% 24 $500 -
Select Bank & Trust Company 0.50% 36 $500 -
Wells Fargo Bank, National Association 0.50% 58 $2,500 -
Four Oaks Bank & Trust Company 0.50% 20 $500 -
Grayson National Bank 0.45% - $1,000 -
Bank of North Carolina 0.45% - $500 -
Entegra Bank 0.45% 11 $1,000 -
Entegra Bank 0.41% - $100 -
Union Bank & Trust Company 0.40% - $500 -
Citizens Community Bank 0.40% - $1 -
Alliance Bank & Trust Company 0.40% - $500 -
Providence Bank 0.40% - $1,000 -
The Little Bank, Incorporated 0.40% - $1,000 -
Carolina Bank 0.36% 10 $10,000 -
Carolina Premier Bank 0.35% - $1,000 -
Park Sterling Bank 0.35% - $5,000 -
Wake Forest Federal Savings and Loan Association 0.35% 12 $500 -
Bank of Oak Ridge 0.35% 13 $3,500 -
Four Oaks Bank & Trust Company 0.35% 15 $5,000 -
FSNB, National Association 0.35% - $500 -
Carolina Trust Bank 0.35% - $500 -
Select Bank & Trust Company 0.35% 12 $5,000 -
Carolina Bank 0.32% - $500 -
Carolina Alliance Bank 0.30% - $500 -
Bank of Hampton Roads 0.30% - $500 -
West Town Bank & Trust 0.30% - $1,000 -
Benchmark Community Bank 0.30% - $500 -
Wells Fargo Bank, National Association 0.30% 39 $2,500 -
Highlands Union Bank 0.25% - $500 -
Branch Banking and Trust Company 0.25% 13 $500 -
LifeStore Bank 0.25% - $500 -
Sound Banking Company 0.25% - $500 -
Four Oaks Bank & Trust Company 0.25% 7 $5,000 -
Yadkin Bank 0.25% - $500 -
Aquesta Bank 0.25% - $1,000 -
TD Bank, National Association 0.25% - $250 -
Bank of North Carolina 0.25% - $500 -
Select Bank & Trust Company 0.24% 15 $500 -
Cornerstone Bank 0.21% - $500 -
Wake Forest Federal Savings and Loan Association 0.20% - $500 -
CresCom Bank 0.20% - $1,000 -
Ameris Bank 0.20% - $1,000 -
First South Bank 0.20% - $500 -
Wells Fargo Bank, National Association 0.20% 26 $2,500 -
American National Bank and Trust Company 0.20% - $500 -
Bank of Tennessee 0.20% - $500 -
Asheville Savings Bank, S.S.B. 0.18% - $100 -
Bank of the Ozarks 0.18% - $1,000 -
Wells Fargo Bank, National Association 0.16% 24 $1 -
North State Bank 0.15% - $500 -
Bank of Oak Ridge 0.15% - $3,500 -
Capital Bank Corporation 0.15% - $500 -
Taylorsville Savings Bank, SSB 0.15% - $500 -
Yadkin Bank 0.15% - $250 -
Woodforest National Bank 0.15% - $500 -
Four Oaks Bank & Trust Company 0.15% - $500 -
Black Mountain Savings Bank, SSB 0.15% - $1,000 -
Southern Bank and Trust Company 0.10% - $1 -
Cornerstone Bank 0.10% 5 $500 -
Mechanics & Farmers Bank 0.10% - $1,000 -
SunTrust Bank 0.10% - $2,000 -
Uwharrie Bank 0.10% - $2,000 -
Wells Fargo Bank, National Association 0.10% 9 $2,500 -
The Fidelity Bank 0.10% - $1 -
Peoples Bank 0.10% - $2,500 -
United Community Bank 0.10% - $500 -
Branch Banking and Trust Company 0.10% - $500 -
First Federal Bank 0.10% - $500 -
First Carolina Bank 0.10% - $500 -
Regions Bank 0.10% - $250 -
HomeTrust Bank 0.10% - $500 -
First Tennessee Bank, National Association 0.10% - $100 -
PNC Bank, National Association 0.10% - $1,000 -
First-Citizens Bank & Trust Company 0.10% - $500 -
PNC Bank, National Association 0.09% - $1,000 -
Bank of America, National Association 0.07% 12 $2,000 -
KS Bank, Inc. 0.06% - $500 -
Fifth Third Bank 0.05% - $500 -
Towne Bank 0.05% - $1,000 -
First Bank 0.05% - $1,000 -
Bank of America, National Association 0.05% - $1 -
First Community Bank 0.05% - $1 -
Wells Fargo Bank, National Association 0.05% - $1 -
Farmers & Merchants Bank 0.05% - $100 -
Bank of America, National Association 0.04% 9 $2,000 -
Select Bank & Trust Company 0.04% - $250 -


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  • Gary Ronan

    May 03, 2016

    Your not locked in for 5 years. You can take it out any time but you will lose interest for a specified term. My credit union which holds my Roth IRA will dun me 6 months interest but your not making much anyway.

  • Carolyn Hornyak

    January 18, 2016

    I saw in the Phoenix, Arizona an ad for Sun Cities Financial Group advertising a high yield CD special for 4.40%? Is this legitimate?

    Carolyn

  • JOHN

    January 14, 2016

    MORE USELESS INFO. NO LENGHT OF TERM LISTED. ONLY USEFULL INFO IS NAME OF INSTITUTION SO I CAN PHONE THEM.

  • Chotzey

    December 30, 2015

    To lock in @ 5 years may be risky. When watching MSNBC the other day they were saying rates are to be gradually going up. May be a gamble, but everything is.

  • Ray P

    December 30, 2015

    None of the rates shown can be found at any of the banks. The actual bank rates are almost half of what is shown here.

  • Lori Martin

    January 09, 2015

    Jack:

    ??? Looked up rates at PenFed (we're a member) and they show a 5 yr at 1.76%. The last time it was 3.0 and over (3.04) was in Dec. 2013 (for the 5 & 7 year).

  • Jack Mazer

    January 27, 2014

    Penfed offers a 60 month cd at 3 percent.

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