Bank of America is offering $75 to open a My Access checking account. I checked the itty-bitty terms and conditions at the bottom of the page and here's what it says:
"This is a special offer to existing Bank of America credit card customers and only valid only for new MyAccess Checking® accounts. This offer does not apply to current checking customers or student checking accounts."
Does that mean I can't get the offer is I don't have a Bank of America credit card? I started through the application but was never stopped and asked for my credit card information. I gave them a call to be sure and was told by the CSR that you indeed must be a credit card customer to get the A$75. They'll let anyone apply, thinking they can get the $75 but you need to have the credit card in order to get the cash.
Now, CSRs are notoriously wrong about this kind of stuff but if you don't have a BofA credit card I wouldn't bother. The hassle of opening an account isn't worth the chance that you won't receive the $75.