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Variable Rate IRAs – North Carolina - May 23, 2012

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Below are Variable Rate IRA CDs offered from banks that are located in North Carolina. Depending on the type of IRA you have, a variable rate IRA CD offers tax-free or tax-deferred interest. Unlike a Fixed Rate IRA CD, the interest from a VIRA CD can fluctuate depending on market and economic conditions even though the principle is FDIC insured. VIRAs are often preferred when interest rates are expected to rise as the yield on the CD can be adjusted upward over its term. Learn more about the benefits and drawbacks of a Variable Rate IRA CD.

Bank APY Min Bal Miles More
Towne Bank 2.11% $1 -
Patriot State Bank 2.00% $1 -
Lumbee Guaranty Bank 1.77% $100 -
First-citizens Bank & Trust Company 1.16% $1 -
Providence Bank 1.15% $1,000 -
Piedmont Federal Savings Bank 1.01% $100 -
Oldtown Bank 1.00% $1,000 -
Roanoke Valley Savings Bank, Ssb 1.00% $250 -
Premier Commercial Bank 0.75% $2,500 -
Coastal Bank & Trust 0.75% $100 -
The Little Bank, Incorporated 0.70% $1,000 -
Citizens Community Bank 0.70% $1 -
Forest Commercial Bank 0.70% $1,000 -
Carolina Premier Bank 0.65% $1 -
Bank Of North Carolina 0.65% $500 -
Waccamaw Bank 0.55% $1 -
High Point Bank And Trust Company 0.50% $25 -
Cornerstone Bank 0.50% $500 -
Keysource Commercial Bank 0.50% $1 -
Carter County Bank Of Elizabethton, Tennessee 0.50% $1,000 -
The First National Bank Of Shelby 0.50% $500 -
Mountain 1st Bank & Trust Company 0.50% $100 -
Hometrust Bank 0.41% $100 -
Regions Bank 0.40% $250 -
Highlands Union Bank 0.40% $25 -
Four Oaks Bank & Trust Company 0.35% $500 -
Bank Of The Ozarks 0.35% $1,000 -
Bank Of Granite 0.35% $500 -
First Federal Savings And Loan Association Of Charleston 0.35% $1,000 -
Bank Of America, National Association 0.30% $1 -
Southern Bank And Trust Company 0.30% $100 -
New Century Bank 0.29% $1 -
The East Carolina Bank 0.25% $5 -
First Bank 0.25% $100 -
The Fidelity Bank 0.25% $1 -
Monarch Bank 0.25% $1,000 -
Communityone Bank, National Association 0.23% $100 -
Fifth Third Bank 0.20% $50 -
Bank Of Stanly 0.20% $1 -
Branch Banking And Trust Company 0.20% $1 -
Bank Of The Carolinas 0.18% $100 -
First Bank 0.18% $100 -
Southern Community Bank And Trust 0.15% $1 -
American National Bank And Trust Company 0.15% $100 -
Carolina Bank 0.15% $1 -
Asheville Savings Bank, S.s.b. 0.15% $25 -
Peoples Bank 0.15% $2,500 -
Randolph Bank & Trust Company 0.10% $1 -
United Community Bank 0.10% $50 -
Suntrust Bank 0.05% $2,000 -
Wells Fargo Bank, National Association 0.05% $1 -
Farmers & Merchants Bank 0.05% $100 -
Yadkin Valley Bank And Trust Company 0.05% $1 -
Pnc Bank, National Association 0.05% $250 -
Td Bank, National Association 0.05% $1 -

Banks listed above are FDIC insured. The FDIC insures each named individual's deposits to $250,000. To avoid exceeding FDIC insurance limits, please use the FDIC's EDIE function on its website.

BestCashCow strives to maintain the most accurate rates. If you find a rate that is not accurate, please let us know so that we can update it. Please email us at contact (at) bestcashcow.com.
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